topic Re: NFCU Very Impressive in Credit Cards

NFCU Very Impressive

MountainHiker — Wed, 16 Jan 2013 10:09:51 GMT

I've been with them for only a week and allready they have offered me a pre-selected CC and tonight an Auto loan. I'm starting to think they are better to me than my experience with Chase. Never thought I'd say that but its true.

Re: NFCU Very Impressive

jsickz32 — Wed, 16 Jan 2013 11:59:45 GMT

Why dont you just go ahead and apply then?

Re: NFCU Very Impressive

Anonymous — Wed, 16 Jan 2013 12:02:26 GMT

Yeah why you hesitating! Like we said before they are different than other lenders!

Re: NFCU Very Impressive

jsickz32 — Wed, 16 Jan 2013 12:12:26 GMT

I was fresh of a huge app spree when i joined and apped and they approved me instantly and for my biggest cl at the time.

Re: NFCU Very Impressive

MountainHiker — Wed, 16 Jan 2013 12:52:55 GMT

Do I admit to being cautious? You bet! Maybe even a little chicken.Right now I'm thinking it might be best to sync my creditors or in other words have them showing up on my new address here in North Carolina.That shouldn't take more than one billing cycle just a few weeks for the credit bureaus to report the new location. Speaking of which man is North Carolina a friendly place. And the food is dangerously good.I don't know if I'll be approved for a credit card with NFCU but one thing is a must with food this good I will have to exercise more to stay fit.

Re: NFCU Very Impressive

jsickz32 — Wed, 16 Jan 2013 12:56:55 GMT

You chicken! Lol

Re: NFCU Very Impressive

Mellon — Wed, 16 Jan 2013 13:29:00 GMT

welcome to NC and APPLY!!!...lol

Re: NFCU Very Impressive

sybo40 — Wed, 16 Jan 2013 13:30:06 GMT

My score is nowhere NEAR yours and I cannot TELL YOU how much NFCU has helped me! Everything I have asked them for (and trust me, even I know it's been a lot to ask for), they have given to me...with no hesitation. As soon as a finish paying off the sub-prime cards (that also helped me during my times of financial/credit distress), I'm closing them (have had them all for 2 years now) and just going with NFCU. I've managed to get a huge line of credit and two credit cards from them (totalling $8K in CL) and whenever I have asked for an increase, they haven't blinked...not once. They asked for proof of income twice (when I initially applied for both the LOC and the first card), but after that, nothing. Just approved, approved, approved!! The service has been nothing short of incredible! No need to hesitiate...just GO FOR IT! :-)

Re: NFCU Very Impressive

MountainHiker — Wed, 16 Jan 2013 13:50:03 GMT

@jsickz32 wrote:
You chicken! Lol

Guilty as charged! When I do app would be nice to get their Mastercard.

Re: NFCU Very Impressive

MountainHiker — Wed, 16 Jan 2013 13:52:01 GMT

@Mellon wrote:
welcome to NC and APPLY!!!...lol

North Carolina is one of the most wholesome places I've experienced. I want to App. I really do!

Re: NFCU Very Impressive

Anonymous — Wed, 16 Jan 2013 13:54:06 GMT

Let us put it this way, you are your own worse enemy right now! Plus your missing out on there balance transfer offer right now zero percent for 12 months and no balance transfer fee !

Re: NFCU Very Impressive

jsickz32 — Wed, 16 Jan 2013 13:57:35 GMT

It thought it was 18 months?

Re: NFCU Very Impressive

Anonymous — Wed, 16 Jan 2013 14:00:54 GMT

website says 12, I will call to find out

Re: NFCU Very Impressive

Anonymous — Wed, 16 Jan 2013 14:03:43 GMT

It was 18 months the rep said it changed to 12

Re: NFCU Very Impressive

NewbieReed — Wed, 16 Jan 2013 14:15:49 GMT

Welcome to the NFCU family!

Re: NFCU Very Impressive

jsickz32 — Wed, 16 Jan 2013 14:17:32 GMT

Ahh see! I knew i wasnt drunk when i saw it.

Re: NFCU Very Impressive

MountainHiker — Thu, 17 Jan 2013 01:45:35 GMT

@sybo40 wrote:
My score is nowhere NEAR yours and I cannot TELL YOU how much NFCU has helped me! Everything I have asked them for (and trust me, even I know it's been a lot to ask for), they have given to me...with no hesitation. As soon as a finish paying off the sub-prime cards (that also helped me during my times of financial/credit distress), I'm closing them (have had them all for 2 years now) and just going with NFCU. I've managed to get a huge line of credit and two credit cards from them (totalling $8K in CL) and whenever I have asked for an increase, they haven't blinked...not once. They asked for proof of income twice (when I initially applied for both the LOC and the first card), but after that, nothing. Just approved, approved, approved!! The service has been nothing short of incredible! No need to hesitiate...just GO FOR IT! :-)

Wow! What a reassuring posting. Hearing your experience with NFCU does make me believe that I have a real shot of maybe getting some type of approved credit limit with them. A family member was approved for a secured card with NFCU and I couldn't believe all the various rewards which that card comes with.I have never heard of a secured card that offers rental car collision protection and has three different types of that protection. NFCU secured card allows the card holder to rent a car and do so without having to purchase the rental agency's insurance.Amazing! NFCU really is a step up compared to all the other CCC. I want to get a home mortgage with them a few years from now. Will start with apping for a CC in a few weeks once my trade lines sync to my new address. Tnanks for your post.

Re: NFCU Very Impressive

Cageym — Thu, 17 Jan 2013 01:54:05 GMT

My scores were lower than they are now but NFCU gave me a limit of 1k, far below what they give others (don't know why, frankly don't care), called and got 1.5k before I even had the card. 2 months later CLI to 6k. What are you waiting for?

Re: NFCU Very Impressive

MountainHiker — Thu, 17 Jan 2013 01:57:49 GMT

@Anonymous wrote:
Let us put it this way, you are your own worse enemy right now! Plus your missing out on there balance transfer offer right now zero percent for 12 months and no balance transfer fee !

I admit to being overly cautious. Comes from being turn down a lot. I think I have a chance of being considered for approval.Maybe! Just want to eliminate potential barriers to that goal. Besides, that NFCU pre-selection for CC appeared on my profile the first night I accessed the website but I haven't seen that particular offer since then. So I might as well wait till it is re-offered. Maybe a pre-selection offer might help my chances for potenial approval.

Re: NFCU Very Impressive

MountainHiker — Thu, 17 Jan 2013 01:59:27 GMT

@NewbieReed wrote:
Welcome to the NFCU family!

Thank you for the welcome.