topic AMEX Pulling TU in Credit Cards

AMEX Pulling TU

Anonymous — Wed, 23 Jan 2013 10:48:35 GMT

So I got AMEX letter explaining why I got denied for the BCP.. They pulled my TU FICO and its just too low at 649...

Re: AMEX Pulling TU

Repo-ed — Wed, 23 Jan 2013 12:28:19 GMT

You live in California?

Your EX report frozen?

Re: AMEX Pulling TU

creditnocash — Wed, 23 Jan 2013 13:21:53 GMT

did they double pull? and tu was the deciding factor?

they triple pulled me for my zync.

Re: AMEX Pulling TU

youngandcreditwrthy — Wed, 23 Jan 2013 13:39:02 GMT

I got my TU pulled at 696, and got approved. I think they try to approve you when they pull TU...

I.e. "borderline approval"

Re: AMEX Pulling TU

kevinjjc — Wed, 23 Jan 2013 13:51:55 GMT

Please let us know if they pulled your EX as well.

Re: AMEX Pulling TU

Duncanrr — Wed, 23 Jan 2013 15:17:02 GMT

I hope they start pulling TU a little more. It has my lowest number of inq.

Re: AMEX Pulling TU

youngandcreditwrthy — Wed, 23 Jan 2013 16:50:41 GMT

Well, they pulled all three for me, but approval was based on TU. I don't even really think my 696 TU FICO was higher than my others at all. My exp would have been highest.

Re: AMEX Pulling TU

jake619 — Wed, 23 Jan 2013 17:14:46 GMT

@youngandcreditwrthy wrote:
Well, they pulled all three for me, but approval was based on TU. I don't even really think my 696 TU FICO was higher than my others at all. My exp would have been highest.

@Very similar situation. Verified triple-pull, landed on TU @ 680. I see it as trading INQ's for a backdated TL.

Re: AMEX Pulling TU

Anonymous — Wed, 23 Jan 2013 17:35:56 GMT

They pulled all 3 for me and I was still declined. My TU score was 707 - I have a lot of inq's on TU ( 6 GE Cards last year) and if they were 'trying' to approve me I'm sure that was the death nail.

Guess I was hoping the EXP would be good enough but I will wait until the fall and try them again.

Re: AMEX Pulling TU

Anonymous — Wed, 23 Jan 2013 22:30:24 GMT

Nope, they just pulled TU and said the score was too low