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    <title>topic Re: Lowest APR? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788870#M498459</link>
    <description>&lt;P&gt;My lowest is 9% with PSECU.&lt;/P&gt;</description>
    <pubDate>Sun, 06 Jan 2013 00:00:56 GMT</pubDate>
    <dc:creator>rtw</dc:creator>
    <dc:date>2013-01-06T00:00:56Z</dc:date>
    <item>
      <title>Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788394#M498276</link>
      <description>&lt;P&gt;Hey guys just woundering what is your lowest APR and on what card is it? Please no intro APR or blance transfers.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I start off mine would be TFCU and 9.96% fixed.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 05 Jan 2013 20:00:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788394#M498276</guid>
      <dc:creator>mab6311</dc:creator>
      <dc:date>2013-01-05T20:00:45Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788408#M498282</link>
      <description>&lt;P&gt;10.99% variable on Citi ThankYou Preferred, next is 13.24% fixed on Wells Fargo Cash Back Visa.&lt;/P&gt;</description>
      <pubDate>Sat, 05 Jan 2013 20:11:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788408#M498282</guid>
      <dc:creator>andre181</dc:creator>
      <dc:date>2013-01-05T20:11:58Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788418#M498287</link>
      <description>&lt;P&gt;6% on my credit union Visa.&lt;/P&gt;</description>
      <pubDate>Sat, 05 Jan 2013 20:17:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788418#M498287</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-05T20:17:52Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788420#M498288</link>
      <description>&lt;P&gt;I'm actually not entirely sure... I think my Citi Dividend is at 11.99 and I'm pretty sure that's my lowest. &amp;nbsp;I think the rest are all in the teens and 20's.&lt;/P&gt;</description>
      <pubDate>Sat, 05 Jan 2013 20:20:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788420#M498288</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-05T20:20:52Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788428#M498290</link>
      <description>&lt;P&gt;15 something on my DCU visa, lol. &amp;nbsp;It's my first card under 20 so I'm liking the progress.&lt;/P&gt;</description>
      <pubDate>Sat, 05 Jan 2013 20:24:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788428#M498290</guid>
      <dc:creator>Jutz</dc:creator>
      <dc:date>2013-01-05T20:24:29Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788444#M498296</link>
      <description>&lt;P&gt;8% on my CU CC and 12.99 on my CITI TYP after 12 months of no interest&lt;/P&gt;</description>
      <pubDate>Sat, 05 Jan 2013 20:33:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788444#M498296</guid>
      <dc:creator>chnceit</dc:creator>
      <dc:date>2013-01-05T20:33:46Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788870#M498459</link>
      <description>&lt;P&gt;My lowest is 9% with PSECU.&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 00:00:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788870#M498459</guid>
      <dc:creator>rtw</dc:creator>
      <dc:date>2013-01-06T00:00:56Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788908#M498476</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;6% on my credit union Visa.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;which credit union?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 00:26:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788908#M498476</guid>
      <dc:creator>mab6311</dc:creator>
      <dc:date>2013-01-06T00:26:18Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788910#M498477</link>
      <description>&lt;P&gt;9.96% also with TFCU lol.&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 00:29:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788910#M498477</guid>
      <dc:creator>patternofstars7</dc:creator>
      <dc:date>2013-01-06T00:29:24Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788920#M498481</link>
      <description>&lt;P&gt;12.99% on a Citi TYP after 0% 12 month APR. Just found out through checking my spam folder in email an app I put in back in December was approved (Totally forgot about that one. Sorry to my gardening buddies, it slipped my mind). Next would be 13.99% on my NFCU Visa NRewards card.&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 00:32:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788920#M498481</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-06T00:32:31Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788926#M498484</link>
      <description>&lt;P&gt;First Command Bank Platinum Visa 6.25% (prime +3%).&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Ron.&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 00:41:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788926#M498484</guid>
      <dc:creator>Ron1</dc:creator>
      <dc:date>2013-01-06T00:41:36Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788934#M498488</link>
      <description>&lt;P&gt;11.49% Chase Slate Visa&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 00:45:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1788934#M498488</guid>
      <dc:creator>hardworkrebuilding</dc:creator>
      <dc:date>2013-01-06T00:45:57Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789130#M498548</link>
      <description>&lt;P&gt;Barclay Ring - 8%... for purchases, cash, and balance transfers! Also NO BT FEE! &amp;nbsp;--- No membership requirement!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;BFG FCU Visa - 8.99% for purchases, cash, and balance transfers NO BT FEE!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Towpath Credit Union Visa - 9.99% for purchases, cash, and balance transfers. NO BT FEE!&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 02:59:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789130#M498548</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-06T02:59:10Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789136#M498550</link>
      <description>&lt;P&gt;15.24% (Prime + 11.99%) on my Citi Forward Student card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My Discover (soon to be) it card will be 16.24 starting with my next statement; it was 17.99%.&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 03:01:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789136#M498550</guid>
      <dc:creator>sdoonan</dc:creator>
      <dc:date>2013-01-06T03:01:21Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789164#M498560</link>
      <description>&lt;P&gt;12.99% on Chase Freedom&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 03:09:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789164#M498560</guid>
      <dc:creator>SnackTrader</dc:creator>
      <dc:date>2013-01-06T03:09:10Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789188#M498568</link>
      <description>&lt;P&gt;8.0% on Barclay Ring Mastercard.&lt;/P&gt;&lt;P&gt;9.24% on Ameriprise World Mastercard.&lt;/P&gt;&lt;P&gt;9.99% on BOA Power Rewards Visa.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 03:24:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789188#M498568</guid>
      <dc:creator>android01</dc:creator>
      <dc:date>2013-01-06T03:24:09Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789192#M498569</link>
      <description>&lt;P&gt;7.9% on my Orchard Bank Secured card&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 03:25:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789192#M498569</guid>
      <dc:creator>daybreakgonesXe</dc:creator>
      <dc:date>2013-01-06T03:25:00Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789194#M498570</link>
      <description>&lt;P&gt;9.99% on both PenFed cards.&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 03:25:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789194#M498570</guid>
      <dc:creator>ilovelisa</dc:creator>
      <dc:date>2013-01-06T03:25:39Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789312#M498612</link>
      <description>&lt;P&gt;chase freedom&amp;nbsp; @ 9.76%&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 04:36:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789312#M498612</guid>
      <dc:creator>Imua</dc:creator>
      <dc:date>2013-01-06T04:36:04Z</dc:date>
    </item>
    <item>
      <title>Re: Lowest APR?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789350#M498619</link>
      <description>&lt;P&gt;Chamu 5.24&lt;/P&gt;&lt;P&gt;Boa 6.24&lt;/P&gt;&lt;P&gt;Barclays 8.XX&lt;/P&gt;&lt;P&gt;CFCU 8.50&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(Pen Fed 4.99 its a BT APR but for the life of the balance, so figured it could be an honorable mention.)&lt;/P&gt;</description>
      <pubDate>Sun, 06 Jan 2013 05:03:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Lowest-APR/m-p/1789350#M498619</guid>
      <dc:creator>score_building</dc:creator>
      <dc:date>2013-01-06T05:03:28Z</dc:date>
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