topic Re: State Farm Credit Cards in Credit Cards

State Farm Credit Cards

junior88 — Wed, 09 Jan 2013 16:44:42 GMT

Just a few questions about them. Does it help approval odds if you are an insurance customer with them? Also, are we sure which CBR they pull and if they are a strict lender? Just was checking on those.

Thanks!

Re: State Farm Credit Cards

SisterGirl — Wed, 09 Jan 2013 17:24:14 GMT

@junior88 wrote:
Just a few questions about them. Does it help approval odds if you are an insurance customer with them? Also, are we sure which CBR they pull and if they are a strict lender? Just was checking on those.

Thanks!

It helps if you are a policyholder, but uncertain who they pull for approvals. I've had my Visa for many years & can't recall when processing my application.

SisterGirl

Re: State Farm Credit Cards

Anonymous — Wed, 09 Jan 2013 17:39:25 GMT

I'm not sure if it's the same, but I cameacross a thread about a state farm card credit increase and said they pulled TU for their increase...look up other threads on this site and see if they can clue you in

Re: State Farm Credit Cards

visorboy1974 — Thu, 10 Jan 2013 00:00:49 GMT

@Anonymous wrote:
I'm not sure if it's the same, but I cameacross a thread about a state farm card credit increase and said they pulled TU for their increase...look up other threads on this site and see if they can clue you in

They pull TU almost exclusively. They claim the Bank and Insurance are separate entities, but I can't help but think having insurance helps.

Re: State Farm Credit Cards

webhopper — Thu, 10 Jan 2013 00:38:18 GMT

My experience has been that they are very conservative... both with limits and approvals.

Re: State Farm Credit Cards

tcbofade — Thu, 10 Jan 2013 03:17:40 GMT

Can't say about their overall rules, but they pulled TU for me.

I have been a State Farm customer for years, and they denied me.

Re: State Farm Credit Cards

visorboy1974 — Thu, 10 Jan 2013 05:40:11 GMT

@webhopper wrote:
My experience has been that they are very conservative... both with limits and approvals.

True. My initial limit was $3000 and I was denied the first attempt.

Re: State Farm Credit Cards

mousefai — Thu, 22 Aug 2013 06:23:47 GMT

so do they only pull TU?

any user who have experience they pull other then TU.

wanted to apply but tu report looks quite ugly