topic How long should someone wait before applying.. in Credit Cards

How long should someone wait before applying..

WallyxD — Sat, 26 Jan 2013 03:16:29 GMT

I was looking at numerous credit unions that are close to me and I wanted to know, how long after joining a CU should someone wait before they apply for a CC.? Does anyone have a story where they were approved for a CC right after joining a credit union?

Re: How long should someone wait before applying..

Anonymous — Sat, 26 Jan 2013 03:29:52 GMT

Does PenFed count? As a non-member, when applying for a card you have to join, so this is 0 wait (and in fact the card app comes first!)

Re: How long should someone wait before applying..

MsLadyRover — Sat, 26 Jan 2013 03:30:13 GMT

I joined NFCU on a Thursday evening, applied for a credit card on Friday morning, and was approved Friday afternoon.

Re: How long should someone wait before applying..

Epcot — Sat, 26 Jan 2013 04:03:39 GMT

My brother joined a CU and applied for a CC same day and got approved instantly.

Re: How long should someone wait before applying..

chnceit — Sat, 26 Jan 2013 17:41:28 GMT

CUs are not like most other lenders. CUs will allow multiple credit products with one pull. You are able to get approved right away for products if eligible.

Re: How long should someone wait before applying..

ycm — Sun, 27 Jan 2013 14:41:58 GMT

+1 ymmv