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    <title>topic Re: Scared To Call.... in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1885023#M523628</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;OMG! That's awful! How did you end up in foreclosure when you put $150K down and had $111K in a brokerage account? What is your current fico score?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I know.. It killed me.. Divorce.. &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&amp;nbsp; When you reply on someone else to contribute to their nice lifestyle and then they refuse too and have nothing to lose themselves by seeing the house go bye bye, then this is what happens..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;We bought a house in 1997 for 141,000, sold it in 2003 for 290,000 and then bought another new house and put a lot down... We divorced in 2006 after 13yrs and she wouldn't let my dad list and sell the house so we had to go with a stranger unknow realtor who did an awful job..&amp;nbsp; Fortunately, that was the only bad credit hit for me..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sun, 17 Feb 2013 19:07:49 GMT</pubDate>
    <dc:creator>RSCo</dc:creator>
    <dc:date>2013-02-17T19:07:49Z</dc:date>
    <item>
      <title>Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877587#M521730</link>
      <description>&lt;P&gt;Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....&amp;nbsp;&amp;nbsp; I'm scared to call in.. I hate rejection and I hate to even admit that too..&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:17:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877587#M521730</guid>
      <dc:creator>RSCo</dc:creator>
      <dc:date>2013-02-14T18:17:33Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877595#M521732</link>
      <description>&lt;P&gt;call in, I am sure they just want to clarify some points.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Worst that can happen is they say no.&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:19:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877595#M521732</guid>
      <dc:creator>pdog661</dc:creator>
      <dc:date>2013-02-14T18:19:50Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877597#M521733</link>
      <description>&lt;P&gt;yea i got that same message a few years back i called and they approved me for a plan b card with a limit of 1940&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:20:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877597#M521733</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-14T18:20:33Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877601#M521734</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/669481"&gt;@RSCo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....&amp;nbsp;&amp;nbsp; I'm scared to call in.. I hate rejection and I hate to even admit that too..&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Call them...if you're at a 703, you should be approved. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 18:21:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877601#M521734</guid>
      <dc:creator>visorboy1974</dc:creator>
      <dc:date>2013-02-14T18:21:44Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877843#M521800</link>
      <description>Sometimes they need to verify some info. Hope you get it, keep us posted!</description>
      <pubDate>Thu, 14 Feb 2013 19:21:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877843#M521800</guid>
      <dc:creator>Epcot</dc:creator>
      <dc:date>2013-02-14T19:21:27Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877857#M521804</link>
      <description>Prob just verification!!</description>
      <pubDate>Thu, 14 Feb 2013 19:22:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1877857#M521804</guid>
      <dc:creator>youngandcreditwrthy</dc:creator>
      <dc:date>2013-02-14T19:22:18Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878103#M521858</link>
      <description>They're probably just confused about why a person with a FICO over 700 would be applying for a crappy subprime card!&lt;BR /&gt;&lt;BR /&gt;Seriously, barring something strange, there's no way you're getting rejected for this card.</description>
      <pubDate>Thu, 14 Feb 2013 20:45:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878103#M521858</guid>
      <dc:creator>LionLaw</dc:creator>
      <dc:date>2013-02-14T20:45:31Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878161#M521868</link>
      <description>I applied for them about two years ago and was declined but had an AMEX and applied for a BofA Cash Rewards and was approved. Now I have a CSP. Weird.</description>
      <pubDate>Thu, 14 Feb 2013 21:27:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878161#M521868</guid>
      <dc:creator>2011beginnings</dc:creator>
      <dc:date>2013-02-14T21:27:38Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878359#M521912</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/669481"&gt;@RSCo&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....&amp;nbsp;&amp;nbsp; I'm scared to call in.. I hate rejection and I hate to even admit that too..&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Dude.&amp;nbsp; Really?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If they're going to say no, they'd have said no.&amp;nbsp;&amp;nbsp; Asking you to call them is about verification...probably of your identity.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If you DONT call them, they'll assume it wasn't you applying and will deny the application.&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 23:10:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878359#M521912</guid>
      <dc:creator>tcbofade</dc:creator>
      <dc:date>2013-02-14T23:10:47Z</dc:date>
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    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878419#M521928</link>
      <description>&lt;P&gt;Call them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They're probably going to ask you 4 questions.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have you ever had a mortgage and what was the amount?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Which of these cities have you lived in?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Do you like almonds or peanuts?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Basic questions to test your identity. If you pass, you'll come back with a nice fat approval (maybe, probably, who knows)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 14 Feb 2013 23:48:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878419#M521928</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-14T23:48:05Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878497#M521948</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Call them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;They're probably going to ask you 4 questions.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Have you ever had a mortgage and what was the amount?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Which of these cities have you lived in?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Do you like almonds or peanuts?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Basic questions to test your identity. If you pass, you'll come back with a nice fat approval (maybe, probably, who knows)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Bwhahahaha.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 00:21:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878497#M521948</guid>
      <dc:creator>RSCo</dc:creator>
      <dc:date>2013-02-15T00:21:54Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878509#M521952</link>
      <description>&lt;P&gt;did you call?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 00:25:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878509#M521952</guid>
      <dc:creator>creditnocash</dc:creator>
      <dc:date>2013-02-15T00:25:59Z</dc:date>
    </item>
    <item>
      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878719#M522021</link>
      <description>&lt;P&gt;CALL!!!&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 01:46:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1878719#M522021</guid>
      <dc:creator>zerobacan</dc:creator>
      <dc:date>2013-02-15T01:46:17Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879323#M522133</link>
      <description>&lt;P&gt;CALLLLL PLEASEEE!!!!&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 08:01:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879323#M522133</guid>
      <dc:creator>Grabiela</dc:creator>
      <dc:date>2013-02-15T08:01:59Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879347#M522142</link>
      <description>Come on now. What happened?</description>
      <pubDate>Fri, 15 Feb 2013 08:31:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879347#M522142</guid>
      <dc:creator>starry1</dc:creator>
      <dc:date>2013-02-15T08:31:31Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879369#M522149</link>
      <description>&lt;P&gt;yea. What happened?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 15 Feb 2013 09:06:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1879369#M522149</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-15T09:06:29Z</dc:date>
    </item>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882525#M522882</link>
      <description>Ditto. What was the outcome?</description>
      <pubDate>Sat, 16 Feb 2013 18:33:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882525#M522882</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-16T18:33:49Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882627#M522908</link>
      <description>&lt;P&gt;Great, now you guys have made the OP scared to post... about not calling.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;Please call!&lt;/P&gt;</description>
      <pubDate>Sat, 16 Feb 2013 19:18:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882627#M522908</guid>
      <dc:creator>scenery_guy</dc:creator>
      <dc:date>2013-02-16T19:18:01Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882635#M522911</link>
      <description>&lt;P&gt;Lol&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 16 Feb 2013 19:19:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882635#M522911</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-02-16T19:19:23Z</dc:date>
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      <title>Re: Scared To Call....</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882791#M522951</link>
      <description>I would recommend to call as well. I am sure it is just for verification purposes</description>
      <pubDate>Sat, 16 Feb 2013 20:14:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Scared-To-Call/m-p/1882791#M522951</guid>
      <dc:creator>tennisfan78</dc:creator>
      <dc:date>2013-02-16T20:14:51Z</dc:date>
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