topic Free credit report once a year?! in Credit Cards

Free credit report once a year?!

SantaMar — Mon, 25 Feb 2013 03:35:54 GMT

I can contact each of the three credit agencies an get my report for free but how will I get my actual score?! If I pay for a service that won't count as an inquiry correct? I want to get a couple new cards but I want to calculate my applications....I want to see what the lender sees lol

Re: Free credit report once a year?!

Anonymous — Mon, 25 Feb 2013 03:37:44 GMT

Apply Wally card to get FIco 08 report. Or subscribe to score watch here and cancel before trial period is over

Re: Free credit report once a year?!

LS2982 — Mon, 25 Feb 2013 03:39:16 GMT

The walmart card only provides the FICO score no report.

Re: Free credit report once a year?!

Anonymous — Mon, 25 Feb 2013 03:42:09 GMT

I meant score.

Re: Free credit report once a year?!

myjourney — Mon, 25 Feb 2013 03:42:12 GMT

@SantaMar wrote:
I can contact each of the three credit agencies an get my report for free but how will I get my actual score?! If I pay for a service that won't count as an inquiry correct? I want to get a couple new cards but I want to calculate my applications....I want to see what the lender sees lol

Correct it will not count against you

Re: Free credit report once a year?!

BearsAndTurtlesRtheBest — Mon, 25 Feb 2013 03:55:45 GMT

My family does there score watching with Equifax.com its very easy to manage and also give you the optipn to purchase EQ FICO score.

Re: Free credit report once a year?!

Nocturnal — Mon, 25 Feb 2013 04:02:11 GMT

I use WalMart where I get my TU FICO and then I just signed up with USAA's credit monitoring premium which gives me all three FAKO scores as well as my credit report. It's good enough for me.