topic Re: AMEX Plat First Year Free in Credit Cards

AMEX Plat First Year Free

Anonymous — Sat, 19 Jan 2013 07:00:55 GMT

I noticed that if you go through Ameriprise, you can get a Plat with the first year free.

https://www.ameriprise.com/cash-cards-and-lending/cards/platinum-card-from-american-express.asp

Re: AMEX Plat First Year Free

chnceit — Sat, 19 Jan 2013 07:55:00 GMT

@Anonymous wrote:
I noticed that if you go through Ameriprise, you can get a Plat with the first year free.

https://www.ameriprise.com/cash-cards-and-lending/cards/platinum-card-from-american-express.asp

Wow that is a good savings especially who is thinking of apping

Re: AMEX Plat First Year Free

distantarray — Sat, 19 Jan 2013 08:25:53 GMT

It's a nice catch, but considering they occassionally throw 100k sign up bonus offer 100k bonus > $450 annual fee

Re: AMEX Plat First Year Free

Anonymous — Sat, 19 Jan 2013 11:38:54 GMT

Damnit, this caused me to Drapp tonight What is worse is I got a pending message saying that I would be notifies in 10-12 days. Oh well.

Re: AMEX Plat First Year Free

jsucool76 — Sat, 19 Jan 2013 12:29:02 GMT

I almost apped during the 100k offer, but im in the garden, at least im not an ameriprise member so i have no reason to be tempted by this. XD

Re: AMEX Plat First Year Free

KS13 — Sat, 19 Jan 2013 12:34:05 GMT

You have to be an Ameriprise customer to get the first annual year fee waived?

Also is this card hard to get like the Black Card?

Re: AMEX Plat First Year Free

jsucool76 — Sat, 19 Jan 2013 12:39:05 GMT

It says on the page "fee waived........... If you're an ameriprise member"

Re: AMEX Plat First Year Free

KS13 — Sat, 19 Jan 2013 12:42:54 GMT

Ah that sucks.

Re: AMEX Plat First Year Free

djrez4 — Sat, 19 Jan 2013 14:20:13 GMT

There are plenty of other offers that have requirements like that which are not enforced.

Example - Barclays US AIrways MC has a special offer with higher bonus miles that's supposed to be open to US Air's Chairman members only. But, no one checks status.

This offer could be the same. I may guinea pig it later this month. Although, I do have Ameriprise insurance. I wonder if that counts as membership.

Re: AMEX Plat First Year Free

youngandcreditwrthy — Sat, 19 Jan 2013 15:35:19 GMT

Gahhhh!!! I want that Amex Platinum card!!!!!!

Re: AMEX Plat First Year Free

Anonymous — Sat, 19 Jan 2013 16:19:10 GMT

@jsucool76 wrote:
It says on the page "fee waived........... If you're an ameriprise member"

I think it just assumes you are an ameriprise member when you use that link. I don't think it ever confirms that you are a member.

Re: AMEX Plat First Year Free

jsucool76 — Sat, 19 Jan 2013 16:30:58 GMT

Stop giving me reasons to apply!!! I'll never be approved. XD

Re: AMEX Plat First Year Free

Anonymous — Sat, 19 Jan 2013 16:36:13 GMT

And did anyone read the fine print? 5000 bonus MR Points per 20k spend up to 30k member points per year. Now that's unique. If I only had the income to drop 120k a year on my credit card. The gold version gets 2500 MR per 10k spend too.

Re: AMEX Plat First Year Free

Anonymous — Sat, 19 Jan 2013 16:48:42 GMT

@Anonymous wrote:
And did anyone read the fine print? 5000 bonus MR Points per 20k spend up to 30k member points per year. Now that's unique. If I only had the income to drop 120k a year on my credit card. The gold version gets 2500 MR per 10k spend too.

Yes, very odd point structure on this offer. The only advantage to this offer is the first year free. Get lounge access for a year then PC.

Re: AMEX Plat First Year Free

Anonymous — Sat, 19 Jan 2013 16:53:13 GMT

This offer has been available for at least the past 4 years. It probably isn't going to disappear anytime soon, so I wouldn't app until reports come back from the few who already have. It states that the offer for the Platinum card applies to Achiever Circle Elite members which requires $500,000 in investments with Ameriprise. I'm not sure how closely they check but I would be hesitant to apply thinking the annual fee would be waived until we get a few reports back.

American Express Cards

4 The Platinum Card® from American Express and the American Express® Gold Card are issued by American Express Bank, FSB. ©2010 American Express Bank, FSB. All rights reserved. American Express Company and Ameriprise Financial, Inc. are not, directly or indirectly controlling, controlled by or under common control with each other. Your ability to have this Card product is contingent on a relationship between you and Ameriprise Financial, Inc. If no relationship exists, or if your relationship with Ameriprise Financial ends, American Express has the right to cancel your Card account or transfer your account to another American Express Card product that will have different features and benefits.

Re: AMEX Plat First Year Free

jsucool76 — Sat, 19 Jan 2013 20:10:23 GMT

So who wants to be the guinea pig. XD

Re: AMEX Plat First Year Free

Anonymous — Sun, 20 Jan 2013 03:42:05 GMT

@jsucool76 wrote:
So who wants to be the guinea pig. XD

Not me, I just signed up under the 100k offer.

Re: AMEX Plat First Year Free

jsucool76 — Sun, 20 Jan 2013 05:04:15 GMT

I read a thread on a different forum. One person for their account closed after four months, but another person was fine.

Re: AMEX Plat First Year Free

Anonymous — Tue, 22 Jan 2013 20:04:27 GMT

Well Drapping paid off! After four days of pending and a twenty minute call I was approved for the card. I have NO Ameriprise account and the CSR stated that there is not a verification during application, she could not confirm during the account being open. FYI If there is a minimum requirement for assets, ie $500,000, well haha to them. I listed my assets as $10k-25k. I am stoked, a year free of the Platinum card!!!!! Oh yeah, 6 more years of backdating too.

Re: AMEX Plat First Year Free

jsucool76 — Thu, 24 Jan 2013 20:05:16 GMT

Good luck!

Just hope you don't get closed down after a few months or something.