https://ficoforums.myfico.com/t5/Credit-Cards/USBank-reserve-line/m-p/1744610#M485493 <P>I don't think it is pre-approved. They offered me to open US Bank Reserve Line &nbsp;when I called them to ask about my Gold Package Checking. &nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>Ron.</P> Tue, 11 Dec 2012 06:59:28 GMT Ron1 2012-12-11T06:59:28Z https://ficoforums.myfico.com/t5/Credit-Cards/USBank-reserve-line/m-p/1744236#M485373 I saw a post earlier about USBanks reserve line of credit. The past few times I've been in I've been asked my the teller if I'd like to sign up for the reserve line, but I've repeatedly told them I'm not interested. I've been a customer of USBank for about two years. My current scores are below with a derog showing on my report from June 2011. Are they asking me because I'm pre-approved or are they just trying to make a sale? My current scores are below.<BR /><BR />Thanks in advance. Tue, 11 Dec 2012 03:45:17 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USBank-reserve-line/m-p/1744236#M485373 alexak 2012-12-11T03:45:17Z https://ficoforums.myfico.com/t5/Credit-Cards/USBank-reserve-line/m-p/1744610#M485493 <P>I don't think it is pre-approved. They offered me to open US Bank Reserve Line &nbsp;when I called them to ask about my Gold Package Checking. &nbsp;</P><P>&nbsp;</P><P>&nbsp;</P><P>Ron.</P> Tue, 11 Dec 2012 06:59:28 GMT https://ficoforums.myfico.com/t5/Credit-Cards/USBank-reserve-line/m-p/1744610#M485493 Ron1 2012-12-11T06:59:28Z