topic Re: Welcome to the AMEX Family! in Credit Cards

Welcome to the AMEX Family!

Anonymous — Fri, 22 Feb 2008 18:08:01 GMT

So, I couldn't help but lament that my application was still in review after 24hours, according the to online application tool. I called AMEX and expected to get the same lame story as I got from Citi PP: declined due to delinquency. The representative informed me that she would process my application manually and asked to place me on hold; I knew it was going to be bad news, but my prayer and faith were for good news. When she returned she began by saying "I have reviewed your application and will need to verify information for security purposes". I just knew that was the beginning of the end. She then asked for my date of birth and the correct spelling of my name.

Her parting words: Congratulations. Your application has been approved. Welcome to the American Express Family!

I couldn't believe it. Somebody has finally given me a chance! I feel so foolish for wanting to cry--and freely admitting that in a public, online forum. I can't believe that of all companies, its AMEX that is willing to give me a chance. I haven't had payment trouble since I 2004, and that was only after trying to establish myself fresh out of college. Unfortunately some accounts feel into arrears. However, I rectified all delinquencies and had a squeaky clean record since. Wells Fargo gave me a chance with a secured card and has since graduated my account. Citi declined me and is still giving me the run around. But I'm proudest of this moment...now a part of the Amex family!

Message Edited by ChemGuy on 02-22-2008 10:08 AM

Re: Welcome to the AMEX Family!

Anonymous — Fri, 22 Feb 2008 18:10:35 GMT

Congratulations! It's a nice feeling, isn't it? Treat that card well.

Re: Welcome to the AMEX Family!

Anonymous — Fri, 22 Feb 2008 18:29:19 GMT

Super congrats ChemGuy! Now don't go getting a nosebleed because you are floating sky hi! hehehehe.

That's great. Treat it well!

Re: Welcome to the AMEX Family!

MidnightVoice — Fri, 22 Feb 2008 18:36:55 GMT

Congrats and be careful!!

Re: Welcome to the AMEX Family!

Anonymous — Fri, 22 Feb 2008 18:52:10 GMT

LOL.

cheddar: "Treat that card well."

sylvia: "Treat it well."

MV: "Be careful!!!"

I'm sensing a theme here.

Re: Welcome to the AMEX Family!

Red1Blue — Fri, 22 Feb 2008 18:58:00 GMT

cheddar wrote:
LOL.

cheddar: "Treat that card well."
sylvia: "Treat it well."
MV: "Be careful!!!"

I'm sensing a theme here.

I can fill in the next line in the poem. Congrats and get your self ready for F/R and dont leave home with out your WellsFargo Card.

Re: Welcome to the AMEX Family!

MidnightVoice — Fri, 22 Feb 2008 19:01:05 GMT

concorduser wrote:

cheddar wrote:
LOL.

cheddar: "Treat that card well."
sylvia: "Treat it well."
MV: "Be careful!!!"

I'm sensing a theme here.

I can fill in the next line in the poem. Congrats and get your self ready for F/R and dont leave home with out your WellsFargo Card.

And you forgot:

"Don't use it in public"

Re: Welcome to the AMEX Family!

dangphuocloc72 — Fri, 22 Feb 2008 20:14:45 GMT

Re: Welcome to the AMEX Family!

Anonymous — Fri, 22 Feb 2008 20:29:37 GMT

Congrats!!

Re: Welcome to the AMEX Family!

Anonymous — Sat, 23 Feb 2008 01:14:37 GMT

Welcome to the family-

PIF every statement -

Re: Welcome to the AMEX Family!

Anonymous — Sat, 23 Feb 2008 01:39:50 GMT

Congrats...

Use the card wisely and PIF monthly.

Also, you may want to check out CreditSecure which is Amex's monitoring service.

Re: Welcome to the AMEX Family!

Anonymous — Mon, 25 Feb 2008 00:34:53 GMT

So, I have discovered one snafu in this process. I'm still elated by the providence of getting an Amex card. However, I just discovered that they pulled ALL 3 bureau reports!! Grrr....but I forgive them. They have given me the chance of a lifetime so....You're off the hook this time Amex. Just make sure you approve my CLI and product change in 6 months without FR!!!

Re: Welcome to the AMEX Family!

Anonymous — Mon, 25 Feb 2008 00:46:53 GMT

What card did you apply for?

ChemGuy wrote:

So, I have discovered one snafu in this process. I'm still elated by the providence of getting an Amex card. However, I just discovered that they pulled ALL 3 bureau reports!! Grrr....but I forgive them. They have given me the chance of a lifetime so....You're off the hook this time Amex. Just make sure you approve my CLI and product change in 6 months without FR!!!

Re: Welcome to the AMEX Family!

Anonymous — Mon, 25 Feb 2008 01:00:25 GMT

Gold Delta Sky

Re: Welcome to the AMEX Family!

Anonymous — Mon, 25 Feb 2008 01:30:16 GMT

I had a triple pull on my first AMEX app-

I was very borderline-

I hope that makes you feel better-

ChemGuy wrote:

Gold Delta Sky

Re: Welcome to the AMEX Family!

Anonymous — Mon, 25 Feb 2008 01:33:31 GMT

3 pulls is a big ouch. But the outcome was positive. congratulations.