topic Re: Who does Wells Fargo pull? in Credit Cards

Who does Wells Fargo pull?

mmmlive1999 — Mon, 11 Feb 2013 17:47:23 GMT

What CRA does WF pull for their unsecured cards? Also is it a HP or soft with them for CLIs? I have 2 HPs on each report right now, and would like to know in advance.

Banking with them for 3 yrs and would like to give it a shot.

Thanks!!!

Re: Who does Wells Fargo pull?

teddybearkelli1 — Mon, 11 Feb 2013 18:35:24 GMT

I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.

Re: Who does Wells Fargo pull?

mmmlive1999 — Mon, 11 Feb 2013 18:47:51 GMT

@teddybearkelli1 wrote:
I just opened an account there 2 days ago, they pulled Experian for me. I am in WA State.

thanks!

Re: Who does Wells Fargo pull?

p- — Mon, 11 Feb 2013 19:28:40 GMT

Here is California they pulled TU only for both Secured and an Unsecured CC apps in 2011, and all 3 for a Mortgage app in 2009.

Re: Who does Wells Fargo pull?

mmmlive1999 — Mon, 11 Feb 2013 19:41:22 GMT

Thanks P-

Anyone in CO have one?

Re: Who does Wells Fargo pull?

andre181 — Mon, 11 Feb 2013 19:51:40 GMT

They pulled EX for my credit card (applied online) and TU for my auto loan (applied in branch)

They SP for CLIs UNLESS you want an instant decision, then they say its going to be a HP. But I've done it both ways and its always been SP for me.

I'm in Nebraska BTW.

Re: Who does Wells Fargo pull?

dodgerslv — Mon, 11 Feb 2013 19:58:45 GMT

I have a secured CC through WF and ;here in NV they pulled Equifax and just noticed that they do my AR soft pull with Experian. Both of my parents applied and go approved for their unsecured card and they pulled EQ for both of them.

Re: Who does Wells Fargo pull?

mmmlive1999 — Mon, 11 Feb 2013 21:55:00 GMT

Thanks all this is helping...starting to see a trend with Experian

Re: Who does Wells Fargo pull?

Anonymous — Mon, 11 Feb 2013 22:26:32 GMT

I'm in Florida and they pulled EX.

Re: Who does Wells Fargo pull?

Anonymous — Mon, 11 Feb 2013 22:59:32 GMT

I'm from Atlanta and they did TransUnion, although I'm from Miami before I headed here for college.

Re: Who does Wells Fargo pull?

mmmlive1999 — Tue, 12 Feb 2013 03:09:35 GMT

Thanks for the input everyone!

Re: Who does Wells Fargo pull?

mnavas — Tue, 12 Feb 2013 05:47:52 GMT

I live in Colorado and WF pulled Transunion when i applied for the Platinum Cash Back Card in 2012

Re: Who does Wells Fargo pull?

BearsAndTurtlesRtheBest — Tue, 12 Feb 2013 05:46:20 GMT

They pull experian here in Southern California.

Re: Who does Wells Fargo pull?

jsucool76 — Tue, 12 Feb 2013 14:23:41 GMT

EX here in FL.

SP for CLI but if you get denied and they offer to "further process" it, or if you get countered and they offer to further process, they will HP.

Re: Who does Wells Fargo pull?

Barneygirl — Thu, 21 Aug 2014 19:05:22 GMT

I went in to apply for an auto loan and asked the banker the question. She said it is a random pull between all three. They submit the app and they randomly choose.... it's like russian roulette ... they don't know. One app could be TU, the next could be EX, the next could be EQ. It's all a crap shoot

Re: Who does Wells Fargo pull?

vpae — Thu, 21 Aug 2014 19:09:18 GMT

Northern California here, they pulled EQ for me when I got their Visa Signature last year.

Whoa, didn't realize this was an old thread!

Re: Who does Wells Fargo pull?

B335is — Thu, 21 Aug 2014 23:06:19 GMT

Google the creditpulls. It will show you who they pull by location. They pulled TU for me in Michigan.

Re: Who does Wells Fargo pull?

chalupaman — Fri, 22 Aug 2014 00:01:23 GMT

I think for me it was Experian and I live in Georgia.