topic Re: What is your "I've arrived" Card? in Credit Cards

What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 18:18:48 GMT

Having which card in your wallet makes you think that you've "arrived" and why?

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 18:20:45 GMT

Thats simple USAA because they are a conservative lender plus they have shot me down for four years straight but not this year !

Re: What is your "I've arrived" Card?

afbar1114 — Sun, 03 Feb 2013 18:20:48 GMT

CSP because its made of metal and a very prime card to me. It's also one of the highest limits ever I got one an instant approval and its visa signature. It's also one of the cards I wanted for a very long time

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 18:21:07 GMT

Right now it's my Amex Delta Gold (even tho it hasnt arrived yet).

2k limit but considering where I was 18 months ago this is the "THE DOORS ARE OPEN!" card.

No, this is not the ultimate of where I want to be.. but at least I know for sure that I can get there now.

Re: What is your "I've arrived" Card?

asteroidblues86 — Sun, 03 Feb 2013 18:21:17 GMT

When I was 19 years old I got an Amex revolver.

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 18:21:43 GMT

Amex Black of course.

Realistically though...maybe Chase Sapphire Preferred. I think that one of the majors indicates a high level of credit responsibility and positive management.

Re: What is your "I've arrived" Card?

Swapmeet — Sun, 03 Feb 2013 18:23:20 GMT

@asteroidblues86 wrote:
When I was 19 years old I got an Amex revolver.

What does this have to do with anything?

Re: What is your "I've arrived" Card?

shakalaka — Sun, 03 Feb 2013 18:30:02 GMT

My Platinum and my approvals for Freedom and BCE with 4K starting limit each. More that I could dream of one year ago (arrived in the USA on March 1st 2012).

Still doing the Happy Dance

Re: What is your "I've arrived" Card?

lithium78 — Sun, 03 Feb 2013 18:32:39 GMT

When I got approved for Discover. It was a big deal for me after I screwed up my credit as a young man.

Re: What is your "I've arrived" Card?

namvet — Sun, 03 Feb 2013 18:35:39 GMT

I arrived in 1971 with Amex!

Re: What is your "I've arrived" Card?

asteroidblues86 — Sun, 03 Feb 2013 18:37:32 GMT

@Swapmeet wrote:
@asteroidblues86 wrote:
When I was 19 years old I got an Amex revolver.
What does this have to do with anything?

That was my 2 part answer to OP 2 part question.

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 18:38:35 GMT

@namvet wrote:
I arrived in 1971 with Amex!

I arrived in 1969 with a margarita in both hands.

Re: What is your "I've arrived" Card?

Open123 — Sun, 03 Feb 2013 18:43:56 GMT

Depends on what is meant by "arrived."

If arrived means having good credit, then probably a card from any National Bank.

If "arrived" means one has attained a certain point in material achievement, than any Amex "charge" card. In terms financial success, there's nothing that screams "arrived" quite like charging $50K for a banquet with the world knowing your bill is due in full within 30 days.

In my view, cash (no financing involved) is and always will be King. To me, the an Amex charge is the same as cash--paying in full with what one already has in the bank.

Re: What is your "I've arrived" Card?

thom02099 — Sun, 03 Feb 2013 18:46:26 GMT

@Anonymous wrote:
Having which card in your wallet makes you think that you've "arrived" and why?

GOOD Question ! Two of my cards I'm proudest of receiving:

The CSP card - Getting in with Chase to begin with and it's opening the door for other Chase products -- The J P Morgan Select and the Chase Slate.

The IberiaBank Select Visa - Perhaps an odd choice for most, but it was likely the most difficult card for me to get, simply for the fact that they are a regional bank, have very stringent requirements for underwriting, are very conservative in granting credit. That they gave me an immediate $8K limit, without providing the usual income/employment verification, was very gratifying.

Re: What is your "I've arrived" Card?

chnceit — Sun, 03 Feb 2013 18:48:41 GMT

PenFed known to be a very conservative lender and I am now a card member!

Re: What is your "I've arrived" Card?

namvet — Sun, 03 Feb 2013 18:49:19 GMT

In todays world your arrived card would be any bank card with a $5000 or higher CL.

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 18:50:02 GMT

The AMEX Gold and Freedom i apped for two months ago showed me I was on the right track and now I am receiving my secured deposit for my secured cc and replacing it with a USAA Amex 5.5k CL unsecured card. I think I have attained what I needed to to rebuild my history so the USAA Amex is my "I've arrived" card.

Off to the garden and next year I am shooting for CSP.

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 18:58:11 GMT

@afbar1114 wrote:
CSP because its made of metal and a very prime card to me. It's also one of the highest limits ever I got one an instant approval and its visa signature. It's also one of the cards I wanted for a very long time

this is exactly what I was going to put, Chase has been the hardest to get back in with for me...

plus the reaction I get when I use the card is awesome!

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 19:07:47 GMT

@Open123 wrote:
Depends on what is meant by "arrived."

If arrived means having good credit, then probably a card from any National Bank.

If "arrived" means one has attained a certain point in material achievement, than any Amex "charge" card. In terms financial success, there's nothing that screams "arrived" quite like charging $50K for a banquet with the world knowing your bill is due in full within 30 days.

In my view, cash (no financing involved) is and always will be King. To me, the an Amex charge is the same as cash--paying in full with what one already has in the bank.

I really haven't researched enough about cards to know which ones are the "arrival" cards; although, I do know that AMEX has always been a card that people aspire to have. With that being said, while I'm all for responsibly using the money of the bank and getting "perks." My real arrival point will be as mentioned above, when I can charge a 25k trip and know it can and will be paid within 30 days. That's when I know I have arrived, because I'll have the cash to PIF.

Re: What is your "I've arrived" Card?

Anonymous — Sun, 03 Feb 2013 19:15:16 GMT

@Open123 wrote:
Depends on what is meant by "arrived."

n terms financial success, there's nothing that screams "arrived" quite like charging $50K for a banquet with the world knowing your bill is due in full within 30 days.

Well, apart from walking into a bank in Zurich with an 250M SFR bearer bond. I was going to do that until I found out my dog ate it (the bond, not Zurich or the bank)