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    <title>topic Re: Orchard Secured Deposit Refunds in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Secured-Deposit-Refunds/m-p/1915815#M531449</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I have been reading several posts about the orchard secured card deposit and I thought I would share my experience with it so far.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received the check for my secured deposit in the mail today with the a letter stating that i qualified&amp;nbsp;to have&amp;nbsp;my card has graduated to&amp;nbsp;unsecured and the&amp;nbsp;the check is enclosed.&amp;nbsp;So, it looks like the checks are being sent out.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cap One has also set up a website to provide information and updattes on the transition.&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;A href="http://www.hellocapitalone.com/" target="_self"&gt;http://www.hellocapitalone.com/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Has anyone else had the pleasure of&amp;nbsp;experiencing this also?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Though I'm not completely sure yet if my check has come in yet (ah the joys of living on campus and having to wait for all my mail until I return home every two weeks...will check tomorrow!), I heard about this at the beginning of the month thanks to another poster, and called the number on my card to verify that my account was unsecuring. Good thing I did, because I sent a secured message before that and didn't get a response for practically five days due to the weekend and president's day. The rep I got was so friendly and SO EXCITED to let me know that my account was now unsecured, I would receive the check no later than 30-45 days, and thanking me for being a customer and hoped I was excited for the transition to capital one! I thanked the gentleman for his time and explaining everything to me! Then a few days ago I found the hellocapitalone.com site from the Orchard Bank site!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Honestly, I can't wait to get my check! $1,500 plus some change from interest! Plan on using my $200 cash bonus for opening a Chase checking account with that check, AND earning a 10% annual bonus on points earned on my Freedom! Plus I'm hoping that our Orchard Bank cards can become some great cards through Capital One &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
    <pubDate>Fri, 01 Mar 2013 00:19:53 GMT</pubDate>
    <dc:creator>daybreakgonesXe</dc:creator>
    <dc:date>2013-03-01T00:19:53Z</dc:date>
    <item>
      <title>Orchard Secured Deposit Refunds</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Secured-Deposit-Refunds/m-p/1915563#M531386</link>
      <description>&lt;P&gt;I have been reading several posts about the orchard secured card deposit and I thought I would share my experience with it so far.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received the check for my secured deposit in the mail today with the a letter stating that i qualified&amp;nbsp;to have&amp;nbsp;my card has graduated to&amp;nbsp;unsecured and the&amp;nbsp;the check is enclosed.&amp;nbsp;So, it looks like the checks are being sent out.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cap One has also set up a website to provide information and updattes on the transition.&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;A href="http://www.hellocapitalone.com/" target="_self"&gt;http://www.hellocapitalone.com/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Has anyone else had the pleasure of&amp;nbsp;experiencing this also?&lt;/P&gt;</description>
      <pubDate>Thu, 28 Feb 2013 22:51:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Secured-Deposit-Refunds/m-p/1915563#M531386</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-02-28T22:51:39Z</dc:date>
    </item>
    <item>
      <title>Re: Orchard Secured Deposit Refunds</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Secured-Deposit-Refunds/m-p/1915815#M531449</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I have been reading several posts about the orchard secured card deposit and I thought I would share my experience with it so far.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I received the check for my secured deposit in the mail today with the a letter stating that i qualified&amp;nbsp;to have&amp;nbsp;my card has graduated to&amp;nbsp;unsecured and the&amp;nbsp;the check is enclosed.&amp;nbsp;So, it looks like the checks are being sent out.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Cap One has also set up a website to provide information and updattes on the transition.&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;A href="http://www.hellocapitalone.com/" target="_self"&gt;http://www.hellocapitalone.com/&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Has anyone else had the pleasure of&amp;nbsp;experiencing this also?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Though I'm not completely sure yet if my check has come in yet (ah the joys of living on campus and having to wait for all my mail until I return home every two weeks...will check tomorrow!), I heard about this at the beginning of the month thanks to another poster, and called the number on my card to verify that my account was unsecuring. Good thing I did, because I sent a secured message before that and didn't get a response for practically five days due to the weekend and president's day. The rep I got was so friendly and SO EXCITED to let me know that my account was now unsecured, I would receive the check no later than 30-45 days, and thanking me for being a customer and hoped I was excited for the transition to capital one! I thanked the gentleman for his time and explaining everything to me! Then a few days ago I found the hellocapitalone.com site from the Orchard Bank site!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Honestly, I can't wait to get my check! $1,500 plus some change from interest! Plan on using my $200 cash bonus for opening a Chase checking account with that check, AND earning a 10% annual bonus on points earned on my Freedom! Plus I'm hoping that our Orchard Bank cards can become some great cards through Capital One &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 01 Mar 2013 00:19:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Orchard-Secured-Deposit-Refunds/m-p/1915815#M531449</guid>
      <dc:creator>daybreakgonesXe</dc:creator>
      <dc:date>2013-03-01T00:19:53Z</dc:date>
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