topic Re: Chase Ink in Credit Cards

Chase Ink

Anonymous — Sat, 02 Mar 2013 11:37:48 GMT

Is it available in a MC version? Our utility company only accepts CC from MC so VISA would worthless for us.

Also I was briefly going through the different Ink cards...is there one that stands above the rest? I saw there are some pretty sweet sign on bonuses right now....are these historically high or about average?

Re: Chase Ink

nash2vic — Sat, 02 Mar 2013 11:51:21 GMT

I got the Chase Ink Cash card and that is a MC world card without reporting to my personal CR

Re: Chase Ink

Anonymous — Sat, 02 Mar 2013 12:23:08 GMT

If it doesn't report to your CR how did they determine your CL? Are all the Inks all charge cards?

Re: Chase Ink

scenery_guy — Sat, 02 Mar 2013 12:35:01 GMT

@Anonymous wrote:
If it doesn't report to your CR how did they determine your CL? Are all the Inks all charge cards?

Both Ink cards I carry are MC. I believe they only issue MC for ink, could be wrong. Only one is a charge (Bold) the other three are revolvers (Cash, Classic and Plus). They pull your personal when applying but once in place they do not report to personal. I assume they use similar criteria to establish your initial limit as other Chase cards but because this is a business card they allow it to grow to meet business needs.

Bonuses seem to be set where they are now but I have seen notes that if you apply in branch they offer a lower bonus for less spend.

Re: Chase Ink

Anonymous — Sat, 02 Mar 2013 14:50:48 GMT

@scenery_guy wrote:
@Anonymous wrote:
If it doesn't report to your CR how did they determine your CL? Are all the Inks all charge cards?
Both Ink cards I carry are MC. I believe they only issue MC for ink, could be wrong. Only one is a charge (Bold) the other three are revolvers (Cash, Classic and Plus). They pull your personal when applying but once in place they do not report to personal. I assume they use similar criteria to establish your initial limit as other Chase cards but because this is a business card they allow it to grow to meet business needs.

Bonuses seem to be set where they are now but I have seen notes that if you apply in branch they offer a lower bonus for less spend.

+1...My ink plus is a WE MC and a revolver. I chose it because of the 50K bonus and the ability to carry a bal if necessary

Re: Chase Ink

navigatethis12 — Sat, 02 Mar 2013 15:00:47 GMT

@scenery_guy wrote:

Both Ink cards I carry are MC. I believe they only issue MC for ink, could be wrong.

My dad received a targeted offer for it and the photograph showed a Visa card, which I have never seen elsewhere.

Re: Chase Ink

trumpet-205 — Sat, 02 Mar 2013 16:03:12 GMT

By default Chase issues MC on Ink series. To get Visa Ink you have to apply via Visa website.

Re: Chase Ink

gpfirestone — Sat, 02 Mar 2013 17:16:33 GMT

Chase Ink Cash: Low spending business card if you want cash back

Chase Ink: Low spending business card if you want to be able to earn rewards points

Chase Ink Bold: High spending business charge card if you have anything but excellent credit and don't have a previous relationship with chase

Chase Ink Plus: High spending business card if chase likes you for whatever reason

Re: Chase Ink

Anonymous — Sat, 02 Mar 2013 18:13:21 GMT

@gpfirestone wrote:
Chase Ink Cash: Low spending business card if you want cash back
Chase Ink: Low spending business card if you want to be able to earn rewards points
Chase Ink Bold: High spending business charge card if you have anything but excellent credit and don't have a previous relationship with chase
Chase Ink Plus: High spending business card if chase likes you for whatever reason

Great, we have a nice relationship so far with Chase, I'm hoping they'll take that into consideration.