topic Re: What card to choose? 0% apr in Credit Cards

What card to choose? 0% apr

SantaMar — Tue, 08 Jan 2013 01:46:51 GMT

My honeymoon is coming up. I have 15k CL but they are old cards with expired promo rates. I closed my first home 6 months ago and everyday I'm getting solocited with apps. I'm just looking to take advantage of a 0 % apr card that I can take advantage of for my trip.

Re: What card to choose? 0% apr

creditnocash — Tue, 08 Jan 2013 01:50:03 GMT

do you need a 0% purchase apr or a 0% bt apr?

freedom is 0% for the first year i believe.

and bt slate is a good card from what i hear.

Re: What card to choose? 0% apr

SantaMar — Tue, 08 Jan 2013 02:19:08 GMT

0% APR not BT....

Re: What card to choose? 0% apr

SantaMar — Tue, 08 Jan 2013 02:34:30 GMT

Actually a second question so i dont need a new threat....i think i have this correct but i just want to throw this out there for the more experienced people on this site....
assuming i get a 0% APR for 12 months and i rack up 2k in my first month off 20 different purchases (restaurants, drinks, excursions)....and i never use the card for the remaining promo period, my 0% apr is on the entire balance of the 2k, not just my first purchase correct?

Re: What card to choose? 0% apr

leoment — Tue, 08 Jan 2013 02:39:36 GMT

For the entire balance.

Re: What card to choose? 0% apr

creditnocash — Tue, 08 Jan 2013 03:15:46 GMT

@leoment wrote:
For the entire balance.

its for the entire 12 months, then after that it gets charged the regular apr.