topic Another AMEX Thread in Credit Cards

Another AMEX Thread

Anonymous — Fri, 22 Feb 2013 21:48:37 GMT

So I call AMEX to temporarily suspend my account because I can't remember if I left my card in my other coat or if I lost it. CSR says they would have to cancel the card and re-issue a new one. So I decide to chance financial ruin and wait out the 4 hours until I get home to check my coat instead. In the meantime, the CSR was nice enough to pull up my account and alert to a 12 year old open AMEX account that I had when I was still a credit moron. Said I have an open balance of just under $400 that needs to be cleared up.

At first I think, damn this sucks! I don't want to pay such an old debt. I could use that $400 on booze and women. Then a light bulb goes off (in my head, not in my office) and I realize that I could get them to backdate my new account making it a 13 year old account. Hello magic land of big-time AAoA's! The CSR says that once I clear up the account, I can have my current account backdated. Of course, having learned my lessons from the temple of myFico, I never used the word backdating, opting for the more politically and socially correct term of "altering my Member Since Date".

I promptly schedule a payment for the old account, and the CSR rep says that once the payment clears, they will re-issue my current card with the new member since date.

X X OO AMEX XX OO

Re: Another AMEX Thread

Anonymous — Fri, 22 Feb 2013 22:17:35 GMT

Nice initiative to pay off that old debt and bump your AAoA at the same time!

Re: Another AMEX Thread

pizzadude — Fri, 22 Feb 2013 23:20:56 GMT

Very cool ! Sounds like a win~win proposition.

Re: Another AMEX Thread

creditnocash — Fri, 22 Feb 2013 23:24:10 GMT

WOW!

can they find me an old 400$ bill?
ill gladly pay that to backdate too 2000. (i was 9 LOL)

well lets hope this pans out.

Re: Another AMEX Thread

Anonymous — Sat, 23 Feb 2013 04:19:55 GMT

I just got a text from Booze and Women: They ain't happy.

Re: Another AMEX Thread

SnackTrader — Sat, 23 Feb 2013 04:23:09 GMT

@Anonymous wrote:
So I call AMEX to temporarily suspend my account because I can't remember if I left my card in my other coat or if I lost it. CSR says they would have to cancel the card and re-issue a new one. So I decide to chance financial ruin and wait out the 4 hours until I get home to check my coat instead. In the meantime, the CSR was nice enough to pull up my account and alert to a 12 year old open AMEX account that I had when I was still a credit moron. Said I have an open balance of just under $400 that needs to be cleared up.

At first I think, damn this sucks! I don't want to pay such an old debt. I could use that $400 on booze and women. Then a light bulb goes off (in my head, not in my office) and I realize that I could get them to backdate my new account making it a 13 year old account. Hello magic land of big-time AAoA's! The CSR says that once I clear up the account, I can have my current account backdated. Of course, having learned my lessons from the temple of myFico, I never used the word backdating, opting for the more politically and socially correct term of "altering my Member Since Date".

I promptly schedule a payment for the old account, and the CSR rep says that once the payment clears, they will re-issue my current card with the new member since date.

X X OO AMEX XX OO

You're a great writer - and good luck with the account!

Re: Another AMEX Thread

Anonymous — Sat, 23 Feb 2013 05:00:14 GMT

@Anonymous wrote:
So I call AMEX to temporarily suspend my account because I can't remember if I left my card in my other coat or if I lost it. CSR says they would have to cancel the card and re-issue a new one. So I decide to chance financial ruin and wait out the 4 hours until I get home to check my coat instead. In the meantime, the CSR was nice enough to pull up my account and alert to a 12 year old open AMEX account that I had when I was still a credit moron. Said I have an open balance of just under $400 that needs to be cleared up.

At first I think, damn this sucks! I don't want to pay such an old debt. I could use that $400 on booze and women. Then a light bulb goes off (in my head, not in my office) and I realize that I could get them to backdate my new account making it a 13 year old account. Hello magic land of big-time AAoA's! The CSR says that once I clear up the account, I can have my current account backdated. Of course, having learned my lessons from the temple of myFico, I never used the word backdating, opting for the more politically and socially correct term of "altering my Member Since Date".

I promptly schedule a payment for the old account, and the CSR rep says that once the payment clears, they will re-issue my current card with the new member since date.

X X OO AMEX XX OO

I don't know why but I can clearly visualize the light bulb, booze and women.

Re: Another AMEX Thread

myjourney — Sat, 23 Feb 2013 05:33:52 GMT

$400 well spent

Re: Another AMEX Thread

Anonymous — Thu, 28 Feb 2013 14:17:33 GMT

Update: So since today is pay day, I called American Express to pay the outstanding $400 bill. After talking with Research and Recovery again, they said that the account had been settled back in 2006 and I was under no obligation to repay any remaining balance. In addition, leaving that outstanding balance alone would not affect my current or future accounts at all.

That said, she was more than happy to update my member since date to reflect my 2000 account.

My 1 month old account is now 13 years old. Great way to start the day.