topic Re: The Shopping Trick? No idea how to START in Credit Cards

The Shopping Trick? No idea how to START

Blazesian — Sat, 05 Jan 2013 03:29:57 GMT

I'm Gardening, so I can not use the trick just yet (although it's tempting), but I keep reading the posts saying how you get a pop up at check out...

Are you supposed to create an account first, then add items to the cart, etc? Were you already a heavy shopper with that store? I tried going to VS

and adding a bunch of things into the cart and clicking "checkout" and nothing happened..

Re: The Shopping Trick? No idea how to START

nicholasyud — Sat, 05 Jan 2013 03:31:43 GMT

I TRY THIS MORNING ON EXPRESS . DURING THE CHECK OUT . AFTER PUT MY INFORMAITON IN THE POP UP ASK ME TO APPLY FOR CREDIT CARD.

SINCE I DONT NEED THEM I IGNORED IT.

ITS SHOULD BE A SOFT PULL BUT I DONT NEED A NEW TRADE LINE ON MY REPORT.....

Re: The Shopping Trick? No idea how to START

Anonymous — Sat, 05 Jan 2013 03:35:10 GMT

@nicholasyud wrote:
I TRY THIS MORNING ON EXPRESS . DURING THE CHECK OUT . AFTER PUT MY INFORMAITON IN THE POP UP ASK ME TO APPLY FOR CREDIT CARD.
SINCE I DONT NEED THEM I IGNORED IT.
ITS SHOULD BE A SOFT PULL BUT I DONT NEED A NEW TRADE LINE ON MY REPORT.....

Can you please text a little louder? I can barely read you. JK LOL

Re: The Shopping Trick? No idea how to START

nicholasyud — Sat, 05 Jan 2013 03:39:48 GMT

@Anonymous wrote:
@nicholasyud wrote:
I TRY THIS MORNING ON EXPRESS . DURING THE CHECK OUT . AFTER PUT MY INFORMAITON IN THE POP UP ASK ME TO APPLY FOR CREDIT CARD.
SINCE I DONT NEED THEM I IGNORED IT.
ITS SHOULD BE A SOFT PULL BUT I DONT NEED A NEW TRADE LINE ON MY REPORT.....
Can you please text a little louder? I can barely read you. JK LOL

Seem like you need to buy a new pair of sunglass buddie

Re: The Shopping Trick? No idea how to START

Anonymous — Sat, 05 Jan 2013 03:48:31 GMT

What about suntan lotion? SPF 50 good enough bro?

Re: The Shopping Trick? No idea how to START

Rhaeny — Sat, 05 Jan 2013 04:10:51 GMT

I had already answered another post asking the same question so I will just re-post it here:

The shopping cart trick is when you go to any of the sites the issue cards from Commenity (formerly WFFNB) and when you go to check out (you need to have created an account with your name and address) a pre-approved offer pops up. In order for this to work you have to be opted in and your address on your credit report should be your current one. You just put an item in your shopping cart and go to check out. If there is a pre-approval waiting for you it will pop-up to tell you so. It literally has the verbage you have been pre-approved. You only enter the last 4 digits of your ss# and just a few other details (can't quite remember exactly what they were) and you've got your account. This is all done with a soft pull.

I've read that some people have tried it for months before they got it, but I got all of mine within a day or two of each other. You can check your SP's to see who is checking your credit and that will tell you if you might have a pre-approval waiting for you. If you have to put in your full ss# then that is a hard pull and not a pre-approva. However the pre-approval clearly says "pre-approved" so its not hard to miss. I got The Avenue, Victoria's Secret, Catherines & Woman Within with a total CL of $2K.

Re: The Shopping Trick? No idea how to START

jsickz32 — Sat, 05 Jan 2013 04:12:31 GMT

This has never worked for me

Re: The Shopping Trick? No idea how to START

Rhaeny — Sat, 05 Jan 2013 04:16:56 GMT

@jsickz32 wrote:
This has never worked for me

With your credit you don't need these!!!

