Discover Card Question

book1773 — Thu, 03 Jan 2013 08:21:03 GMT

Does discover resport authorized users to the CRA? I am working on my credit

and have a relative who has a $1200 credit line with discover that will put me on as a AU.

I do have one trade account from JCP from 1996 still active with never a late payment.

I just wanted to know if it would help my scoring out if I added it. Any feedback would be great

Also I signed up for Amex prepaid even though it does not report to the CRA

I was told that by getting a prepaid it is creating a relationship with Amex and since

they will have my SSN on file and if they see I spend alot they might let me in for a unsecured

once my fico score is within range.

Re: Discover Card Question

andre181 — Thu, 03 Jan 2013 08:29:20 GMT

Yes. Discover reports AU's.

My mom is an AU on my account and it shows up on her CRs.