topic NFCU cli? in Credit Cards

NFCU cli?

Rein — Thu, 21 Feb 2013 03:31:05 GMT

when is a good time to ask for cli from nfcu visa? They do a HP on everything so I want to be sure I get the perfect time to do it. I have a cl of $6000 and carry a 5% ult for the last statement. Thank you!

Re: NFCU cli?

Creditaddict — Thu, 21 Feb 2013 05:27:11 GMT

@Rein wrote:
when is a good time to ask for cli from nfcu visa? They do a HP on everything so I want to be sure I get the perfect time to do it. I have a cl of $6000 and carry a 5% ult for the last statement. Thank you!

How long have you had the card?

Any other products with Navy?

Re: NFCU cli?

jsickz32 — Thu, 21 Feb 2013 12:48:13 GMT

First time i asked for a cli on my cash rewards my account was 3 months old. I have asked for cli a couple times and they all have been SPs.

Re: NFCU cli?

Rein — Fri, 22 Feb 2013 08:30:08 GMT

i only had the Visa card for a month. Jsickz32- did you had any luck with the cli request? Im not planning to ask until 6months.

Re: NFCU cli?

jsickz32 — Fri, 22 Feb 2013 12:09:36 GMT

Yes everytime ive asked for 1 i get it and with a SP.
First time i asked for 1 was at 3 months. Went from 7k to 12.5k, i called and asked to have it raised to 15k and used 5k to open flagship. I asked for a cli on my flagship at 2 months to 7.5k from 5k and instant with SP. Then at 3 months i got to 10k with SP.

And just this week i got both to 12k with a SP. I love NFCU!

Re: NFCU cli?

Creditaddict — Fri, 22 Feb 2013 16:02:28 GMT

@jsickz32 wrote:
Yes everytime ive asked for 1 i get it and with a SP.
First time i asked for 1 was at 3 months. Went from 7k to 12.5k, i called and asked to have it raised to 15k and used 5k to open flagship. I asked for a cli on my flagship at 2 months to 7.5k from 5k and instant with SP. Then at 3 months i got to 10k with SP.

And just this week i got both to 12k with a SP. I love NFCU!

WAIT... SP??!!!! We had a thread about 4-6 months ago I think about Navy CLI and SP vs. HP since they are known for HP and even all reps I spoke with at Navy said it can be SP if you don't ask for to much and the computer gives it to you but you probably can't cancel the request if computer sends it for review from getting a HP to make approval.... But as you state above you are doing a LOT more than just a simple CLI and you had all SP?! That is amazing. You did these over the phone? and do they open up a 2nd card that easy with current credit line?

Has anyone used Personal Credit Card Line of Credit to open up a Business Credit Card (PARTIAL CL from personal card I mean)

Re: NFCU cli?

jsickz32 — Fri, 22 Feb 2013 16:21:19 GMT

Yes SP my last HP from NFCU was back in august.