topic Re: Approved for Sams Club Discover card. in Credit Cards

Approved for Sams Club Discover card.

Anonymous — Sun, 02 Mar 2008 19:35:05 GMT

So I was in line to pay for my groceries at Sams Club. The total comes up, and I whip out my awesome new Chase Freedom Visa card to pay. I am then informed that Sams Club doesn't take Visa. Okay, so I go for the Amex, and wait, they don't take Amex either. I finally ask what they do actually take, and it's Discover and MasterCard only. Luckily I had my debit card on me to cover the purchase, but it was pretty shocking to find out.

Since I missed out on some cash back, I decided to app for the Sams Club Discover card. I was instantly approved for $4200. Next time I won't have the same problem.

I'm starting to think I am getting greedy. In the past 30 days I've received the following:

Amex Skymiles @ 9k.
Amex Clear @ 2k.
Amex Green.
Chase Freedom @ 10k.
Citi Dividend Amex @ 6k.
Sams Discover @ 4.2k.

My scores increased by 60 or so points when my last 90 day turned a year old, and my mortgage turned a year old this month. This should definitely help out with util.

I'm with Hauling. It's time for credit gardening.

Re: Approved for Sams Club Discover card.

Anonymous — Sun, 02 Mar 2008 19:47:39 GMT

WTG F.M.! Congrats.

It's only been the past 4 or 5 years....maybe less that Sam's started accepting M.C. For a decade or more they only accepted Discover.

Re: Approved for Sams Club Discover card.

Anonymous — Sun, 02 Mar 2008 19:47:52 GMT

Congrats FM - a ton of nice cards with great CL's in the past 30 days... Which one if your favorite so far???

I can't wait for my BK7 to drop off CR in 5 months - I want some cards - it will be like x-mas in August...

Re: Approved for Sams Club Discover card.

Anonymous — Sun, 02 Mar 2008 20:09:49 GMT

You are making me weak! I am dying to app and I can't till 6/16/08. Nice cards and CL's, what's you secret?

Re: Approved for Sams Club Discover card.

Anonymous — Sun, 02 Mar 2008 20:14:57 GMT

Ha! I have no secret. 3 months ago I could only get HSBC cards. $300 CLs with $59 AFs.

As soon as my last late turned 1 year I started getting approved.

Applying for credit is horribly addicting. It's not even if I want a particular card, it's if I can qualify for it.

Re: Approved for Sams Club Discover card.

Red1Blue — Sun, 02 Mar 2008 21:36:33 GMT

Congrats on your Sams Discover Card. I have Sams Club Biz Credit now with out PG. I want to get a Sams Discover for my Business with out my PG. But probably after another 6 months or so.

Re: Approved for Sams Club Discover card.

Anonymous — Sun, 02 Mar 2008 22:16:07 GMT

Hi Concord. I was wondering how the CLIs have been with this card. I think it's issued by GEMB, who is known to be stingy. Has this card treated you nice?

Re: Approved for Sams Club Discover card.

Anonymous — Sun, 02 Mar 2008 22:40:31 GMT

I just pulled my TC and these guys checked TU, which is about 40 points lower than my other scores.

If I can get $4200 with a 643 then I wonder what they would have gave me if they pulled the other two.

Re: Approved for Sams Club Discover card.

wfreeman3 — Mon, 03 Mar 2008 00:28:52 GMT

Now you have me tempted. My TU is 653. I just applied for HOOTERS!

Congratulations! You have been approved for a Hooters MasterCard Card, subject to verification of the information provided in your application. If we need any additional information, we will notify you within the next two weeks. Once the verification process has been satisfied, you will be issued your new card(s). Please allow an additional two weeks for delivery.

But I'm sure I'm not getting a $4200 CL.

Re: Approved for Sams Club Discover card.

Anonymous — Mon, 03 Mar 2008 01:06:04 GMT

@wfreeman3 wrote:
Now you have me tempted. My TU is 653. I just applied for HOOTERS!
Congratulations! You have been approved for a Hooters MasterCard Card, subject to verification of the information provided in your application. If we need any additional information, we will notify you within the next two weeks. Once the verification process has been satisfied, you will be issued your new card(s). Please allow an additional two weeks for delivery.
But I'm sure I'm not getting a $4200 CL.

Congratulations. When I applied I have a 610 TU and got a $500 limit with a $36AF.

Re: Approved for Sams Club Discover card.

Anonymous — Mon, 03 Mar 2008 01:31:51 GMT

Is your Amex F/R done already?

That is some serious apping-

Re: Approved for Sams Club Discover card.

Red1Blue — Mon, 03 Mar 2008 02:58:13 GMT

FretlessMayhem wrote:
Hi Concord. I was wondering how the CLIs have been with this card. I think it's issued by GEMB, who is known to be stingy. Has this card treated you nice?

What I got is a biz card from GEMB. That is with out my PG. They gave me $1K CL. That is more than enough to start as I dont spend more than that much in a month from Sams. I dont revolve the balance either as I always do PIF. I am sure if I ask I can get more CL, but for now I am happy with what I have. This tradeline looks extremely good on my biz credit report from Ex Biz Reports. I have Amazon, Sams, Lowes Biz cards all issued by GEMB with out PG. They all seem to be very good to deal with so far.

Re: Approved for Sams Club Discover card.

USC08 — Tue, 01 Jul 2008 04:53:14 GMT

what does PG stand for?

Re: Approved for Sams Club Discover card.

jaysdad2k — Tue, 01 Jul 2008 05:24:40 GMT

Personal Guarantee for the business debt.

Re: Approved for Sams Club Discover card.

USC08 — Tue, 01 Jul 2008 06:21:44 GMT

it seems sams club pulls from TU. Do you think i can get the Discover with a TU: 673 FICO?

Re: Approved for Sams Club Discover card.

Eric958 — Tue, 01 Jul 2008 07:02:13 GMT

Wow FM..WTG

E!

Re: Approved for Sams Club Discover card.

wahmom — Tue, 01 Jul 2008 07:27:47 GMT

Congrats!

Re: Approved for Sams Club Discover card.

Anonymous — Tue, 01 Jul 2008 12:39:00 GMT

@USC08 wrote:
it seems sams club pulls from TU. Do you think i can get the Discover with a TU: 673 FICO?

The Sams Discover, definitely.

The real Discover, possibly. Do you have any major derogs reporting? If so, how recent?

Re: Approved for Sams Club Discover card.

Anonymous — Tue, 01 Jul 2008 13:46:47 GMT

Congrats. Great cards! I didn't realize Sam's only takes Discover and MC.

Curious, have the new cards reported yet? I'm interesting in seeing what they have done to your score...did it go up or down? I'm waiting for 2 new cards to report. They are the only new cards I've had for 2 years and I'm scare.

Re: Approved for Sams Club Discover card.

USC08 — Tue, 01 Jul 2008 15:26:15 GMT

i have a derog from 1 year ago and another from 2 years ago..bad? good? if so, should i apply for on the site or in person?

Message Edited by USC08 on 07-01-2008 08:26 AM