topic Re: Discover low apr in Credit Cards

Discover low apr

Twister24 — Sat, 23 Feb 2013 14:52:25 GMT

Just Found out on my statement my APR is 3.99 is that real or i,m mistaken or something?

Re: Discover low apr

coachmiff — Sat, 23 Feb 2013 15:04:45 GMT

that's probably your intro apr offer for 6/12/18--which means you didn't get the 0%--i should get my card today and see what i got--congrats either way

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 15:31:31 GMT

May be u are right i think i didn,t got the 0% cuze this was my first card at the time . This is the 6th month since i got the card .

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 15:34:07 GMT

And thx coachmiff Congrats on your card too i hoppe u got the 0% apr

Re: Discover low apr

LS2982 — Sat, 23 Feb 2013 16:27:51 GMT

@Twister24 wrote:
May be u are right i think i didn,t got the 0% cuze this was my first card at the time . This is the 6th month since i got the card .

I believe that offer is good for 6 months then it goes to your normal APR.

Re: Discover low apr

awdsmama — Sat, 23 Feb 2013 16:29:43 GMT

I got 0% for 14mos, give a call to the number on the back of your card and they can tell you how long it's good for.

Re: Discover low apr

lithium78 — Sat, 23 Feb 2013 16:30:06 GMT

@LS2982 wrote:
@Twister24 wrote:
May be u are right i think i didn,t got the 0% cuze this was my first card at the time . This is the 6th month since i got the card .
I believe that offer is good for 6 months then it goes to your normal APR.

That is correct. That was the offer I got when I first got Discover. After that, the APR rises to 22.9%. Ugh, I know, right?

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 16:41:09 GMT

Yeapp indeed it is . I remeber now when cr told me offer is for 6mo after that i dunno What the apr Will be i must check.

Re: Discover low apr

jsickz32 — Sat, 23 Feb 2013 16:50:41 GMT

I got the 3.99% apr for 6 months too. Funny thing is that last month i carried a 300 balance on my IT and i was not charged interest. It was my 7 th statement

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 16:54:39 GMT

But anyway i dont keep bl on my cards beside of that any other cards i have is 0% APR for aaa loooong time and the good Thing is My amex prg dont have Apr at all Lol

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 17:10:43 GMT

That,s good jsickz32 . Did u ask them for cli cuze i know u can after the 6th month or so . I must call,em and request some cli this is my lowest cl card i have everything else is above 5k

Re: Discover low apr

jsickz32 — Sat, 23 Feb 2013 17:17:28 GMT

Yes i have but no go. Im close to 8 months and nothin still

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 17:25:38 GMT

Whyyyy what,s the reason they say . Damnnn it i,m afraid Ir,s going to happens to me too , cuze of a lot of new credit (

Re: Discover low apr

jsickz32 — Sat, 23 Feb 2013 17:29:06 GMT

Too many inqs on TU.

Re: Discover low apr

jsickz32 — Sat, 23 Feb 2013 17:29:42 GMT

They dont wanna HP me for a cli either. They say my account is too new for them to do an HP. So who knows

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 17:39:20 GMT

Oooo that,s Ridiculous !!! They should,ve pull soft anyway after the 6th month . I have 9 hard On my TU wich 3 of,em was for same approval There was a mistake on my file .

Re: Discover low apr

jsickz32 — Sat, 23 Feb 2013 17:40:00 GMT

I have 20 on TU lol

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 17:43:33 GMT

Sorry to Hear that i feel u bro... jsickz32 . In my opinion u should try again till they inc... Your limit as far is soft pull .

Re: Discover low apr

Twister24 — Sat, 23 Feb 2013 17:50:17 GMT

Lol i can,t app for more cards at least for another 9 months. 2 weeks ago when they approve me for the barclay rewards world mastercard i,ve promise to the cr no more apps hahaha lol Orherwise they,ll shut me down LOL