topic Whats in your... sock drawer? in Credit Cards

Whats in your... sock drawer?

Anonymous — Thu, 31 Jan 2013 03:55:44 GMT

I've been giving a lot of thought tonight about clearing out my wallet of the "dead weight"

The cards I got because they were easy but now have little need for, thus they will be going into the sock drawer once I zero out the balances.

So far my sock drawer is home to only 1 card. My Cap1 secured card. The first one I got on my rebuilding journey.

However, it will have some company in a week or so. Once my Meijer bill posts I'm going to zero that one out as well and SD the card.

So, whats in YOUR sock drawer?

Re: Whats in your... sock drawer?

ilovelisa — Thu, 31 Jan 2013 03:58:33 GMT

Cap 1 for Newcomers

Chevron

Amex Zync

Walmart

Staples

Sony Card

Re: Whats in your... sock drawer?

QAMngrGirl — Thu, 31 Jan 2013 03:59:38 GMT

JCP

Walmart

Merrick Bank

First Savings CC

Macy's

Re: Whats in your... sock drawer?

Duncanrr — Thu, 31 Jan 2013 04:03:43 GMT

I'll say it because it needs to be said, I keep socks in my SD.

Also keep Walmart Discover, Cap1 Secured and WF Secured.

Re: Whats in your... sock drawer?

chnceit — Thu, 31 Jan 2013 04:10:30 GMT

@Duncanrr wrote:
I'll say it because it needs to be said, I keep socks in my SD.

Also keep Walmart Discover, Cap1 Secured and WF Secured.

LOL umm yeah!

I keep my Discover, Barclays and HSBC.

Re: Whats in your... sock drawer?

E150GT — Thu, 31 Jan 2013 04:12:59 GMT

my discount tire car care one. Im paying off my USAA so I have not been using it as well as my discover. I have been using my slate and my AMEX

Re: Whats in your... sock drawer?

Anonymous — Thu, 31 Jan 2013 04:23:50 GMT

Paypal

Amazon

Cap1 Blue

Old Navy

Kohl's

Bob's

Walmart

basically all the cards I over used during Christmas....

I need to put Cap1 Green, Discover and Wells Fargo in there too because they are being swiped too much lately!

Re: Whats in your... sock drawer?

09Lexie — Thu, 31 Jan 2013 04:28:22 GMT

JC Penney ( at least until I have to buy something so they won't reduce my CL)
VS
WalMart
Chevron

PayPal MC will be joining them in the spring.

Re: Whats in your... sock drawer?

creditnocash — Thu, 31 Jan 2013 04:41:59 GMT

well since you asked.

Kohls

American Eagle

Best Buy

Macy's

Walmart

2 Citizens Bank CC

only take them out when i need them.

otherwise staying in there too age or asking for a cli lol.

Re: Whats in your... sock drawer?

zerobacan — Thu, 31 Jan 2013 07:38:22 GMT

Macys
Target<<<<< for sure!!
Walmart
Jcpenny
VS
Capital one
Credit one piece of shiii*t

Re: Whats in your... sock drawer?

sakhalin070 — Thu, 31 Jan 2013 07:39:59 GMT

BoA Platinum Plus MC

Macy's Star Rewards <-- $100 credit line lolololol

Re: Whats in your... sock drawer?

Anonymous — Thu, 31 Jan 2013 08:09:11 GMT

all my credit cards except AMEX Gold charge card.

Re: Whats in your... sock drawer?

bobebob — Thu, 31 Jan 2013 11:58:44 GMT

@Anonymous wrote:
all my credit cards except AMEX Gold charge card.

What happens when a store doesn't take Amex?

In my safe:

BofA Visa Signature

Amex Corporate card

that leaves me with Costco Amex, Walmart Discover, and DCU Visa to cover all my bases.

Re: Whats in your... sock drawer?

jsickz32 — Thu, 31 Jan 2013 12:00:15 GMT

All except Freedom and BCE. Been using those two a LOT and will keep using them until 06/13 when im going for the CSP and SPG

Re: Whats in your... sock drawer?

ednajen — Thu, 31 Jan 2013 12:07:18 GMT

everything except my Discover, Chase Hyatt and Amex Gold at the moment.

Re: Whats in your... sock drawer?

TiggerDat — Thu, 31 Jan 2013 12:21:13 GMT

Capone (even though it has a $50 credit they gave me for being a valued customer when I asked for a reduction of my interest rate)

Household (since Capone froze CLI's)

Merrick (since they won't release my security funds or remove the annual fee, it stays there until I get an Amex, the if no changes to their policies it goes)

Walmart (unless the restart the 25 cents per gallon discount)

PayPal (high interest rate, even though I don't pay interest since I pay in full each month)

Belks (I haven't even actually used the card ever)

Bealls (they send too many emails to market to me, which makes it seem like they are desperate)

Marathon Gas (why should I use that when Discover gives me 5% back?)

Marathon Visa (the rewards aren't that great)

Barclay Rewards MC (they seem kinda iffy on customer service)

Basically I just use the Chase, Discover, and Compass Card now. (Actually, I don't use the Compass Card, my sister does.)

The first one to list was the easiest, since they have issues for rebuilders. Knowing what is there should be accompanied by why to give a better understanding of why.

Re: Whats in your... sock drawer?

lithium78 — Thu, 31 Jan 2013 13:07:41 GMT

CapOne Platinum. I really should cancel this card because it is useless.

Re: Whats in your... sock drawer?

youngandcreditwrthy — Thu, 31 Jan 2013 13:41:22 GMT

Haha!!!
Yall are funny!!

My sockdrawer:
Wmt Discover
BR Visa
Discover Motiva
Lowe's
Travelocity Amex
Anf
Express
Smile Financial
Jcp
Amazon
Chase Slate

I think that's all haha! They are sd'ed due to APRs, existing balances, or just bc I get more rewards from an alternate card.

In my wallet:
Amex BCE-groceries
Chase Freedom-gas
C1 No Hassle Plat -everything else

Re: Whats in your... sock drawer?

youngandcreditwrthy — Thu, 31 Jan 2013 13:42:00 GMT

Oh and Chevron and OB Gold are sd'ed! Lol

Re: Whats in your... sock drawer?

calihlove75 — Thu, 31 Jan 2013 17:34:29 GMT

Cap 1/ Household bank Platinum (yeah right) until it has a usable credit limit or just dies. I get angry just looking at it!

Edit : Oh and fingerhut~ cannot believe I forgot to list that!