topic Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR? in Credit Cards

Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

BlueHusky — Thu, 28 Feb 2013 23:29:51 GMT

I really want the Hyatt Chase CC...but they don't offer the first year free like some other CCs. I really don't want to pay the AF the first year, so is it possible to have it waived since so many other cards allow the first year free? Anyone have any luck with that?

Seems like the sign up bonus (2 free nights anywhere) is pretty awsome..

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

CreditScholar — Fri, 01 Mar 2013 00:58:57 GMT

Are you kidding? You're already getting 2 free nights at any Hyatt in the world, yet you don't even want to pay a $75 AF? People always want something for nothing these days. And no, Chase rarely waives AFs and definitely not for new cardmembers.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

dddfresh — Fri, 01 Mar 2013 01:03:02 GMT

lol harsh, but true. I didnt know that card offered that. Add it to the wish list

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

BlueHusky — Fri, 01 Mar 2013 01:14:53 GMT

I'm not a new cardmember.... I already have a Chase Freedom and a Chase Sapphire Pref., so I already pay an annual fee to Chase. Furthermore, Chase gets more than enough money from the fees just from me using their credit card with merchants. So please step down from your high horse now.

The vast majority of cards with AF's waive the first year, and they too include bonuses such as airfare or free hotel nights. It's not insane to ask them to do the same.

@CreditScholar wrote:
Are you kidding? You're already getting 2 free nights at any Hyatt in the world, yet you don't even want to pay a $75 AF? People always want something for nothing these days. And no, Chase rarely waives AFs and definitely not for new cardmembers.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

ssmith891 — Fri, 01 Mar 2013 02:08:27 GMT

If you apply while booking a room at any Hyatt, a pop up will appear on the right side of the page for an additional $100 statement credit after first purchase. You don't even have to actually book the room, just apply through that link.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

BlueHusky — Fri, 01 Mar 2013 02:30:10 GMT

@ssmith891 wrote:
If you apply while booking a room at any Hyatt, a pop up will appear on the right side of the page for an additional $100 statement credit after first purchase. You don't even have to actually book the room, just apply through that link.

Got the pop..here are the terms...

$100 Statement Credit Bonus:
This bonus offer is for new cardmembers who respond to this instant credit offer on hyatt.com and first apply for the Hyatt Credit Card through hyatt.com as part of making a reservation. You will qualify for and receive your statement credit after your first purchase. First purchase does not include using your account for balance transfers or cash advances, or using any checks that access your account. After qualifying, please allow 2 weeks for your statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time Hyatt Gold Passport® Credit Card Cardmembers with new accounts. Previous and existing Hyatt Gold Passport Credit Card Cardmembers/accounts are not eligible for this bonus offer. If you respond via the Internet, the majority of applications are responded to in less than 60 seconds. Your actual response time may vary depending on the Internet connection and volume of submitted requests. We may not be able to give you an immediate answer in every instance.

So do i have to make a reservation? (bolding was mine for emphasis)

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

Anonymous — Fri, 01 Mar 2013 03:30:39 GMT

If you were already planning on staying at a Hyatt, that would get you your AF back plus $25. Otherwise, you might have to find another way.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

ssmith891 — Fri, 01 Mar 2013 03:58:51 GMT

You do not have to make the reservation. After you get approved you can just back out.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

navigatethis12 — Fri, 01 Mar 2013 04:10:17 GMT

Asking them to waive an annual fee because other lenders do it is like asking to have a 20000 credit limit because another lender gave you one. I am sure they know other lenders waive annual fees the first year and do not care. It may not even be their choice to charge it; maybe Hyatt says they can't waive it. I wouldn't waste any time in asking.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

CreditScholar — Fri, 01 Mar 2013 04:33:30 GMT

@navigatethis12 wrote:
Asking them to waive an annual fee because other lenders do it is like asking to have a 20000 credit limit because another lender gave you one. I am sure they know other lenders waive annual fees the first year and do not care. It may not even be their choice to charge it; maybe Hyatt says they can't waive it. I wouldn't waste any time in asking.

+1. Someone who actually gets it.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

ssmith891 — Fri, 01 Mar 2013 05:13:13 GMT

CreditScholar wrote:

+1. Someone who actually gets it.

Annual fee is waived +$25...what's more to get?

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

CreditScholar — Fri, 01 Mar 2013 05:30:35 GMT

@ssmith891 wrote:
@CreditScholar wrote:
+1. Someone who actually gets it.

Annual fee is waived +$25...what's more to get?

There's a difference between finding a better offer versus expecting to get the AF waived on the original offer. The original offer explicitly states that it's not waived the first year. You're talking about the previous while OP was asking about the latter.

If there's a better offer out there then that's fine, but if that offer he was looking at says the AF isn't waived then it's not waived. Having a Freedom (Chase's low-level entry card) and a CSP isn't going to provide enough justification to change that.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

Open123 — Fri, 01 Mar 2013 05:48:40 GMT

Requesting a courtesy fee waiver after spending "X" or staying "X" nights after a given year is one thing, but to request a "fee waiver" even before you have the card and applied for only because of the 2 free nights seems overly ambitious.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

CreditScholar — Fri, 01 Mar 2013 05:51:50 GMT

@Open123 wrote:
Requesting a courtesy fee waiver after spending "X" or staying "X" nights after a given year is one thing, but to request a "fee waiver" even before you have the card and applied for only because of the 2 free nights seems overly ambitious.

You're always a lot more polite than I am Open.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

Open123 — Fri, 01 Mar 2013 06:09:36 GMT

@CreditScholar wrote:
@Open123 wrote:
Requesting a courtesy fee waiver after spending "X" or staying "X" nights after a given year is one thing, but to request a "fee waiver" even before you have the card and applied for only because of the 2 free nights seems overly ambitious.

You're always a lot more polite than I am Open.

Well, during my first job out of college, they sent me to "sensitivity" training after my first year.

PS - Not by choice by the way! Hahaha

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

Anonymous — Fri, 01 Mar 2013 10:51:19 GMT

I had mine waived last year, because I applied from Hyatt.com and not from Chase's website. I only did get a $75 statement credit after the first spend, but that was perfect for me. You can use those two free nights at ANY Hyatt, so choose wisely... choose the most expensive one.

I was going to say though, if you use that Freedom/CSP avidly, the $170 you spend a year on the AF will more than make up for itself because of the transfer ratio.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

Anonymous — Fri, 01 Mar 2013 16:35:23 GMT

How dare Chase charge a $75 annual fee for a credit card that gives you 2 free nights at any Hyatt property in the world?! It's disgusting, and an absolute outrage. I think they should be paying me $75 to receive their free stuff. Ugh, damn these greedy banks and their constant attempts to make a profit, it's completely unamerican.

Re: Hyatt Chase Credit Card - Get Annual Fee Waived First YEAR?

jritch — Fri, 01 Mar 2013 17:10:20 GMT

The $100 statement credit is pretty sweet right now. I legitimately had to book 3 nights in NYC, so I look forward to that credit.

As a previous poster mentioned, you could try applying and then not reserving a hotel. Though it explicitly say:

GET A $100 STATEMENT CREDIT BONUS after your first purchase with Hyatt Credit Card.* This bonus offer is valid only for first-time Hyatt Credit Card applicants booking a reservation on Hyatt.com and will appear on your credit card statement within two weeks after your first purchase. The statement credit is not a discount off of your room rate.

I wouldn't tempt it FWIW, but to each his own.