topic Re: Store cards in Credit Cards

Store cards

Unique620 — Wed, 09 Jan 2013 21:03:26 GMT

Was looking to find more information on BK friendly store cards that are not back by HSBC, GECRB, Macy's, Target, and Comenity/WFNB. I want to app for one in May. My BK will be 2 years in April 2013.
Thanks in advance for responding.

Re: Store cards

09Lexie — Wed, 09 Jan 2013 20:56:07 GMT

Cap One would be your best bet.

Re: Store cards

Unique620 — Wed, 09 Jan 2013 21:04:42 GMT

For a store card? I have two captial one cards. Looking for store cards.

Re: Store cards

09Lexie — Wed, 09 Jan 2013 21:11:57 GMT

Cap One backs some store cards- for instance Kohls, Saks, Neiman Marcus probably a lot more since they took over HSBC portfolio last year.

Re: Store cards

rtw — Wed, 09 Jan 2013 21:16:13 GMT

I believe Citbank backs Home Depot.

Re: Store cards

Unique620 — Wed, 09 Jan 2013 21:27:00 GMT

@09Lexie wrote:
Cap One backs some store cards- for instance Kohls, Saks, Neiman Marcus probably a lot more since they took over HSBC portfolio last year.

Oh I see. But unfortunately I included 2 HSBC accounts in bk that's why I listed it above. I have seen threads with people denied due to iibs even after Capitol One taking over

Re: Store cards

Unique620 — Wed, 09 Jan 2013 21:27:35 GMT

@rtw wrote:
I believe Citbank backs Home Depot.

Citbank is not BK friendly

Kohls

Unique620 — Fri, 11 Jan 2013 14:05:12 GMT

@09Lexie wrote:
Cap One backs some store cards- for instance Kohls, Saks, Neiman Marcus probably a lot more since they took over HSBC portfolio last year.

I did some research and Kohls was never under HSBC, but was a buyout from Chase to Capital One. So I may try this card in May. Does anyone post 2 year BK receive a Kohls card? What was your score?

Thanks

Re: Store cards

youngandcreditwrthy — Fri, 11 Jan 2013 14:11:48 GMT

Have you tried for a GECRB acct? I had a friend who got a $5k Dillard's acct two years post bk! Lol with a 600-650 score, you should be able to get a limit of at least $300-1000 on most GE store accts.

Re: Store cards

Unique620 — Fri, 11 Jan 2013 15:08:52 GMT

thanks but as noted in original post I iib several GECRB

Re: Store cards

jsickz32 — Fri, 11 Jan 2013 15:12:35 GMT

Well you burned most banks that back 90% of the cards. Citi backs some but they are not bk friendly.

Re: Store cards

chnceit — Fri, 11 Jan 2013 15:17:13 GMT

Yeah sorry seems you did burn majority of them

Re: Store cards

Unique620 — Fri, 11 Jan 2013 15:36:55 GMT

Lol yes unfortunelty I did! I keep reading some have gotten back accounts iib post bk, but I'm seeing on average 4 years after, so I may have to wait until then, don't want to waste inquires.