topic Re: Do MyFico High Rollers Ever Laugh at Us Peasants? in Credit Cards

Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Thu, 14 Feb 2013 23:53:03 GMT

Just wondering if you guys with $35,000 JP Morgan cards and such ever read about dudes like me getting their first $500 Victoria's Secret card and chuckle to yourselves? Do you ever just stare in the mirror and say, "You made it baby, you're not like those peasants at Myfico bragging about their $150 Beall's store card."

This is a lighthearted post so hope nobody gets offended. It's meant in jest. Still, it has to be pretty amusing for guys with high credit to see some of the posts here.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Fri, 15 Feb 2013 00:10:07 GMT

Lol I feel the same way . I'd get excited just to get a pre approval for a citi and I feel people are like CITI? I SPIT ON CITI!

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

texamel — Fri, 15 Feb 2013 00:15:19 GMT

Nope. We all had to start at the beginning.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Fri, 15 Feb 2013 00:21:58 GMT

My dad he received pre-approval from walmart and they approved for him 150 $ CL lol zzzzzzz. He is business man with milllion dollars CL, we laugh so hard. because i bet with him, if he approved more than 1 K ill pay for his vacation.If he lost,he just give me a candy . i just want to give my dad and mom a vacation time,but God play people

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Fri, 15 Feb 2013 00:23:14 GMT

Although I'm not in the high roller / high achiever realm I still get a little vicarious thrill reading about someone achieving a goal or getting to the next level. Whether that is securing a low limit credit card or getting their first 5 digit credit line it reminds me of my own process of crawling through credit hades. Today I thankfully have what I need but it only happened by reading these forums and putting into practice the sage lessons of the credit worthy high rollers who shared their experience and knowledge.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Fri, 15 Feb 2013 00:23:59 GMT

@Anonymous wrote:
Just wondering if you guys with $35,000 JP Morgan cards and such ever read about dudes like me getting their first $500 Victoria's Secret card and chuckle to yourselves? Do you ever just stare in the mirror and say, "You made it baby, you're not like those peasants at Myfico bragging about their $150 Beall's store card."

This is a lighthearted post so hope nobody gets offended. It's meant in jest. Still, it has to be pretty amusing for guys with high credit to see some of the posts here.

Hahaa! I never really thought about that. I moreso thought about the people who look in the BK and/or Rebuilding Credit threads and shake their heads at those of us who royally screwed up!

Thanks for giving me a laugh, because as I read it, I thought of "Mirror, mirror on the wall, who's the most credit worthy of them all!" Ha!

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Gunnar419 — Fri, 15 Feb 2013 00:34:38 GMT

I've been around here only a month or so. I've never had credit troubles, but with my small income I'm not a high roller, either.

And I love the way everybody helps everybody in a spirit of "we're all in this together."

What I sometimes worry about is that you guys who are just pulling yourself out of problems will laugh at me for getting all alarmed if my score drops below 740 or something. Because the truth is, when I look at the hell some of you have been through or are still going through, I bless my good fortune -- and I admire you so much for pushing your way through all those obstacles.

I would be so overwhelmed if I faced what some of you have endured!

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

thom02099 — Fri, 15 Feb 2013 00:56:00 GMT

@Anonymous wrote:
Just wondering if you guys with $35,000 JP Morgan cards and such ever read about dudes like me getting their first $500 Victoria's Secret card and chuckle to yourselves? Do you ever just stare in the mirror and say, "You made it baby, you're not like those peasants at Myfico bragging about their $150 Beall's store card."

This is a lighthearted post so hope nobody gets offended. It's meant in jest. Still, it has to be pretty amusing for guys with high credit to see some of the posts here.

Not a high roller here, just sorta medium roller

Yes, I chuckle...but not because of where you are...but remembering where I came from! You are me, not all that long ago!

We all start somewhere and just finding this place and sharing "war stories" can be encouragement to get where ya wanna be.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

frugalQ — Fri, 15 Feb 2013 00:59:41 GMT

Gunnar. That is such an honest and appropriate post!!! I applaud you for it!

It goes to show that we ALL can provide valuable insight to others.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

toppers555 — Fri, 15 Feb 2013 01:06:18 GMT

I wouldn't consider myself a high roller yet, more like low-medium. I don't see any of my card limits hitting 10k+ to end of year once my final baddies fall off , but I do have over 20k in credit . But yeah I do chunkle but as other have said because I remember when I was the in position,and how much progress I have made. I remember when Capitol One gave me a 500 cl , and it was my highest credit limit. Now I have mutil cards with over 5k limits.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

android01 — Fri, 15 Feb 2013 02:30:30 GMT

What a great topic! No, I don't laugh at all about those new to credit or rebuilding. As others have said I've been there and done that - we all start, or restart somehwere. I've started and restarted on several occasions throughout my life as will most people who post here. The resources available here at Myfico and across the internet give people invaluable tools and advice that were'nt available to me when it REALLY mattered.

