topic Re: Walmart Discover CLI timing in Credit Cards

Walmart Discover CLI timing

Duncanrr — Thu, 07 Feb 2013 15:45:16 GMT

I got my Walmart Discover card on 9/12/12 with a 1.8k ICL. On 11/23/12 I called backdoor number and received instant approval on 3xCLI that brought my CL to 5.4k.

Two questions: (1) the next time I can request CLI would be 3/23/13? And (2) what are y'all's thoughts about me trying for 2xCLI this time? I don't want a huge CL on this card but having it at 10k sounds like a good spot for me.

Re: Walmart Discover CLI timing

chnceit — Thu, 07 Feb 2013 16:26:44 GMT

I got a CLI from GE around Thanksgiving and then another last month it went from 5K to 10K Good luck!

Re: Walmart Discover CLI timing

kimmiller112 — Thu, 07 Feb 2013 16:38:38 GMT

The nice thing about GE is that they will counter-offer if they don't want to increase the limit by what you ask for. So if they counter with $7000 or $8000, you can wait another 4 months and ask for $10,000 and get it then.

I've been asking for double on my GE cards and sometimes I get it and sometimes they counter. I love GE because I can get increases every 4 months, so regardless of whether I get what I ask for or take a counter-offer, I am still growing these cards pretty quickly.

Re: Walmart Discover CLI timing

Epcot — Thu, 07 Feb 2013 17:02:34 GMT

GE is great, congrats!

Re: Walmart Discover CLI timing

Duncanrr — Thu, 07 Feb 2013 18:45:57 GMT

March will be a good month. All my Sept cards will make 6 months, ill get another GE CLI, it will be 1 year since last late and another month of me paying down UTIL from Xmas and rebuild.

Re: Walmart Discover CLI timing

tennisfan78 — Sat, 09 Feb 2013 02:05:51 GMT

@kimmiller112 wrote:
The nice thing about GE is that they will counter-offer if they don't want to increase the limit by what you ask for. So if they counter with $7000 or $8000, you can wait another 4 months and ask for $10,000 and get it then.

I've been asking for double on my GE cards and sometimes I get it and sometimes they counter. I love GE because I can get increases every 4 months, so regardless of whether I get what I ask for or take a counter-offer, I am still growing these cards pretty quickly.

Are the 4 month CLIs softpulls or hard?

Re: Walmart Discover CLI timing

creditnocash — Sat, 09 Feb 2013 02:29:05 GMT

@tennisfan78 wrote:
@kimmiller112 wrote:
The nice thing about GE is that they will counter-offer if they don't want to increase the limit by what you ask for. So if they counter with $7000 or $8000, you can wait another 4 months and ask for $10,000 and get it then.

I've been asking for double on my GE cards and sometimes I get it and sometimes they counter. I love GE because I can get increases every 4 months, so regardless of whether I get what I ask for or take a counter-offer, I am still growing these cards pretty quickly.
Are the 4 month CLIs softpulls or hard?

if its ge its a soft pull

Re: Walmart Discover CLI timing

tennisfan78 — Sat, 09 Feb 2013 02:46:20 GMT

ok, thx

Re: Walmart Discover CLI timing

youngandcreditwrthy — Sat, 09 Feb 2013 17:21:01 GMT

Lol I call Credit Solutions every two to three statements and get clis.
Last one was from $10k to $15k on Wmt Discover!:-)

Re: Walmart Discover CLI timing

creditnocash — Sat, 09 Feb 2013 18:46:31 GMT

@youngandcreditwrthy wrote:
Lol I call Credit Solutions every two to three statements and get clis.
Last one was from $10k to $15k on Wmt Discover!:-)

can you pm me the number?

im at 5k now (store card)

last cli was november.

online gives me an error.

Re: Walmart Discover CLI timing

Express — Fri, 22 Feb 2013 04:38:19 GMT

First of all congrats!

I just call the backdoor number and got an CLI of 3,500 and last week I went online an got CLI of $2,000,00. Now I'm at $10,500

The Backdoor Number is Great!!

Re: Walmart Discover CLI timing

youngandcreditwrthy — Fri, 22 Feb 2013 14:03:39 GMT

Congrats!!!!:-)

Re: Walmart Discover CLI timing

Express — Sat, 23 Feb 2013 03:34:46 GMT

thanks!