topic Re: No Brainer to PC from More to IT? in Credit Cards

No Brainer to PC from More to IT?

Anonymous — Wed, 02 Jan 2013 16:16:10 GMT

I just wanted to make sure here before I did it, but it seems like a no brainer to PC from More to IT. Account number, etc. stays the same (so no change on the credit reports), you keep the 5% categories w/ $1500 limits, and you get 1% back on every purchase, rather than getting 0.25% on the first $3000 in purchases. Is there something I am missing or is it really a no brainer to switch?

Re: No Brainer to PC from More to IT?

daybreakgonesXe — Wed, 02 Jan 2013 16:17:36 GMT

So far, it is a no brainer!

Re: No Brainer to PC from More to IT?

jsickz32 — Wed, 02 Jan 2013 16:19:41 GMT

Re: No Brainer to PC from More to IT?

Shogun — Wed, 02 Jan 2013 18:14:43 GMT

Yup, looks like a no brainer to me!

Re: No Brainer to PC from More to IT?

webhopper — Wed, 02 Jan 2013 18:23:29 GMT

Its a no brainer... I made the switch due to the 1% cash back being automatic. No spend threshold to meet.

Re: No Brainer to PC from More to IT?

Anonymous — Wed, 02 Jan 2013 18:37:07 GMT

Stupid question from a lazy person...

How do you do the PC and are there any qualifiers for it?

I've only had my More card since November.

Re: No Brainer to PC from More to IT?

Anonymous — Wed, 02 Jan 2013 18:56:36 GMT

@Anonymous wrote:
Stupid question from a lazy person...
How do you do the PC and are there any qualifiers for it?
I've only had my More card since November.

You just call and ask for the PC. And there is no time requirement for the PC since there is no AF and APRs, etc. aren't changing (since the account stays the same).

I just called and had the PC done in less than 5 minutes! I'm always amazed at how good the Discover CSRs are. And on top of that, I got my $50 check from my price protection claim as well (it's a relatively new benefit)! Discover is making a loyal customer!

Re: No Brainer to PC from More to IT?

Anonymous — Wed, 02 Jan 2013 19:20:30 GMT

Ok, that was stupid easy.

I just called in, spoke to a rep in Ohio for about 30 seconds. Got transferred to Arizona and 3 minutes later I was off the phone with confirmation that my new IT card would be sent via FedEx on the first day of my next billing cycle.

Suhweet!

Thx

Re: No Brainer to PC from More to IT?

HiLine — Thu, 03 Jan 2013 22:09:20 GMT

PC is extremely easy but going back is impossible. I'd be cautious.