topic Re: new york state in Credit Cards

new york state

coachmiff — Tue, 22 Jan 2013 18:14:17 GMT

who only pulls experian and trans union? and is it safe to come out of the garden after no app's for 6 months?

Re: new york state

djrez4 — Tue, 22 Jan 2013 18:41:36 GMT

@coachmiff wrote:
who only pulls experian and trans union? and is it safe to come out of the garden after no app's for 6 months?

No one is going to be a 100% guaranteed pull from EX or TU. There are always surprises.

To answer your second question, we need more info about your credit profile. How many accounts do you have? How many were opened 6 months ago? how many inquiries? What derogatory remarks do you have on your reports?

Re: new york state

mirachi — Tue, 22 Jan 2013 18:56:59 GMT

Unfortunately, most cccs seemed to like pulling my experian report - citi, chase, Amex, Commenity

Barclays & discover pulled transunion.

Re: new york state

coachmiff — Tue, 22 Jan 2013 20:08:14 GMT

4 open acoounts which includes car loan

usaa master card 1500--o balance--opened 3/2011

navy visa 7000-o balance-opened 7/2012

military star-o balance-opened 11/2011

cap 1 auto 2800--paid off sept 2013--opened 11/2007

3 baddies 0 balance 2008 co's (ex girlfriend fraud--still fighting to get removed)--have had 7 removed in last 4 months

total debt 2800

income 46k

scores near 700

Re: new york state

kevinjjc — Sun, 27 Jan 2013 17:04:19 GMT

I'm in New York. In my experience, Chase pulls EX.

Barclays is known to always pull TU, they may ~~will~~ also pull other reports on recon.

GECRB issued cards like Walmart, JCP, Lowe's, etc. pull TU.

Re: new york state

jsucool76 — Sun, 27 Jan 2013 16:46:08 GMT

+1 to kevin

Barclays and GE almost always pull TU, but there is always a chance they'll pull something else.