topic Re: No Amex soft pulls in Credit Cards

No Amex soft pulls

SharonSmyth — Tue, 26 Feb 2013 15:14:43 GMT

I suppose that i shouldn't look a gift horse in the mouth, but i applied for and was approved for an Amex Platinum Business card 9-2012 and to date i have not seen a hard or soft pull form Amex on my Eq and Exp credit file. They were offering 100k points after 3 months and 3 k in spending. Too good a deal to pass up!

Up to September of 2012 i had about 6 soft pulls from Amex but nothing since then. I have read that amex likes to soft pull every month so i was curious if it had anything to do with being a business card? I supplied my company with # along with my ssn during the application process.

Any thoughts?

Re: No Amex soft pulls

Cdnewmanpac — Tue, 26 Feb 2013 16:01:52 GMT

Are you checking all 3 bureaus? Amex usually uses experian for hard pulls, but softs all 3 intermittently. They always soft TU for me, but then hard pull experian after approval.

Re: No Amex soft pulls

Burned2manybridgesB4 — Tue, 26 Feb 2013 16:04:54 GMT

They're comfortable with you, probably. It'll come, and go...They don't slack on AR's.

Re: No Amex soft pulls

Anonymous — Tue, 26 Feb 2013 16:24:25 GMT

Where on your CR do you see the soft pulls? I can't seem to find it...

Re: No Amex soft pulls

Burned2manybridgesB4 — Tue, 26 Feb 2013 16:26:19 GMT

"Inquiries only viewed by you"

Re: No Amex soft pulls

thom02099 — Tue, 26 Feb 2013 17:57:05 GMT

@SharonSmyth wrote:
I suppose that i shouldn't look a gift horse in the mouth, but i applied for and was approved for an Amex Platinum Business card 9-2012 and to date i have not seen a hard or soft pull form Amex on my Eq and Exp credit file. They were offering 100k points after 3 months and 3 k in spending. Too good a deal to pass up!

Up to September of 2012 i had about 6 soft pulls from Amex but nothing since then. I have read that amex likes to soft pull every month so i was curious if it had anything to do with being a business card? I supplied my company with # along with my ssn during the application process.

Any thoughts?

ALL of my AMEX pulls, both hard and soft, have been EX.

Re: No Amex soft pulls

SharonSmyth — Tue, 26 Feb 2013 18:10:13 GMT

Hi, yes, im checking all three and there are a few softs before September of 2012 but nothing (not even a hard to oprn the account) since then. again, im not worried about it but i did think that it was strange...