topic Re: BBRZMC Axed!! in Credit Cards

BBRZMC Axed!!

wreith — Tue, 15 Jan 2013 22:43:30 GMT

I just got off the phone with them. I let them know I was closing my account and was transferred to an account manager. He asked why I wanted to close my account since I've been a customer in good standing with them since 2011. I let them know that card is just not growing with me, I have newer accounts with significantly higher limits. I had called in for CLI in Dec and was denied. He asked if the rep I spoke with when I asked for the CLI had informed me that there are currently no CLI's being given on the BBRZMC at this time, and I told him I had not been told that, and asked why if they were not being given would they go ahead and pull all three CRB's just to deny my anyways. He had no answer for that. He did say since Cap1 had taken over they were hoping for some new changes in the future. I just let him know that I thought it was time to end my relationship with them and move on. So my account with them has been officially closed, while I lose the $500 that was helping my Util, I did lose a high APR card with an AF. Time to move forward with my newer and better cards.

Re: BBRZMC Axed!!

Happychap — Tue, 15 Jan 2013 22:48:23 GMT

You have nice cards in your siggy so I dont blame you for closing. Did u ever contact cap1 exec office to get a cli?

Re: BBRZMC Axed!!

Repo-ed — Tue, 15 Jan 2013 22:59:45 GMT

Mine and it's sweet $300 limit will be getting axed when it hits renewal time in a few months.

With an $8400 Amex, I don't believe I need this card anymore.

Re: BBRZMC Axed!!

Anonymous — Tue, 15 Jan 2013 23:10:01 GMT

@wreith wrote:
I just got off the phone with them. I let them know I was closing my account and was transferred to an account manager. He asked why I wanted to close my account since I've been a customer in good standing with them since 2011. I let them know that card is just not growing with me, I have newer accounts with significantly higher limits. I had called in for CLI in Dec and was denied. He asked if the rep I spoke with when I asked for the CLI had informed me that there are currently no CLI's being given on the BBRZMC at this time, and I told him I had not been told that, and asked why if they were not being given would they go ahead and pull all three CRB's just to deny my anyways. He had no answer for that. He did say since Cap1 had taken over they were hoping for some new changes in the future. I just let him know that I thought it was time to end my relationship with them and move on. So my account with them has been officially closed, while I lose the $500 that was helping my Util, I did lose a high APR card with an AF. Time to move forward with my newer and better cards.

I got a CLI of a measley $200 in December and I got them to cancel my AF...So they are lying to you. What are your scores, uti...etc? Oh and it was not a hard pull. Never mind, I saw your scores and credit lines. I would not even worry. Honestly, I use mine to get Best Buy points but this card is SD anyways.

Re: BBRZMC Axed!!

Mike360 — Tue, 15 Jan 2013 23:20:28 GMT

BTW 99% of the time credit limit increases with Best Buy are soft pulls. Every one i've gotten has been soft.

I don't believe any store card that is backed by Capital One pulls all 3 CR's. I think that is just for Capital One's own products.

Re: BBRZMC Axed!!

armbenderc — Tue, 15 Jan 2013 23:29:20 GMT

Member since 08. I got 59af version. I got 500 cli last September and they refund 2 years of af. I called the exec office and got af removed permanently.

I asked for another cli and I ask if it will be a soft pull like the last time. She cannot said. But cli is possible. She can just override it but it may be hp. However I declined because I don't want cra pulls.

Re: BBRZMC Axed!!

Epcot — Wed, 16 Jan 2013 00:16:01 GMT

Moving on to better cards, good for you!
I have had the store card for many years and have had two CLI (I requested them online, both SP)

Re: BBRZMC Axed!!

wreith — Wed, 16 Jan 2013 18:28:11 GMT

@Mike360 wrote:
BTW 99% of the time credit limit increases with Best Buy are soft pulls. Every one i've gotten has been soft.

I don't believe any store card that is backed by Capital One pulls all 3 CR's. I think that is just for Capital One's own products.

I double checked and it was only one pull, the triple pull came from AMEX around the same time.

Re: BBRZMC Axed!!

wreith — Wed, 16 Jan 2013 18:31:59 GMT

Mike360 wrote:

BTW 99% of the time credit limit increases with Best Buy are soft pulls. Every one i've gotten has been soft.

I've had it since Oct of 2011, started with a $300 CL, then last July I called in for a CLI and got $200. The only CLI I ever got with them was a SP when they were still HSBC. Nothing since Cap1 took over.

Re: BBRZMC Axed!!

BearsAndTurtlesRtheBest — Wed, 16 Jan 2013 19:12:05 GMT

Do you think this also applies or the Best Buy Store Card?