topic Re: Store app vs. online application in Credit Cards

Store app vs. online application

laryn41 — Tue, 28 Aug 2007 18:27:33 GMT

Is one more leinent then the other?

Re: Store app vs. online application

laryn41 — Tue, 28 Aug 2007 18:30:59 GMT

like old navy. Would I be more app to get approved in the store rather than online.

Re: Store app vs. online application

Anonymous — Tue, 28 Aug 2007 18:41:57 GMT

Macy's keeps online apps CLs low for a period of at least 6 months as opposed to in store applications.

I don't know about Old Navy, I got mine at the register but the limit was MUCH higher than the online Macys limit.

Rob

Re: Store app vs. online application

laryn41 — Tue, 28 Aug 2007 18:55:38 GMT

but are they easiers to get approved at register

Re: Store app vs. online application

Anonymous — Tue, 28 Aug 2007 20:18:35 GMT

It seems as though there is motivation to approve based on your purchase vs. just an interested consumer.

Rob

Re: Store app vs. online application

Anonymous — Tue, 28 Aug 2007 20:39:21 GMT

I haven't applied in store yet for any. Although when a few I know have- they were approved, with 'ok' credit. I think it does have something to do with how much you buy - limit wise.

Macy's wasn't too shabby with me online either - I was approved for $1000

Re: Store app vs. online application

Anonymous — Wed, 29 Aug 2007 13:05:01 GMT

jcmycology wrote:
I haven't applied in store yet for any. Although when a few I know have- they were approved, with 'ok' credit. I think it does have something to do with how much you buy - limit wise.

Macy's wasn't too shabby with me online either - I was approved for $1000

Was the approval instant for Macy's? What do they pull and what kind of scores do you have?