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    <title>topic Re: Scared To Call.... in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1885009#M523622</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;It sounds like you have not yet received a denial or an approval on the Best Buy card, correct? That one seems to still be pending.&lt;BR /&gt;&lt;BR /&gt;Cap One is reviewing their policies right now and running experiments on customers whom they increase limits on through the executive office. If you just call any rep, you are going to get their canned line stating that your cards are ineligible for a credit limit increase. Being that you contacted the EO, I bet you will get CLIs on your cards.&lt;BR /&gt;&lt;BR /&gt;Please let us know the verdict on the Best Buy card. The two card rule doesn't apply to store cards. I have 2 Cap One cards and a Best Buy store card.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You are exactly right..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The Best Buy Card is pending as is my request to raise the limits on my 2 Cap One cards that I've had for 13 years..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sun, 17 Feb 2013 19:03:51 GMT</pubDate>
    <dc:creator>RSCo</dc:creator>
    <dc:date>2013-02-17T19:03:51Z</dc:date>
    <item>
      <title>Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877587#M521730</link>
      <description>&lt;P&gt;Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....&amp;nbsp;&amp;nbsp; I'm scared to call in.. I hate rejection and I hate to even admit that too..&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:17:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877587#M521730</guid>
      <dc:creator>RSCo</dc:creator>
      <dc:date>2013-02-14T18:17:33Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877595#M521732</link>
      <description>&lt;P&gt;call in, I am sure they just want to clarify some points.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Worst that can happen is they say no.&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:19:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877595#M521732</guid>
      <dc:creator>pdog661</dc:creator>
      <dc:date>2013-02-14T18:19:50Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877597#M521733</link>
      <description>&lt;P&gt;yea i got that same message a few years back i called and they approved me for a plan b card with a limit of 1940&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:20:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877597#M521733</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-14T18:20:33Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877601#M521734</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/669481"&gt;@RSCo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....&amp;nbsp;&amp;nbsp; I'm scared to call in.. I hate rejection and I hate to even admit that too..&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Call them...if you're at a 703, you should be approved. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:21:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877601#M521734</guid>
      <dc:creator>visorboy1974</dc:creator>
      <dc:date>2013-02-14T18:21:44Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877843#M521800</link>
      <description>Sometimes they need to verify some info. Hope you get it, keep us posted!</description>
      <pubDate>Thu, 14 Feb 2013 19:21:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877843#M521800</guid>
      <dc:creator>Epcot</dc:creator>
      <dc:date>2013-02-14T19:21:27Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877857#M521804</link>
      <description>Prob just verification!!</description>
      <pubDate>Thu, 14 Feb 2013 19:22:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877857#M521804</guid>
      <dc:creator>youngandcreditwrthy</dc:creator>
      <dc:date>2013-02-14T19:22:18Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878103#M521858</link>
      <description>They're probably just confused about why a person with a FICO over 700 would be applying for a crappy subprime card!&lt;BR /&gt;&lt;BR /&gt;Seriously, barring something strange, there's no way you're getting rejected for this card.</description>
      <pubDate>Thu, 14 Feb 2013 20:45:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878103#M521858</guid>
      <dc:creator>LionLaw</dc:creator>
      <dc:date>2013-02-14T20:45:31Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878161#M521868</link>
      <description>I applied for them about two years ago and was declined but had an AMEX and applied for a BofA Cash Rewards and was approved. Now I have a CSP. Weird.</description>
      <pubDate>Thu, 14 Feb 2013 21:27:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878161#M521868</guid>
      <dc:creator>2011beginnings</dc:creator>
      <dc:date>2013-02-14T21:27:38Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878359#M521912</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/669481"&gt;@RSCo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....&amp;nbsp;&amp;nbsp; I'm scared to call in.. I hate rejection and I hate to even admit that too..&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Dude.&amp;nbsp; Really?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If they're going to say no, they'd have said no.&amp;nbsp;&amp;nbsp; Asking you to call them is about verification...probably of your identity.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you DONT call them, they'll assume it wasn't you applying and will deny the application.&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 23:10:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878359#M521912</guid>
      <dc:creator>tcbofade</dc:creator>
      <dc:date>2013-02-14T23:10:47Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878419#M521928</link>
      <description>&lt;P&gt;Call them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They're probably going to ask you 4 questions.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have you ever had a mortgage and what was the amount?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Which of these cities have you lived in?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Do you like almonds or peanuts?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Basic questions to test your identity. If you pass, you'll come back with a nice fat approval (maybe, probably, who knows)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 23:48:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878419#M521928</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-14T23:48:05Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878497#M521948</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Call them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They're probably going to ask you 4 questions.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have you ever had a mortgage and what was the amount?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Which of these cities have you lived in?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Do you like almonds or peanuts?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Basic questions to test your identity. If you pass, you'll come back with a nice fat approval (maybe, probably, who knows)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Bwhahahaha.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 00:21:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878497#M521948</guid>
      <dc:creator>RSCo</dc:creator>
      <dc:date>2013-02-15T00:21:54Z</dc:date>
    </item>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878509#M521952</link>
      <description>&lt;P&gt;did you call?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 00:25:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878509#M521952</guid>
      <dc:creator>creditnocash</dc:creator>
      <dc:date>2013-02-15T00:25:59Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878719#M522021</link>
      <description>&lt;P&gt;CALL!!!&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 01:46:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878719#M522021</guid>
      <dc:creator>zerobacan</dc:creator>
      <dc:date>2013-02-15T01:46:17Z</dc:date>
    </item>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879323#M522133</link>
      <description>&lt;P&gt;CALLLLL PLEASEEE!!!!&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 08:01:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879323#M522133</guid>
      <dc:creator>Grabiela</dc:creator>
      <dc:date>2013-02-15T08:01:59Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879347#M522142</link>
      <description>Come on now. What happened?</description>
      <pubDate>Fri, 15 Feb 2013 08:31:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879347#M522142</guid>
      <dc:creator>starry1</dc:creator>
      <dc:date>2013-02-15T08:31:31Z</dc:date>
    </item>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879369#M522149</link>
      <description>&lt;P&gt;yea. What happened?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 09:06:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879369#M522149</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-15T09:06:29Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882525#M522882</link>
      <description>Ditto. What was the outcome?</description>
      <pubDate>Sat, 16 Feb 2013 18:33:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882525#M522882</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-16T18:33:49Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882627#M522908</link>
      <description>&lt;P&gt;Great, now you guys have made the OP scared to post... about not calling.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;Please call!&lt;/P&gt;</description>
      <pubDate>Sat, 16 Feb 2013 19:18:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882627#M522908</guid>
      <dc:creator>scenery_guy</dc:creator>
      <dc:date>2013-02-16T19:18:01Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882635#M522911</link>
      <description>&lt;P&gt;Lol&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 16 Feb 2013 19:19:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882635#M522911</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-02-16T19:19:23Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882791#M522951</link>
      <description>I would recommend to call as well. I am sure it is just for verification purposes</description>
      <pubDate>Sat, 16 Feb 2013 20:14:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882791#M522951</guid>
      <dc:creator>tennisfan78</dc:creator>
      <dc:date>2013-02-16T20:14:51Z</dc:date>
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