topic Re: AMEX Delta Gold in Credit Cards

AMEX Delta Gold

Anonymous — Tue, 26 Feb 2008 17:56:38 GMT

I read everywhere on this forum that the easiest entrance to AMEX is the Delta Gold card. I have fairly good credit (699EQ myFico) that is improving everyday. My concern is if I apply for this card vs. just applying for blue or clear the inital CL may not be as good. What is the highest initial CL you have seen with the Delta Gold and which do you recomend I apply for? If it helps I am an AU on my Dad's Blue with a CL of $15200.

Re: AMEX Delta Gold

Anonymous — Tue, 26 Feb 2008 18:13:00 GMT

I got approved 3 weeks ago or so for $8900 out of the box.

Re: AMEX Delta Gold

Anonymous — Tue, 26 Feb 2008 18:20:40 GMT

I'd take that! Is this your first account with AMEX? Also, did you convert your card yet or do you plan on keeping Delta? What other CL's do you have on your other cards?

Message Edited by Carsalesmn on 02-26-2008 10:20 AM

Re: AMEX Delta Gold

Anonymous — Tue, 26 Feb 2008 18:37:44 GMT

Yes, first Amex card. I converted it to Blue. I looked it over, and Blue had a better rewards program IMO. Since I got my foot in the door with Amex, I charged a couple thousand dollars on it and PIF immediately. They wouldn't let me do it online until after the first statement cut so I mailed in a check. I guess they liked that, as they approved me for Green and Clear yesterday. The Clear only has 2k, but I'll take that.

Amex was my first prime credit card. I got it this month. The only thing even remotely close was a subprime Capital One card with 2k on it. I will be forever loyal to Amex for being the first prime lender to take a chance on me.

I have since gotten Citi Dividends Amex at 6k, and Chase Freedom at 10k.

Re: AMEX Delta Gold

Anonymous — Tue, 26 Feb 2008 18:45:49 GMT

Carsalesmn wrote:
I have fairly good credit (699EQ myFico) that is improving everyday.

You know that Amex pulls EX almost exclusively, right?

Re: AMEX Delta Gold

Anonymous — Tue, 26 Feb 2008 19:09:11 GMT

Yeah, I know they pull EX. Those are some nice cards you got Fretless!

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:02:30 GMT

I applied for Delta with a 712 and got a CL of $13,800. I think it is the other way around. The only reason I got the high limit was because of the Delta and not the strict blue card. I did a product changed after about a week or two and didn't lose any points to delta skymiles, they all transferred to membership rewards.

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:04:15 GMT

RGordon wrote:
I applied for Delta with a 712 and got a CL of $13,800. I think it is the other way around. The only reason I got the high limit was because of the Delta and not the strict blue card. I did a product changed after about a week or two and didn't lose any points to delta skymiles, they all transferred to membership rewards.

Did you get to keep your 15,000 bonus Skymiles?

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:07:45 GMT

No, when I signed up I only got 5,000 (unless they are delayed any about of time). They were the only ones left in the Skymiles. I wasn't too worried about those. I got the card right before christmas and did all my christmas shopping with my delta card and was worried about losing those points.

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:08:53 GMT

Did the Carsalesman every apply for the card?

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:13:32 GMT

RGordon wrote:
No, when I signed up I only got 5,000 (unless they are delayed any about of time). They were the only ones left in the Skymiles. I wasn't too worried about those. I got the card right before christmas and did all my christmas shopping with my delta card and was worried about losing those points.

OK, that's right; I forgot. The bonus Skymiles come in two parts: 5,000 on activation and then another 10,000 a couple of weeks after the first statement.

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:20:42 GMT

I just checked my skymiles account again and it is still at 5,000. I check my january statement and I did get the whole 15,000 points (welcome bonus) to Delta skymiles. I will have to follow up with this. Thanks for the heads up.

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:34:16 GMT

I am waiting till 6/16/08 to app, I am currently in the stages of planning my road map to excelent credit.

I would, but I have to many inqueries in the last 6 months!

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:39:13 GMT

Good that you have a time set, just stick to it don't let the peer pressure around here make you do it before then. People break down all the time and do things before they wanted to. Good luck on 06/16/08 and keep us posted.

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:43:08 GMT

Will do so! I am already an AU on my Pops Blue and it has a $15200CL with $0 Balance so I should be a shoe in, but I am still waiting till then so I don't shoot my self in the foot.

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:45:37 GMT

Sounds like you have it planned perfect. I wonder why amex has weird cl's. Like mine is 13,800 and your dad's 15,200. Why not make it 14,000 for me and 15,000 or 16,000 for your dad? Just wondering.

Re: AMEX Delta Gold

Anonymous — Wed, 27 Feb 2008 00:51:18 GMT

I was going to have him call and get a CLI, he is a Plat card holder and has 800 scores, but I don't want to be blamed for puttign him in F/R! ROTFLMAO