topic Re: Getting approved for Chase Amazon Visa? in Credit Cards

Getting approved for Chase Amazon Visa?

ssmith891 — Thu, 13 Dec 2012 05:50:44 GMT

Do you guys think this is feasible? Since October, I've applied and been approved for:

Chase Sapphire Preferred Visa Signature: $5,000

Chase Freedom Visa: $3,000

Discover More: $4,000

US Bank Cash+ Visa Signature: $1,500

Too many inquiries? I don't want to get denied but at the same time I'm doing most of my Christmas shopping on Amazon!

Re: Getting approved for Chase Amazon Visa?

trumpet-205 — Thu, 13 Dec 2012 05:55:44 GMT

You going have to move some CL from your other two Chase cards. Chase cares about total amount of credit you already have with them.

Re: Getting approved for Chase Amazon Visa?

maiden_girl — Thu, 13 Dec 2012 08:19:29 GMT

@ssmith891 wrote:
Do you guys think this is feasible? Since October, I've applied and been approved for:

Chase Sapphire Preferred Visa Signature: $5,000
Chase Freedom Visa: $3,000
Discover More: $4,000
US Bank Cash+ Visa Signature: $1,500

Too many inquiries? I don't want to get denied but at the same time I'm doing most of my Christmas shopping on Amazon!

You can't have a VISA signature unless you have at least a 5k CL. You probably have the regular US Bank cash rewards card.

Chase will probably low ball you with the CL for a third card with them. I agree with the other poster. They may ask you to close out a card or move your CL over to approve you for a Chase Amazon.

Re: Getting approved for Chase Amazon Visa?

Anonymous — Thu, 13 Dec 2012 09:01:36 GMT

If I were you I would just app for the amazon store card. They have great 0% deals and a GE account will grow with you faster than Chase will IMO and CLI's are only SP's. If you are more interested in rewards give the Citi Forward a look at. But for a more guaranteed approval go with the store card

Re: Getting approved for Chase Amazon Visa?

slarano — Thu, 13 Dec 2012 12:37:53 GMT

I have a Chase United Mileage Plus card and I WISH they would allow me to move its credit limit to one of my other three Chase cards. But I digress.

Re: Getting approved for Chase Amazon Visa?

Repo-ed — Thu, 13 Dec 2012 13:12:40 GMT

www.whogavemecredit.com

Re: Getting approved for Chase Amazon Visa?

ssmith891 — Thu, 13 Dec 2012 13:26:37 GMT

Nope sorry maiden_girl, it's the Visa Signature. They sent me the Cash+ 3 weeks after sending me my cash rewards and told me to destroy my cash rewards. Then told me the Cash+ is the only card on the account. Read my previous thread.

But anyways, I guess I'll just hold out for a while then.

Re: Getting approved for Chase Amazon Visa?

koalablue — Thu, 13 Dec 2012 19:13:03 GMT

@slarano wrote:
I have a Chase United Mileage Plus card and I WISH they would allow me to move its credit limit to one of my other three Chase cards. But I digress.

I was given the option of moving credit from one of my other cards to the CSP when I was approved for the CSP (CSP initial CL was 5000). The rep said since you're not using your Explorer card that much (I have a Club Visa that I use more) do you want to move some credit from the Explorer? I said you can move 2000 from the Explorer to the CSP to give the CSP a 7000 limit, and that's what they did.

Re: Getting approved for Chase Amazon Visa?

bs1234 — Thu, 13 Dec 2012 19:31:26 GMT

Doesn't the Citi Forward card give a good deal on Amazon (5 TY points, worth maybe 4%)? That way (if they approve of course) you won't need to split your Chase CLs.

Re: Getting approved for Chase Amazon Visa?

tray — Thu, 13 Dec 2012 21:29:47 GMT

@trumpet-205 wrote:
You going have to move some CL from your other two Chase cards. Chase cares about total amount of credit you already have with them.

Not necessarily true, I was just approved for the chase amazon visa end of last month and did not have to move any of my credit limits from my other chase cards, I was approved for a $5,000.00 cl, and I already have a $5,000.00 limit on my freedom card and a $10,000.00 limit on my sapphire preferred. So I say to the OP I would try and go for this card if you really want it, especially when it is the season of giving Good Luck.

Re: Getting approved for Chase Amazon Visa?

percy81 — Thu, 13 Dec 2012 21:35:32 GMT

correct me if I'm wrong, but I thought chase frowns upon having more than 3 inquiries in a year especially so close together. If I were u I would either garden your cards or get the amazon store card ( which is issued by GE generous credit limits and increases) plus the store offers o% apr or high priced items.

Re: Getting approved for Chase Amazon Visa?

ssmith891 — Fri, 21 Dec 2012 04:07:25 GMT

@lisamar81 wrote:
correct me if I'm wrong, but I thought chase frowns upon having more than 3 inquiries in a year especially so close together. If I were u I would either garden your cards or get the amazon store card ( which is issued by GE generous credit limits and increases) plus the store offers o% apr or high priced items.

The only problem is that the store card doesn't offer the $50 instant credit.

Re: Getting approved for Chase Amazon Visa?

jsucool76 — Fri, 21 Dec 2012 14:00:43 GMT

I think the store card gets a gift card still, just a smaller er one.

Also I'm still fairly certain you cannot have a siggy with a limit under $5,000, jus sayin. Maybe they sent you a plat, or upped your limit, but i think visa has the restriction on siggys starting at 5000,not banks. Cant get around that.

Re: Getting approved for Chase Amazon Visa?

Anonymous — Fri, 21 Dec 2012 15:11:26 GMT

@jsucool76 wrote:
I think the store card gets a gift card still, just a smaller er one.

Also I'm still fairly certain you cannot have a siggy with a limit under $5,000, jus sayin. Maybe they sent you a plat, or upped your limit, but i think visa has the restriction on siggys starting at 5000,not banks. Cant get around that.

Well ssmithy has a card marked Visa Sig, with a 1.5K limit. So it probably is not meant to happen, but it does.

Re: Getting approved for Chase Amazon Visa?

Anonymous — Fri, 21 Dec 2012 21:56:55 GMT

I applied for the Chase Amazon Visa the other day. Got the 7-10 day message, called the backdoor number to find out what was going on. Rep said I had been declined but he would take a second look. Asked me why I had so many inquiries (12 in past year), explained to him the inquiries. He took a couple minutes, came back, asked what credit limit I wanted, told him $2500, he said I was approved for that, but I should have asked for more.