topic Re: Pre-Approved For Hilton Honors Surpass American Express Card in Credit Cards

Pre-Approved For Hilton Honors Surpass American Express Card

shane82388 — Fri, 04 Jan 2013 00:46:48 GMT

Ive never heard of this card before, but when I signed in to my AMEX account (I have Green) it said I was preapproved...ive never been preapproved for an AMEX revovler card before. Only preapproved for Gold, Gold Premier Rewards, and Platinum to this point...

While i dont want the card really, this is an exciting sign...it comes at a VERY curious timing as well...my balances are super high from the holiday season. I wouldnt of thought id start getting preapprovals with sky high balances! Weird, right?

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Anonymous — Fri, 04 Jan 2013 01:08:22 GMT

@shane82388 wrote:
Ive never heard of this card before, but when I signed in to my AMEX account (I have Green) it said I was preapproved...ive never been preapproved for an AMEX revovler card before. Only preapproved for Gold, Gold Premier Rewards, and Platinum to this point...

While i dont want the card really, this is an exciting sign...it comes at a VERY curious timing as well...my balances are super high from the holiday season. I wouldnt of thought id start getting preapprovals with sky high balances! Weird, right?

I just got approved for this card, although I haven't gotten yet. I like Hilton hotels, especially the Waldorf Astoria in New York City, so I'm hoping to reap big rewards with it!

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Ron1 — Fri, 04 Jan 2013 01:11:58 GMT

I just closed mine today because I reached the max no of the card with Amex. I traded that card to pen Lowe's. I didn't use it at all. I always booked through Travelocity. I think it is cheaper. I'm sure it is a good card. They only gave me $2K.

Ron.

Re: Pre-Approved For Hilton Honors Surpass American Express Card

shane82388 — Fri, 04 Jan 2013 01:16:45 GMT

Is this the easiest AMEX revolver to get or soemthing?

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Ron1 — Fri, 04 Jan 2013 01:35:29 GMT

I think it is easiest besides Delta SkyMiles.

Ron.

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Scuba — Fri, 04 Jan 2013 01:38:55 GMT

What is the maximum number of AMEX cards?

Re: Pre-Approved For Hilton Honors Surpass American Express Card

shane82388 — Fri, 04 Jan 2013 01:41:24 GMT

@Ron1 wrote:
I think it is easiest besides Delta SkyMiles.

Ron.

Thats funny how Im pre approved for that one...and its actually the better of the two Hilton ones too...but im not pre approved for the basic Hilton one or the Delta SkyMiles...

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Ron1 — Fri, 04 Jan 2013 01:47:01 GMT

@Scuba wrote:
What is the maximum number of AMEX cards?

7 is the max for me. 10 is for someone on this baord. It depends on your credit profile.

Ron.

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Ron1 — Fri, 04 Jan 2013 01:49:09 GMT

@shane82388 wrote:
@Ron1 wrote:
I think it is easiest besides Delta SkyMiles.

Ron.
Thats funny how Im pre approved for that one...and its actually the better of the two Hilton ones too...but im not pre approved for the basic Hilton one or the Delta SkyMiles...

It doesn't matter. They still HP when you applied except upgrading the card. I know I'm good for any Amex card. They sent me pre-approved for Platinum Amex. I didn't want it. I have no use for the card.

Ron.

Re: Pre-Approved For Hilton Honors Surpass American Express Card

shane82388 — Fri, 04 Jan 2013 01:51:33 GMT

@Ron1 wrote:
@shane82388 wrote:
@Ron1 wrote:
I think it is easiest besides Delta SkyMiles.

Ron.
Thats funny how Im pre approved for that one...and its actually the better of the two Hilton ones too...but im not pre approved for the basic Hilton one or the Delta SkyMiles...
It doesn't matter. They still HP when you applied except upgrading the card. I know I'm good for any Amex card. They sent me pre-approved for Platinum Amex. I didn't want it. I have no use for the card.

Ron.

Having a pre-approval for Platinum AMEX means you are good for any AMEX card?

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Ron1 — Fri, 04 Jan 2013 02:01:07 GMT

@shane82388 wrote:
@Ron1 wrote:
@shane82388 wrote:
@Ron1 wrote:
I think it is easiest besides Delta SkyMiles.

Ron.
Thats funny how Im pre approved for that one...and its actually the better of the two Hilton ones too...but im not pre approved for the basic Hilton one or the Delta SkyMiles...
It doesn't matter. They still HP when you applied except upgrading the card. I know I'm good for any Amex card. They sent me pre-approved for Platinum Amex. I didn't want it. I have no use for the card.

Ron.
Having a pre-approval for Platinum AMEX means you are good for any AMEX card?

pretty much. except the Centurion Amex aka. Black Card. Did they offer any pre-approval for the Platinum Amex?

Ron.

Re: Pre-Approved For Hilton Honors Surpass American Express Card

shane82388 — Sat, 05 Jan 2013 06:09:37 GMT

@Ron1 wrote:
@shane82388 wrote:
@Ron1 wrote:
@shane82388 wrote:
@Ron1 wrote:
I think it is easiest besides Delta SkyMiles.

Ron.
Thats funny how Im pre approved for that one...and its actually the better of the two Hilton ones too...but im not pre approved for the basic Hilton one or the Delta SkyMiles...
It doesn't matter. They still HP when you applied except upgrading the card. I know I'm good for any Amex card. They sent me pre-approved for Platinum Amex. I didn't want it. I have no use for the card.

Ron.
Having a pre-approval for Platinum AMEX means you are good for any AMEX card?
pretty much. except the Centurion Amex aka. Black Card. Did they offer any pre-approval for the Platinum Amex?

Ron.

yes, ive been pre-approved for all AMEX Charge cards for a little wild now...

Re: Pre-Approved For Hilton Honors Surpass American Express Card

shane82388 — Sat, 05 Jan 2013 06:10:49 GMT

Hmm...now the pre-approval for the Hilton credit card dissapeared overnight? Weeeeird

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Anonymous — Sat, 05 Jan 2013 07:28:01 GMT

It is easier to get approved for a charge card such as the platinum than a revolver such as the Hilton? To me being pre-approved for a charge card does not mean you are pre-approved for any AMEX. Though, I am sure you (Ron) can get any AMEX. I just want to make sure people understand that the Plat isn't the hardest AMEX card to get. Actually, with the high AF, ability to deny any high spending, and monthly required pay off. Amex may be willing to offer this card to sub prime borrowers.

Re: Pre-Approved For Hilton Honors Surpass American Express Card

kclb — Sat, 05 Jan 2013 11:20:35 GMT

Hmmm...

I just applied for Costco AMEX. I recently closed my AMEX Platinum since I don't use much of the benefits...

I may also apply for Hilton Honors Surpass. I wonder if it would affect my score much?

Please advise.

Mahalos!~

Re: Pre-Approved For Hilton Honors Surpass American Express Card

Walt_K — Sat, 05 Jan 2013 14:39:53 GMT

Couple things. The preapproval, in so much as it is based on info on you CR, likely would have come from your last SP, so depending on when that was, Amex might not be aware of your increased holiday balances.

It's not odd that you would have a preapproval for Surpass but not the other card. These are marketing tools. It doesn't mean that you are likely to get approved for Surpass but not regular HHonors. It means they want to market the more expensive card to you.

The offers disappearing immediately is a common issue with them. Don't make anything if it. In my opinion, it doesn't matter if you apply through one or not. If you would have been approved with the offer, you would be approved without it. Amex does not lower their approval standards to make preapproved offers and then apply a more stringent standard to those applying without the preapproval.

Just remember that these are mostly marketing gimmicks.