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    <title>topic Re: WOW Mom got a offer through the mail!!! in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802832#M502489</link>
    <description>&lt;P&gt;@lylesvegas its ok &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; somebody will know...........somebody.............hahha&lt;/P&gt;</description>
    <pubDate>Fri, 11 Jan 2013 01:38:31 GMT</pubDate>
    <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
    <dc:date>2013-01-11T01:38:31Z</dc:date>
    <item>
      <title>WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802814#M502483</link>
      <description>&lt;P&gt;Yeap she got the First National Bank Of Omaha Platinum Edition Visa Card OFFER with a 9.99% APR FIXED FOR LIFE just thought I share. BIG BANKS ARE CALLNG US. hahha &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:26:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802814#M502483</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-01-11T01:26:28Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802816#M502484</link>
      <description>&lt;P&gt;Anyone know who the pull. just curious we live in California&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:27:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802816#M502484</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-01-11T01:27:44Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802822#M502486</link>
      <description>&lt;P&gt;Fantastic news !! &amp;nbsp;Did she app yet ?&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:32:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802822#M502486</guid>
      <dc:creator>lylesvegas</dc:creator>
      <dc:date>2013-01-11T01:32:22Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802826#M502487</link>
      <description>&lt;P&gt;Would you know who they pull in CA? She hasnt applied.&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:33:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802826#M502487</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-01-11T01:33:48Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802830#M502488</link>
      <description>&lt;P&gt;No, afraid I dont.. Dont worry someone will......&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:36:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802830#M502488</guid>
      <dc:creator>lylesvegas</dc:creator>
      <dc:date>2013-01-11T01:36:39Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802832#M502489</link>
      <description>&lt;P&gt;@lylesvegas its ok &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; somebody will know...........somebody.............hahha&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:38:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802832#M502489</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-01-11T01:38:31Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802834#M502490</link>
      <description>&lt;P&gt;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:39:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802834#M502490</guid>
      <dc:creator>lylesvegas</dc:creator>
      <dc:date>2013-01-11T01:39:51Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802840#M502493</link>
      <description>&lt;P&gt;They were softing EX for me. I've gotten several offers in the mail from them, but never app'd.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, each app they manually review so if you app and don't receive an instant approval that's normal.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:43:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802840#M502493</guid>
      <dc:creator>j_casteel</dc:creator>
      <dc:date>2013-01-11T01:43:57Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802844#M502494</link>
      <description>Don't get too excited. That offer doesn't mean anything great. I got the same offer last year and then got denied.</description>
      <pubDate>Fri, 11 Jan 2013 01:44:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802844#M502494</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-11T01:44:53Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802850#M502495</link>
      <description>&lt;P&gt;Looking around, it seems they only look at Experian. I used a Maryland address and that is what they looked at. I know it's on the other side of the country, but other people also reported they only look at Experian.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/594642"&gt;@j_casteel&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;They were softing EX for me. I've gotten several offers in the mail from them, but never app'd.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also, each app they manually review so if you app and don't receive an instant approval that's normal.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I wish I had waited to see if I would have gotten a better offer. I got the blue American Express one with 15.99. They say it's invitation only, but it is on their webpage.&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:49:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802850#M502495</guid>
      <dc:creator>navigatethis12</dc:creator>
      <dc:date>2013-01-11T01:49:06Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802856#M502498</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Don't get too excited. That offer doesn't mean anything great. I got the same offer last year and then got denied.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1&lt;/P&gt;&lt;P&gt;Its suck when they sent us offer and denied us right on our face.....&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 01:49:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802856#M502498</guid>
      <dc:creator>nicholasyud</dc:creator>
      <dc:date>2013-01-11T01:49:56Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802914#M502518</link>
      <description>&lt;P&gt;I just got a similar offer, but the fixed for life&amp;nbsp;APR was only for balance transfers completed in the first three months.&amp;nbsp; Are you sure the purchase APR is fixed?&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 02:13:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802914#M502518</guid>
      <dc:creator>Walt_K</dc:creator>
      <dc:date>2013-01-11T02:13:00Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802962#M502532</link>
      <description>&lt;P&gt;^^Well we arent SURE its what the offer says so you can GET ALL EXCITED. PLUS we dont plan on applying just feels good that we are getting none guaranteed approvals from banks that require excellent credit when we can be getting other offers from CREDIT ONE OR FIRST PREMIER. U KNOW WHAT IM SAYIN?? &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 02:34:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802962#M502532</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-01-11T02:34:05Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802974#M502536</link>
      <description>&lt;P&gt;NO, WHAT ARE YOU SAYIN........LOL.....JK....&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 02:38:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802974#M502536</guid>
      <dc:creator>lylesvegas</dc:creator>
      <dc:date>2013-01-11T02:38:00Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802982#M502540</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/642378"&gt;@lylesvegas&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;NO, WHAT ARE YOU SAYIN........LOL.....JK....&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;i think HE/SHE said """ &lt;STRONG&gt;&lt;FONT color="#0000FF"&gt;ME LOVE U LONG TIME&lt;/FONT&gt;&lt;/STRONG&gt; "" LOL&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 02:40:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802982#M502540</guid>
      <dc:creator>nicholasyud</dc:creator>
      <dc:date>2013-01-11T02:40:07Z</dc:date>
    </item>
    <item>
      <title>Re: WOW Mom got a offer through the mail!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802986#M502542</link>
      <description>&lt;P&gt;^^^^lmao this kid&amp;nbsp;&lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 11 Jan 2013 02:40:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/WOW-Mom-got-a-offer-through-the-mail/m-p/1802986#M502542</guid>
      <dc:creator>BearsAndTurtlesRtheBest</dc:creator>
      <dc:date>2013-01-11T02:40:32Z</dc:date>
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