topic Re: How accurate is This site in Credit Cards

How accurate is This site

Kooliad — Sat, 01 Mar 2008 23:34:54 GMT

How accurate is the GET A CREDIT CARD site?

Re: How accurate is This site

Anonymous — Sat, 01 Mar 2008 23:54:27 GMT

Hi Kooliad,

Kooliad wrote:

How accurate is the GET A CREDIT CARD site?

I just visit "Get a Credit Card" site and I believe it is premuch accurate. I just received an offer for jetBlue from Amex in the mail, and I compared the information between those two. All information on those two are exactly the same. Too bad, I don't fly!

Anybody else?

Re: How accurate is This site

Red1Blue — Sat, 01 Mar 2008 23:59:26 GMT

I apped for Bronze/AA Card from this site and I am approved for the card with $5K CL. At the same time I have apped for Citi Hilton Honors card also from this site. I got message "need additional processing required" I would know in the next couple of weeks or so. I was tempted to App for Discover Monogram and also Fidelity Amex. I had to hold back my temptations for now.

Re: How accurate is This site

BBYGRL — Sun, 02 Mar 2008 00:14:38 GMT

You've been a busy app-ing bee. Be strong and resist the temptation. I'm in the same boat.

concorduser wrote:
I apped for Bronze/AA Card from this site and I am approved for the card with $5K CL. At the same time I have apped for Citi Hilton Honors card also from this site. I got message "need additional processing required" I would know in the next couple of weeks or so. I was tempted to App for Discover Monogram and also Fidelity Amex. I had to hold back my temptations for now.

Re: How accurate is This site

Red1Blue — Sun, 02 Mar 2008 00:26:32 GMT

I am planning on closing some of my secured card accounts and starter accounts soon.

BBYGRL wrote:
You've been a busy app-ing bee. Be strong and resist the temptation. I'm in the same boat.

concorduser wrote:
I apped for Bronze/AA Card from this site and I am approved for the card with $5K CL. At the same time I have apped for Citi Hilton Honors card also from this site. I got message "need additional processing required" I would know in the next couple of weeks or so. I was tempted to App for Discover Monogram and also Fidelity Amex. I had to hold back my temptations for now.

Re: How accurate is This site

BBYGRL — Sun, 02 Mar 2008 00:30:39 GMT

You've certainly come a long away. Congrats on your new cards.

Re: How accurate is This site

Kooliad — Sun, 02 Mar 2008 00:45:36 GMT

I just wanted to see because I had like 52 offers when I checked. Would that be about right or not?

Re: How accurate is This site

Red1Blue — Sun, 02 Mar 2008 01:43:22 GMT

Kooliad wrote:
I just wanted to see because I had like 52 offers when I checked. Would that be about right or not?

Pick one card you like in the list and app for it and see what happens.

Re: How accurate is This site

Anonymous — Sun, 02 Mar 2008 02:25:05 GMT

Kooliad wrote:
I just wanted to see because I had like 52 offers when I checked. Would that be about right or not?

I looked at the list and figured a bunch of them were out of my range. I'm at the bottom of good, but if I were to app and someone pulled EX then I'd be up the creek w/ a paddle. (Hmm, whose fault is it that EX has too many inq?)

It looks like a good start but they're missing a bunch of cards that are out there.

Re: How accurate is This site

Kooliad — Sun, 02 Mar 2008 02:26:21 GMT

concorduser wrote:

Kooliad wrote:
I just wanted to see because I had like 52 offers when I checked. Would that be about right or not?

Pick one card you like in the list and app for it and see what happens.

Easy said then done

Re: How accurate is This site

Anonymous — Sun, 02 Mar 2008 02:29:55 GMT

It seems to me the scores on the "Get a Credit Card" page tend to run low. There are lots of cards the page tells me I would qualify for that I am positive I couldn't get right now.

Also remember the page goes by scores alone. In real life, your scores are just one piece of the puzzle, and lenders use the actual info on your report, as well.

Re: How accurate is This site

Red1Blue — Sun, 02 Mar 2008 02:40:30 GMT

Kooliad wrote:

concorduser wrote:

Kooliad wrote:
I just wanted to see because I had like 52 offers when I checked. Would that be about right or not?

