topic Re: CLI's on WFNNB Accounts?? in Credit Cards

CLI's on WFNNB Accounts??

injustifiiable — Sun, 30 Dec 2012 21:18:57 GMT

I'm just wondering how I should go about CLI's with a new WFNNB account I have with Express. I'm just kinda planning the year ahead....

I also want to make sure that they are done through SP's too!

Thanks all.

Re: CLI's on WFNNB Accounts??

ecballer — Sun, 30 Dec 2012 21:24:04 GMT

You can request an increase online when you log into your account which are always soft pulls. I believe you have to wait 4-6 months to request one if im not mistaken or you will get the "you do not qualify at this time" letter.

Re: CLI's on WFNNB Accounts??

Rhaeny — Sun, 30 Dec 2012 21:32:35 GMT

Yea I haven't found any backdoor numbers to call. I tried one of my cards at the 6 month mark and I got a letter saying that my account is not eligible for a CLI. Even though I PIF each time I used it. I'm not too happy with them but I will keep them open to see how they do at the one year mark. But I have some pretty low limits with them like $150 for The Avenue and $300 Catherines. What's ironic is that I have Victoria's secret and Woman Within both for $750. All of these were opened using the shopping cart trick so I don't know if that has anything to do with it. But I have other CCs that are 50 times the amount of my lowest WFNNB, which is now Commenity, cards.

Re: CLI's on WFNNB Accounts??

corymcd88 — Sun, 30 Dec 2012 21:47:05 GMT

@ecballer wrote:
You can request an increase online when you log into your account which are always soft pulls. I believe you have to wait 4-6 months to request one if im not mistaken or you will get the "you do not qualify at this time" letter.

I was told 9 months on my account yesterday.

Re: CLI's on WFNNB Accounts??

ecballer — Sun, 30 Dec 2012 22:30:33 GMT

Guess it depends on the situation. I have 3 wfnnb accounts opened up December of last year and received 2 increases on each.

Kingsize started at 250----450----650

Woman within 250----450----650

Victoria secret opened in march at 500, increased to 640 in July and last month to 940

All soft pulls requested by me thru the website.

Re: CLI's on WFNNB Accounts??

Creditaddict — Mon, 31 Dec 2012 00:07:25 GMT

WFFNB has always been VERY slow in the beginning and 9 months sounds about right... After that it was fast and never had to ask!

and unlike most banks I have delt with, I have had WFFNB (Express) especially get a couple CLI almost back to back because the account was at limit before the increases.

Re: CLI's on WFNNB Accounts??

injustifiiable — Mon, 31 Dec 2012 03:34:17 GMT

@Creditaddict wrote:
WFFNB has always been VERY slow in the beginning and 9 months sounds about right... After that it was fast and never had to ask!

and unlike most banks I have delt with, I have had WFFNB (Express) especially get a couple CLI almost back to back because the account was at limit before the increases.

Really...this is interesting to know. My CL is $1,000 right now so I doubt I'll actually ever charge that much, but of course, I wouldn't mind more CL so I wouldn't have to worry about UTIL much.

They have the button available on the website already...asks for Annual income. I guess I'll try at 6 months and see how it goes.

Re: CLI's on WFNNB Accounts??

Uppingmyscore — Mon, 31 Dec 2012 22:11:28 GMT

They increased mine automatically.....No request from me!!!