topic Re: First Premier/Centennial in Credit Cards

First Premier/Centennial

Anonymous — Fri, 22 Feb 2008 04:38:55 GMT

Got a question... I want to apply for the Centennial card but I believe they are owned by First Premier. I have a charge off from first premier due to fall off next year. Do you think if i apply for centennial they will deny me due to this? I also have a tax lien will they deny me for this?

EQ 547 Exp 530 TU ?

Thanks

Re: First Premier/Centennial

haulingthescoreup — Fri, 22 Feb 2008 11:41:12 GMT

Have you tried a local credit union? A CU card, even if secured, beats anything from First Premie 58 ways from Tuesday, IMO.

A secured card will help build your credit history and you can generally convert at the end of a set period to unsecured as long as you've kept your payment history squeaky clean.

Re: First Premier/Centennial

Anonymous — Sat, 23 Feb 2008 12:18:41 GMT

I agree with the last post. Go get a secured card from your bank or CU. Stay as far away from First Premier AKA Centennial as you can! At least with a real secured card if you establish a good payment history with your bank they will refund your deposit and un-secure the card unlike first premier. What they advertise and actually do are two different things.

Re: First Premier/Centennial

Anonymous — Sun, 24 Feb 2008 04:03:12 GMT

"ditto"