topic Re: CITI Diamond Preferred MC and EMV Chip in Credit Cards

CITI Diamond Preferred MC and EMV Chip

thom02099 — Fri, 01 Mar 2013 01:37:19 GMT

Anyone getting a new CDP card with the EMV chip and notice a difference in the card's appearance (besides the obvious!)

The colour of the card is a different black and it seems to have a sort of mini-polka dot/pixel type effect to it, moreso than the "textured" effect of the non-EMV card.

I know in the scheme of things this isn't a big deal, but it just struck me as being odd that they would make a change to the appearance beyond the inclusion of the EMV chip.

Re: CITI Diamond Preferred MC and EMV Chip

pdog661 — Fri, 01 Mar 2013 01:44:26 GMT

Hi...... I have it with the chip, a nd my wife has the non chip version.

Very different in my opinion. The dots barely appear on the non chip version, and the chipped version is a pokka dot pattern.

Personally I like the look s of the non checkered version.

Re: CITI Diamond Preferred MC and EMV Chip

Anonymous — Fri, 01 Mar 2013 01:45:14 GMT

did you just got approved or they sent u a card with EMV because u requested one?
Is EMV standard in all CDP cards now?
they have been sending me offers for CDP but i threw them away because it was a no-rewards card. I will definitely apply if there's EMV since I travel overseas quite a bit.

Re: CITI Diamond Preferred MC and EMV Chip

navigatethis12 — Fri, 01 Mar 2013 01:53:48 GMT

I don't have that, but did request a chip for the ThankYou Preferred card and it is darker and a little different texture than before.

Re: CITI Diamond Preferred MC and EMV Chip

youngandcreditwrthy — Fri, 01 Mar 2013 02:05:11 GMT

What does the EMV chip mean?

Re: CITI Diamond Preferred MC and EMV Chip

Anonymous — Fri, 01 Mar 2013 03:54:20 GMT

its a small electronic chip on the cards.

most places in EU and asia use that instead of the magnetic strip so its a lot more convenient if you travel a lot.

Re: CITI Diamond Preferred MC and EMV Chip

youngandcreditwrthy — Fri, 01 Mar 2013 13:38:35 GMT

Ohh okay. Would it be useful to have in the US?

Re: CITI Diamond Preferred MC and EMV Chip

Revelate — Fri, 01 Mar 2013 13:45:18 GMT

@youngandcreditwrthy wrote:
Ohh okay. Would it be useful to have in the US?

Not anytime in the immediate future. Figure someday it'll happen but it could literally be years.

I only pursued getting an EMV chip in the somewhat rare event that I get sent to Europe to open a new datacenter for one of the folks I work for; however, it's an admittedly low probability for me and as a result is simply a precaution.

Re: CITI Diamond Preferred MC and EMV Chip

youngandcreditwrthy — Fri, 01 Mar 2013 13:49:25 GMT

Ahhh okay!

well, maybe our US merchants need to get on it!! Sounds like the EMV is a cool, efficient feature!!!! My Citi Dia Pref already has the texture the ops are describing though lol

Re: CITI Diamond Preferred MC and EMV Chip

Anonymous — Fri, 01 Mar 2013 14:30:02 GMT

It is not even nessary in Europe, almost all terminals are swipe and sighn still and the ones that are pin only still let you swipe and sighn

Re: CITI Diamond Preferred MC and EMV Chip

Sevenfeet — Fri, 01 Mar 2013 23:11:38 GMT

@Anonymous wrote:
It is not even nessary in Europe, almost all terminals are swipe and sighn still and the ones that are pin only still let you swipe and sighn

I would disagree. While swipe is still alive in Europe, some unattended kiosks like train stations are EMV only. I was in Switzerland a few months ago and two of my coworkers tried to buy train tickets from a liosk to no avail. I didn't realize until much later that their Amex Business Green cards without EMV were useless in the machine.

EMV will happen in the US, mainly through legal force. In 2015, the legal liability for merchants against fraud will shift from the card networks to the merchants themselves if they haven't upgraded to EMV capable point of sale devices.

Re: CITI Diamond Preferred MC and EMV Chip

Anonymous — Fri, 01 Mar 2013 23:15:47 GMT

Lived in Europe for going on seven years now, I have not been rejected once for having the old swipe and sighn credit card. I have seen the Kiosk you are talking about and they do except swipe and sighn credit cards, just got to push the right button

Re: CITI Diamond Preferred MC and EMV Chip

KeithDMA — Mon, 06 Jan 2014 06:57:50 GMT

I called to get the new chip when I heard that all it took was to ask for it. I'm taking a trip to Europe this summer and wanted to have one or two to carry in my wallet. The new card does look slightly different. The old card has sort of a bumpy texture to it while the new one is smooth but also has the chip. It's still an impressive looking card.