topic Re: Bank of America product change.. soft or hard pull? AAOA? in Credit Cards

Bank of America product change.. soft or hard pull? AAOA?

lokobo — Wed, 12 Dec 2012 04:07:43 GMT

Hey guys,

I've had a Bank of America WorldPoints MasterCard for almost 2 years now. I am interested in doing a PC to the BankAmericard Privileges without any change in my CL.

Do you know if they do either a soft or hard pull for this?

And any idea how this will affect my AAOA?

Thanks in advance for any insight.

if it just a pc , no hp.

toppers555 — Wed, 12 Dec 2012 05:49:59 GMT

if it just a pc , no hp.

Re: Bank of America product change.. soft or hard pull? AAOA?

HiLine — Wed, 12 Dec 2012 05:56:50 GMT

Never heard of a PC request resulting in a hard pull. Are there exceptions?

Re: Bank of America product change.. soft or hard pull? AAOA?

jsickz32 — Wed, 12 Dec 2012 11:55:28 GMT

I pcd a bofa card back in october and they didnt pull anything

Re: Bank of America product change.. soft or hard pull? AAOA?

lokobo — Wed, 12 Dec 2012 18:55:31 GMT

Ok. Good to know. What about the age and history associated with your original account. Did that carry over with the product change?

Re: Bank of America product change.. soft or hard pull? AAOA?

jsickz32 — Wed, 12 Dec 2012 19:01:41 GMT

Yup. The new card even came with the same member since date on it.

Re: Bank of America product change.. soft or hard pull? AAOA?

lokobo — Wed, 12 Dec 2012 22:23:41 GMT

Fantastic! How wonderful.

Re: Bank of America product change.. soft or hard pull? AAOA?

FutureBillionaire — Thu, 13 Dec 2012 01:24:08 GMT

I tried to transfer limits between cards and pc they did a hard pull. The hard pull was only for the limit changes between cards.