topic Re: Now Most Citicards have EMV Chips!!!! in Credit Cards

Now Most Citicards have EMV Chips!!!!

Ron1 — Mon, 21 Jan 2013 22:06:06 GMT

Most Citicards now have EMV chips and I just ordered a replacement for my Citi Thankyou Preferred Card.

Re: Now Most Citicards have EMV Chips!!!!

PokemonMaster — Mon, 21 Jan 2013 22:10:14 GMT

People should note that if you have Citi PhotoCard you have to pick between having an EMV chip and having a photo on your card, you can't have both. Since I don't travel outside of the United States the EMV chip isn't worth it just yet for me to have.

Re: Now Most Citicards have EMV Chips!!!!

chnceit — Mon, 21 Jan 2013 22:11:00 GMT

@Ron1 wrote:
Most Citicards now have EMV chips and I just ordered a replacement for my Citi Thankyou Preferred Card.

Thanks for the info! I am ordering mines right now LOL

Re: Now Most Citicards have EMV Chips!!!!

Ron1 — Mon, 21 Jan 2013 22:13:46 GMT

I have it on my Citi Dividend Elite MC and now they started putting on other Citicards. By the way, you cannot have PayPass and EMV Chip on one card.

Ron.

Re: Now Most Citicards have EMV Chips!!!!

Anonymous — Tue, 22 Jan 2013 00:02:24 GMT

It isn't available for my Citi AAdvantage AMEX

Re: Now Most Citicards have EMV Chips!!!!

Ron1 — Tue, 22 Jan 2013 00:08:15 GMT

Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC.

Ron.

Re: Now Most Citicards have EMV Chips!!!!

Anonymous — Tue, 22 Jan 2013 00:09:56 GMT

@Ron1 wrote:
Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC.

Ron.

Yes it is on the Platinum AMEX. AMEX is delivering my new Platinum card with it tomorrow.

Re: Now Most Citicards have EMV Chips!!!!

slippy84 — Tue, 22 Jan 2013 00:17:33 GMT

Noticed this the other day on my Dividend Platinum Select Visa. Didn't go for it as they're sending new cards in ~5 weeks when they PC me to the Dividend World Elite. Then I will definitely request the EMV for the cool silver Mastercard logo!

Re: Now Most Citicards have EMV Chips!!!!

Ron1 — Tue, 22 Jan 2013 00:23:58 GMT

@Anonymous wrote:
@Ron1 wrote:
Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC.

Ron.
Yes it is on the Platinum AMEX. AMEX is delivering my new Platinum card with it tomorrow.

I don't have it on my Amex PR Gold.

Ron.

Re: Now Most Citicards have EMV Chips!!!!

Anonymous — Tue, 22 Jan 2013 00:24:31 GMT

@Anonymous wrote:
@Ron1 wrote:
Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC.

Ron.
Yes it is on the Platinum AMEX. AMEX is delivering my new Platinum card with it tomorrow.

I am sorry for the dumb question...

what does the EMV chip do for you ??

Re: Now Most Citicards have EMV Chips!!!!

Ron1 — Tue, 22 Jan 2013 00:25:32 GMT

Yes, it is worth to wait. It is a good looking card. You might want to call them to send the right card because they sent me the card with PayPass.

Ron.

Re: Now Most Citicards have EMV Chips!!!!

Ron1 — Tue, 22 Jan 2013 00:28:19 GMT

@Anonymous wrote:
@Anonymous wrote:
@Ron1 wrote:
Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC.

Ron.
Yes it is on the Platinum AMEX. AMEX is delivering my new Platinum card with it tomorrow.
I am sorry for the dumb question...

what does the EMV chip do for you ??

EMV Chip is good traveling outside US especially in Europe.. It is like PayPass/Express Pay.

link:

http://en.wikipedia.org/wiki/EMV_Chip

Ron.

Re: Now Most Citicards have EMV Chips!!!!

andre181 — Tue, 22 Jan 2013 00:56:39 GMT

Interesting. The option was available for both my Forward and ThankYou Preferred. I requested both.

Maybe doing this will cause them to look at my Forward account and convert it to Visa Sig.

Re: Now Most Citicards have EMV Chips!!!!

CreditJim — Tue, 22 Jan 2013 02:17:39 GMT

I've been waiting for this for years as I travel to Europe a lot and always have problems using my US cards. The only problem is, I don't have any Citi cards anymore. What's the easiest Citi card to get?

Re: Now Most Citicards have EMV Chips!!!!

Ron1 — Tue, 22 Jan 2013 02:21:01 GMT

@breedo wrote:
I've been waiting for this for years as I travel to Europe a lot and always have problems using my US cards. The only problem is, I don't have any Citi cards anymore. What's the easiest Citi card to get?

I think Citi Forward Card is pretty easy.

Ron.

Re: Now Most Citicards have EMV Chips!!!!

nyancat — Tue, 22 Jan 2013 02:34:06 GMT

@Anonymous wrote:
@Anonymous wrote:
@Ron1 wrote:
Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC.

Ron.
Yes it is on the Platinum AMEX. AMEX is delivering my new Platinum card with it tomorrow.
I am sorry for the dumb question...

what does the EMV chip do for you ??

Well, the main reason people request it is because in many countries EMV is the expectation. Unlike one person said, it has no relation to contactless (PayPass/PayWave/ExpressPay/ZIP). A contactless transaction can be EMV (contactless EMV) but can also just be a basic unencrypted copy of track data (same as the magnetic stripe but with an added unique transaction identifier).

Citi cards are terrible to use for travel anyways - Bank of America offers a no fx fee, no fee, EMV card that's a much better choice. Citi charges 3% foreign transaction fee - a huge ripoff.

So, really, the main thing it does for you is - not much today. A few Walmart's have EMV enabled, but that's it. Come April, many merchants that already have EMV terminals will start enabling them and this benefits you by making fraud much harder. "Skimming" becomes a much more difficult prospect, it is virtually impossible to skim an EMV chip.

Re: Now Most Citicards have EMV Chips!!!!

MustangSaluki — Tue, 22 Jan 2013 04:24:28 GMT

@Ron1 wrote:
@Anonymous wrote:
@Ron1 wrote:
Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC.

Ron.
Yes it is on the Platinum AMEX. AMEX is delivering my new Platinum card with it tomorrow.
I don't have it on my Amex PR Gold.

Ron.

PRG has ExpressPay option available but yes no EMV yet. Only Plat and Centurion so far.