topic Re: Finally New Score Alert! 677, down 16 points, New Account PenFed in Credit Cards

Finally New Score Alert! 677, down 16 points, New Account PenFed

LuvsRetro — Thu, 21 Feb 2008 23:07:54 GMT

Finally got a Score Alert for my new PenFed, down 16 points - 677 my fault!

But, that's with Hooters and Walmart at 75% uti, up from about 2%.

I was giving both some luv to get my rewards points up, wanted the cards to post high and then I will pay them to about 4-10%.

WaMu, did not report the 0 balance yet. I am sure that will make a difference, we will see.

Re: Finally New Score Alert! 677, down 16 points, New Account PenFed

Anonymous — Thu, 21 Feb 2008 23:13:46 GMT

When did you apply?

Re: Finally New Score Alert! 677, down 16 points, New Account PenFed

BBYGRL — Thu, 21 Feb 2008 23:26:15 GMT

Sorry to hear that teamfico. The sane thing happened to me when my new BofA reported. The good news is you should recover those points in a reasonable amount of time.

Re: Finally New Score Alert! 677, down 16 points, New Account PenFed

LuvsRetro — Thu, 21 Feb 2008 23:52:28 GMT

I applied 12/31/2007 and approved 01/01/2008!!!

Re: Finally New Score Alert! 677, down 16 points, New Account PenFed

haulingthescoreup — Thu, 21 Feb 2008 23:52:51 GMT

@teamfico wrote:

Finally got a Score Alert for my new PenFed, down 16 points - 677 my fault!

But, that's with Hooters and Walmart at 75% uti, up from about 2%.

I was giving both some luv to get my rewards points up, wanted the cards to post high and then I will pay them to about 4-10%.

WaMu, did not report the 0 balance yet. I am sure that will make a difference, we will see.

But yay, you have the PenFed!

BTW, you shouldn't have to let high balances post in order to get some luv. CCC's should be keeping track of your balances throughout the billing cycle.

When I was arguing with Citi/Sears about a CLI, they could see that at one point, I had used 80-85% of the available CL, even though I had PIF'd it before the statement.

Re: Finally New Score Alert! 677, down 16 points, New Account PenFed

LuvsRetro — Fri, 22 Feb 2008 00:15:29 GMT

Hauling,

Thanks for the heads up. I was thinking that they would like it more, if I gave them some interest. After reading about the crunch and how some posters lines were reduced because of inactivity, then maybe they won't take back what they gave me with my temporary uti. I am just a bit paranoid.

And, I love PenFed!

Re: Finally New Score Alert! 677, down 16 points, New Account PenFed

haulingthescoreup — Fri, 22 Feb 2008 00:19:27 GMT

@teamfico wrote:

Hauling,

Thanks for the heads up. I was thinking that they would like it more, if I gave them some interest. After reading about the crunch and how some posters lines were reduced because of inactivity, then maybe they won't take back what they gave me with my temporary uti. I am just a bit paranoid.

And, I love PenFed!

Understand completely about letting them taste a little interest luv. It's all part of that flirtation thing!