topic Re: NFCU Credit Pulls in Credit Cards

NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 15:51:46 GMT

Does anyone know what bureaus NFCU pulls for checking and credit cards? Thanks I plan on applying soon

Re: NFCU Credit Pulls

jsickz32 — Fri, 28 Dec 2012 15:53:54 GMT

Depends by person. They have only pulled TU for me. They pull both EQ and TU for others.

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 16:05:47 GMT

Awesome. Hopefully they pull Transunion for me. I just had two PFD's removed on my Transunion. Thanks for the input. I think I will apply today

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 16:06:44 GMT

I have old medical debt on my equifax... hopefully they won't pull that

Re: NFCU Credit Pulls

jsickz32 — Fri, 28 Dec 2012 16:13:23 GMT

When i apped i had a joint CO and they didnt say anything about it.

Re: NFCU Credit Pulls

Rhaeny — Fri, 28 Dec 2012 16:24:21 GMT

I just app'd a week ago today and they pulled both TU and EQ.

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 16:30:20 GMT

I've been with them since 2001 and they've always only pulled EQ for me. I've heard that they do TU too for some things.

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 16:34:25 GMT

I wouldnt worry about the negatives on your credit report to be honest as long as you have somewhat of a decent score you will be okay. My credit report is far from perfect have the middle of the road credit score and have two credit cards with them one for 10k and one for 7k. My next highest is with chase at 4k and to get that limit I had to pull teeth,

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 16:40:34 GMT

This is all good news to me. Seems like a honest bank. Wells fargo...not so much. So I am making a change

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 16:41:23 GMT

Thanks for your contributions, I may drive to NFCU rather than apping online or via phone. Figured they may work with me more in that case

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 16:45:21 GMT

Rightcoast there is no comparison in banks trust me on that! NFCU gos beyond what other banks will do for you. Than you ask for some more and they bend over backwards again. It is truly amazing, there the reason I got out of financial misery. I am almost respectable now thanks to NFCU!

Re: NFCU Credit Pulls

j_casteel — Fri, 28 Dec 2012 16:53:54 GMT

TU to join then EQ for card app in my case.

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 18:23:51 GMT

They pulled TU for checking account. Then they pulled EQ for credit card. I live in in GA.

Re: NFCU Credit Pulls

Anonymous — Fri, 28 Dec 2012 19:04:38 GMT

I live in NC I'm sure they will pull the same. I will update with any new info