topic Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!! in Credit Cards

Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 01:50:39 GMT

I just applied for Chase United Explorer Card. I didn't get instant approved. Got the following message:

We need to review your application to make a decision.

Does it mean" I got denied"? Did I make mistake to apply for the card? My TU FICO was 747 as of Dec 5 and EQ was 801 as of Dec 5. My utlization was 1%. AAOA: 5yrs.

Thanks for reading.

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Anonymous — Sat, 15 Dec 2012 01:52:44 GMT

Recon Recon Recon. I had worse and got approved.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 01:54:39 GMT

@Anonymous wrote:
Recon Recon Recon. I had worse and got approved.

Thanks for reply. What was your score when you applied? Won't you mind to tell me how much they gave you?

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Anonymous — Sat, 15 Dec 2012 01:55:36 GMT

676 got $5k after my CLI reported on Discover to $5,700

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Anonymous — Sat, 15 Dec 2012 01:56:37 GMT

You're not gonna get denied. Even if you're denied, just recon. I think this card pulls EX. My score was lower and I was approved for significantly over 5000. I did have existing relationship with Chase though.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 01:59:20 GMT

@Anonymous wrote:
676 got $5k after my CLI reported on Discover to $5,700

WoW!!!! Thanks for sharing. They're very generous. Did you talk to credit analyst?

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 02:01:00 GMT

@Anonymous wrote:
You're not gonna get denied. Even if you're denied, just recon. I think this card pulls EX. My score was lower and I was approved for significantly over 5000. I did have existing relationship with Chase though.

Thanks for your reply. I have banking relationship and credit cards relationship with Chase. Last time they pulled TU. That was almost two years ago.

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Anonymous — Sat, 15 Dec 2012 02:04:57 GMT

Yes, because I had a forclosure 2.5 years ago, they only wanted to look at any new credit issued since the forclosure. I had a new Discover that was reporting at on $1,700 at the time of app and he said the minumum the card allows for is $2k. He said once the CLI reported to call back and I did an was approved. They would only match my largest CL since the Forclosure.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 02:09:44 GMT

@Anonymous wrote:
Yes, because I had a forclosure 2.5 years ago, they only wanted to look at any new credit issued since the forclosure. I had a new Discover that was reporting at on $1,700 at the time of app and he said the minumum the card allows for is $2k. He said once the CLI reported to call back and I did an was approved. They would only match my largest CL since the Forclosure.

Congrats on your approval!!! They were nice to you. You wouldn't get approved if they were BofA.

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Repo-ed — Sat, 15 Dec 2012 02:19:26 GMT

Call and recon already - and let us know what they gave you.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 02:23:05 GMT

@Repo-ed wrote:
Call and recon already - and let us know what they gave you.

Thanks!!! I will. I just called they're not open. If they don't approve, I can use Amex PR or Travelocity Amex to buy the ticket.

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Anonymous — Sat, 15 Dec 2012 02:44:11 GMT

I think you'll be approved but the instant decision might be due to what, 4 Freedom cards?

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Epcot — Sat, 15 Dec 2012 02:47:00 GMT

Keep us posted, hope you get it!

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 02:52:44 GMT

@Anonymous wrote:
I think you'll be approved but the instant decision might be due to what, 4 Freedom cards?

It could be... I asked them if I could convert one of them. They told me I have to apply for the card.

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

HiLine — Sat, 15 Dec 2012 02:53:23 GMT

@Ron1 wrote:
@Anonymous wrote:
Yes, because I had a forclosure 2.5 years ago, they only wanted to look at any new credit issued since the forclosure. I had a new Discover that was reporting at on $1,700 at the time of app and he said the minumum the card allows for is $2k. He said once the CLI reported to call back and I did an was approved. They would only match my largest CL since the Forclosure.
Congrats on your approval!!! They were nice to you. You wouldn't get approved if they were BofA.

Ron.

I don't know. Chase denied me even a Freedom, whereas BofA gave me a Visa Signature.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sat, 15 Dec 2012 02:53:51 GMT

@Epcot wrote:
Keep us posted, hope you get it!

Thank you!!! I might get answer next week. Hopefully.

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

daybreakgonesXe — Sat, 15 Dec 2012 05:19:22 GMT

No worries Ron! Seems they like to do a lot of manual reviews lately and/or manual card building my CS took 5 days to process and become "approved" without any intervention from me!

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Ron1 — Sun, 16 Dec 2012 16:05:59 GMT

I pulled triple credit report and they pulled both EXP and TU this morning. I don't know they pulled EQ. MPM could pull EQ for some reason. I called the status line and it's still under review.

Ron.

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

rtw — Sun, 16 Dec 2012 16:14:11 GMT

Please keep us posted. I'm interested in the outcome. Good luck!

UPDATE: Chase United Denied!!!! Need to call verify info!!!!

Ron1 — Mon, 24 Dec 2012 22:32:13 GMT

I called Chase backdoor number and they told me my apps was denied. They need to verify some info and the denial letter was sent out last week. What are my chances to get approved? By the way, that dept is not open today and they will open on Wednesday.

Ron.