Pick one card you like in the list and app for it and see what happens.

Easy said then done

Oh well, we live only once and I might as well face it and enjoy the excitement.

In the last 24 hours, I pulled the trigger on this site and applied for 4 cards I liked.

Citi Bronze / AA Approved for $5K CL

Citi Hilton Honors / 7-10 Day Message

Discover Monogram / Declined

Fidelity 529 Amex Card / After filling out app it took me Fidelity Website. No message if my app was approved or declined or even confirmation it is submitted. Have to wait and see what happens.

So now my advice is, stay away from Discover/Amex cards from this site unless your scores are in 700's. If your scores are under 700 then go for Citi / Iberia cards.

I had my fun and enjoyed. Oh well, I'll take a hit my scores with inquiries. I live only once and might as well have the fun for the sake of it.

Now that I got at least one prime card out this effort, I am happy. Can not complain.

Monday, I'll freeze my Credit Reports for 12 months and I'll start closing my secured card accounts and get the money back and save it towards the house down payment.

Now I am going to enjoy my life and new cards and have some fun for few days. Hay, I had fun. We all live once. Might as well make the best of it.

Re: How accurate is This site

Kooliad — Sun, 02 Mar 2008 02:52:24 GMT

I will not apply because I want to go to New York this summer to watch the YANKEES play.

Re: How accurate is This site

Red1Blue — Sun, 02 Mar 2008 02:55:33 GMT

Kooliad wrote:
I will not apply because I want to go to New York this summer to watch the YANKEES play.

Have fun at the game in NY. I am sure it will be more exciting than this. I want to take a trip down to South America. I heard Brazil now is the hottest economy and one of the fastest growing. I want to plan for a trip down there and check out some of the business opportunities there.

Re: How accurate is This site

orl2185 — Sun, 02 Mar 2008 03:05:23 GMT

Kooliad wrote:
How accurate is the GET A CREDIT CARD site?

I would say not too accurate. Seems thats it's only based on scores as compared to listings on cr. Reason is bc I get 50 offers with my eq score. They all come Amex, Citi, Discover Chase, the biggest BK unfriendliest companies of all. Not a chance in hell me being approved for any of those with my bk from 05-06 LOL...

Re: How accurate is This site

Red1Blue — Sun, 02 Mar 2008 03:09:42 GMT

orl2185 wrote:

Kooliad wrote:
How accurate is the GET A CREDIT CARD site?

I would say not too accurate. Seems thats it's only based on scores as compared to listings on cr. Reason is bc I get 50 offers with my eq score. They all come Amex, Citi, Discover Chase, the biggest BK unfriendliest companies of all. Not a chance in hell me being approved for any of those with my bk from 05-06 LOL...

For sure Discover should not be in that list. It is very hard to get and I am not sure why they are offering that as one of the choices.

Re: How accurate is This site

Anonymous — Sun, 02 Mar 2008 03:10:38 GMT

Not to get off topic, but there is ScorMatch comparison website:

http://www.financeglobe.com/ScoreMatch/?gl&gclid=COiUr97s944CFRcbWAodswwy0w

I have played on that site alot. The neat thing about that website, it actually gives you a recommended score listed by the cc that they found based on your FICO score search criteria.

Does anyone have a feel for how reasonable that site is?

Re: How accurate is This site

orl2185 — Sun, 02 Mar 2008 03:15:58 GMT

concorduser wrote:

orl2185 wrote:

Kooliad wrote:
How accurate is the GET A CREDIT CARD site?

I would say not too accurate. Seems thats it's only based on scores as compared to listings on cr. Reason is bc I get 50 offers with my eq score. They all come Amex, Citi, Discover Chase, the biggest BK unfriendliest companies of all. Not a chance in hell me being approved for any of those with my bk from 05-06 LOL...

For sure Discover should not be in that list. It is very hard to get and I am not sure why they are offering that as one of the choices.

Or the other 3... they no pushovers either.

Re: How accurate is This site

Anonymous — Sun, 02 Mar 2008 03:32:55 GMT

concorduser wrote:
For sure Discover should not be in that list. It is very hard to get and I am not sure why they are offering that as one of the choices.

They're only on that list because they gave ME a card! LOL