Your limits compared to what these offers are would probably send you to emergency because you couldn't stop laughing.

Re: The Shopping Trick? No idea how to START

jsickz32 — Sat, 05 Jan 2013 04:20:27 GMT

I tried to get the VS for the gf since she cant even get a debit card lol but no luck.

Re: The Shopping Trick? No idea how to START

Rhaeny — Sat, 05 Jan 2013 04:23:29 GMT

@jsickz32 wrote:
I tried to get the VS for the gf since she cant even get a debit card lol but no luck.

Are you both opted-in? They sp'd me on EQ and as soon as I saw it I went right to the VS website and there was the offer. Well I should say a few days later...LOL!

Re: The Shopping Trick? No idea how to START

Anonymous — Sat, 05 Jan 2013 04:24:14 GMT

@Blazesian wrote:
I'm Gardening, so I can not use the trick just yet (although it's tempting), but I keep reading the posts saying how you get a pop up at check out...
Are you supposed to create an account first, then add items to the cart, etc? Were you already a heavy shopper with that store? I tried going to VS
and adding a bunch of things into the cart and clicking "checkout" and nothing happened..

Why not just apply for the VS card if you want it? You don't need an invitation. IMO, Store cards are great if you are a frequent customer.

Re: The Shopping Trick? No idea how to START

jsickz32 — Sat, 05 Jan 2013 04:26:03 GMT

I have never opted out so i guess. I dont know about her tho. I think she had bk7 when she was 20 (shes older than me). Kind of glad i didnt get it tho because im breaking up with her soon.

Re: The Shopping Trick? No idea how to START

Rhaeny — Sat, 05 Jan 2013 04:27:27 GMT

@jsickz32 wrote:
I have never opted out so i guess. I dont know about her tho. I think she had bk7 when she was 20 (shes older than me). Kind of glad i didnt get it tho because im breaking up with her soon.

OMG!!! ROFLMAO!!!!

Re: The Shopping Trick? No idea how to START

Anonymous — Sat, 05 Jan 2013 04:30:25 GMT

@jsickz32 wrote:
I have never opted out so i guess. I dont know about her tho. I think she had bk7 when she was 20 (shes older than me). Kind of glad i didnt get it tho because im breaking up with her soon.

Did you decide that after your original post?

Re: The Shopping Trick? No idea how to START

jsickz32 — Sat, 05 Jan 2013 04:32:12 GMT

No i been thinking about it for weeks now. Why? Been Together for 4 months but shes older so she wants to get married and im not doing that.

Re: The Shopping Trick? No idea how to START

Rhaeny — Sat, 05 Jan 2013 04:34:13 GMT

@jsickz32 wrote:
No i been thinking about it for weeks now. Why? Been Together for 4 months but shes older so she wants to get married and im not doing that.

Oh my.....that is way too soon to be talking about marriage! Oh and you've got good credit? Listen....Run...don't walk....RUN!!!! LOL!

Re: The Shopping Trick? No idea how to START

Anonymous — Sat, 05 Jan 2013 04:39:15 GMT

@jsickz32 wrote:
I have never opted out so i guess. I dont know about her tho. I think she had bk7 when she was 20 (shes older than me). Kind of glad i didnt get it tho because im breaking up with her soon.

This is why I always ask the ladies what their Fico Scores are before I start dating them. I tell them to delete my number if their response is "what's a fico score?"

Re: The Shopping Trick? No idea how to START

jsickz32 — Sat, 05 Jan 2013 04:40:28 GMT

Lmfao!

Re: The Shopping Trick? No idea how to START

sassymomof2 — Sat, 05 Jan 2013 05:16:13 GMT

I don't blame your GF. I would want to get married ASAP with good looking credit like yours. You complete her. She can't get credit...you can. Match made in heaven!!! lol

Re: The Shopping Trick? No idea how to START

jsickz32 — Sat, 05 Jan 2013 05:25:53 GMT

Lol i knew she had bad credit since the first date but im a sucker for big butts