topic Re: Reallocation of Chase CLs between cards - any cons? in Credit Cards

Reallocation of Chase CLs between cards - any cons?

mikka1 — Mon, 14 Jan 2013 18:22:10 GMT

Just wanted to aks a quick question - I know that it might be possible to reallocate credit lines between different Chase cards. I was planning to activate my new CSP today and was wondering if I can reallocate CL from my Chase Amazon.

I currently have: 3k on Amazon + 5k on CSP

I ideally want to have: 1.5k or 2k on Amazon + 6.5k or 6k respectively on CSP (so 50% or 33% CLD on Amazon)

I am mostly concerned about CLD on my Amazon - as soon as this card already has some history (~8 months), won't it raise the flag with other lenders (maybe there are some especially sensitive ones) if I actually CLD on one of my TLs - I just don't want to cause the chain of other AAs by other lenders basically by doing this reallocation?

Your feedback is greatly appreciated! Thanks!

Re: Reallocation of Chase CLs between cards - any cons?

andre181 — Mon, 14 Jan 2013 18:25:00 GMT

I wouldn't worry about it too much. I've reallocated CL's twice, once between 2 Citi cards and another time between two Chase cards. I've never had any issues.

Re: Reallocation of Chase CLs between cards - any cons?

mikka1 — Mon, 14 Jan 2013 18:44:21 GMT

@andre181 wrote:
I wouldn't worry about it too much. I've reallocated CL's twice, once between 2 Citi cards and another time between two Chase cards. I've never had any issues.

Great, thanks for you feedback. I just went ahead and reallocated it to 6k+2k while activating my card. It was done instantly.