I must admit that I do get a kick from people posting about app sprees. I applied for 20 credit cards by mail in 1986 - there weren't internet apps then, or a commercially available internet for that matter - a year before the first FICO score was introduced! I still have a couple of those cards.....

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

webhopper — Fri, 15 Feb 2013 02:35:34 GMT

I think of the forums as a judgment free zone; so ya I don't think any "high rollers" are laughing at anyone.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

icetrap06 — Fri, 15 Feb 2013 02:57:14 GMT

IMO, anyone on this site is here to help, be helped, or both. I can't see anyone laughing at all. My experience on this forum has been nothing but positive and as a result, I have been able to improve my score and break some barriers I initially thought were indestructable (in a relatively short time-frame). I can truly say this forum is a testament to knowledge being power.

P.S.

Great discussion OP!

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Fri, 15 Feb 2013 03:37:46 GMT

Everyone startes someplace.

FWIW, I'd have less debt with lower limits.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Fri, 15 Feb 2013 03:40:03 GMT

I dont know if I'm a high roller but I never chuckle in fact it's great to see someone building their cc portfolio. I remember when I got my first WAMU card with a CL of 2K and thinking that I made it into the big leagues lol

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

CreditSnob — Fri, 15 Feb 2013 04:20:20 GMT

I don't laugh, I get disgusted. I despise those wih sub-prime credit or low limits. If I find that they are in my presence, I shun them. If they were in my house, I'd ask my Butler to escort them out immediately. If it were an employee of mine, they would be fired.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Shogun — Fri, 15 Feb 2013 04:32:05 GMT

@CreditSnob wrote:
I don't laugh, I get disgusted. I despise those wih sub-prime credit or low limits. If I find that they are in my presence, I shun them. If they were in my house, I'd ask my Butler to escort them out immediately. If it were an employee of mine, they would be fired.

Who would have thought that with your nickname? LOL!!!!

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

andre181 — Fri, 15 Feb 2013 04:58:33 GMT

I don't consider myself a high roller, but I have been pretty lucky for someone my age "credit-wise".

But I don't look down on people who are rebuilding or just starting out. Different people start out in different places in their financial lives and different life circumstances arise that throws a wrench in things.

I've just been lucky. I can't look down at someone who hasn't been as fortunate as me, and that doesn't make them any less than me. One day, something might happen in my life that causes my credit to tank, and I might be here rebuilding.

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

thom02099 — Fri, 15 Feb 2013 05:23:40 GMT

@andre181 wrote:
I don't consider myself a high roller, but I have been pretty lucky for someone my age "credit-wise".

But I don't look down on people who are rebuilding or just starting out. Different people start out in different places in their financial lives and different life circumstances arise that throws a wrench in things.

I've just been lucky. I can't look down at someone who hasn't been as fortunate as me, and that doesn't make them any less than me. One day, something might happen in my life that causes my credit to tank, and I might be here rebuilding.

AMEN to that! I think all of us can agree that there's an element of luck in all this process. It's a matter of timing, selecting the appropriate card, making that app, and in the case of a recon, getting an understanding credit analyst on the other end, who has an idea of what it's like on THIS side of the card. Sometimes just plain luck of the draw!

Re: Do MyFico High Rollers Ever Laugh at Us Peasants?

Anonymous — Fri, 15 Feb 2013 06:03:54 GMT

@Anonymous wrote:
Just wondering if you guys with $35,000 JP Morgan cards and such ever read about dudes like me getting their first $500 Victoria's Secret card and chuckle to yourselves? Do you ever just stare in the mirror and say, "You made it baby, you're not like those peasants at Myfico bragging about their $150 Beall's store card."

This is a lighthearted post so hope nobody gets offended. It's meant in jest. Still, it has to be pretty amusing for guys with high credit to see some of the posts here.

This is a great topic OP. Now let me just twist the living daylights out of it a bit..

I am not a "High roller" as you prolly mean...but...

I do live in California where there are more "medicinal weed" stores (Collectives) than 7-11's now...so in asking if I am a high roller, the answer is open to a certain interpretation...but

I did just get Reward points for buying a fat bag at the store after also getting reward points for paying the Dr to issue the prescription.
...and now I can legally roll while high.

I am pretty sure this is not exactly what you really meant but hehe.

I am totally joking btw.