topic Re: Am I ready for BCE? in Credit Cards

Am I ready for BCE?

Anonymous — Fri, 28 Dec 2012 01:54:17 GMT

The next major credit card i need is an amex but i don't want

to have to get charge cards, I rather just go straight for what i want.

Here is my situation.

Discover 600/4500 - 7mo

Chase 0 /3000 - 6 mo

Barclays 0/ 750 - 6mo

WellsF 0/ 300 -1yr 4mo

Macys AU 0/ 500 - 6yr 9mo

SallieMae- 4k bal - 1yr 9mo

EX- 721 EQ- 729 TU?

inq-3 inq-2

20yr., 58k, no negatives on report.

I think i have a strong shot at approval.

Re: Am I ready for BCE?

daybreakgonesXe — Fri, 28 Dec 2012 02:04:10 GMT

I think you have a strong chance of approval go for it!

Re: Am I ready for BCE?

Anonymous — Fri, 28 Dec 2012 02:07:21 GMT

What are you waiting for? Do it and fast so you get the 2012 member date. Not that you need the backdating with 20 years lol. But seriously I think you have a great chance.

Re: Am I ready for BCE?

mikka1 — Fri, 28 Dec 2012 02:09:59 GMT

Same logic with me - I also didn't want charge cards with AF

Approved for BCE with ~1 yr history and ~716 EX

I'd say go for it for sure if you want it.

Re: Am I ready for BCE?

Anonymous — Fri, 28 Dec 2012 02:15:34 GMT

also I was an AU on my dads amex in 2006

but I think it just had my first name initial then my last name.

It isn't on my report.,

would I still get backdating?

Re: Am I ready for BCE?

Anonymous — Fri, 28 Dec 2012 02:18:35 GMT

You should be ready.

Re: Am I ready for BCE?

creditnocash — Fri, 28 Dec 2012 02:32:06 GMT

@Anonymous wrote:
also I was an AU on my dads amex in 2006

but I think it just had my first name initial then my last name.
It isn't on my report.,

would I still get backdating?

i dont want to say no but i believe they stopped doing au backdates. its only if you had an account and opened another card.

Re: Am I ready for BCE?

nicholasyud — Fri, 28 Dec 2012 03:24:34 GMT

probably 99% approved.....