topic Re: Just so dang happy!!!!!! in Credit Cards

Just so dang happy!!!!!!

Sabrian31487 — Sun, 03 Mar 2013 16:27:39 GMT

So was shopping around ebay for a new computer and decided on a 749.00 computer.. Just got approved for 3 different credit cards this month (See Sig). So went to checkout for the computer and up pops bill me later.... I know i was not approved 6 months ago for an account so i was a little hesitant to try again. Was planning on using my discover Card which only has a 1000.00 credit limit so it would have made my utilization well over 70% for that card. Got Approved for bill me later with 800.00 Limit. Doesnt factor into utilization ratio and if in good standing doesnt report to the credit bureuas.... I am just having a wonderful morning... just thought i would shard my excitement ..

GOOD MORNING

Re: Just so dang happy!!!!!!

dddewdrop — Sun, 03 Mar 2013 16:29:45 GMT

Nice.

Re: Just so dang happy!!!!!!

rtw — Sun, 03 Mar 2013 16:56:07 GMT

Congrats! Nice way to end the weekend.

Re: Just so dang happy!!!!!!

LS2982 — Sun, 03 Mar 2013 16:56:18 GMT

CONGRATS!!!

Did they do a HP on your credit?

Re: Just so dang happy!!!!!!

dodfire — Sun, 03 Mar 2013 17:04:29 GMT

Way to go!!! Congrats!!!

Re: Just so dang happy!!!!!!

londonhogfan — Sun, 03 Mar 2013 17:10:39 GMT

Awesome job! Those are some great cards youve got there.

Any baddies on your report?

Re: Just so dang happy!!!!!!

Sabrian31487 — Sun, 03 Mar 2013 17:13:50 GMT

No baddies.... before those cards all i had was a badcock loan account for 1500.00 3 years ago paid in full good standing and a capital one secured mastercard .. Only had the mastercard for 5 months and got all this coming up now!!! Im sure my equifax score had something to do with it 708 fico .. Badcock helped my equifax... i still dont have a TU or EX score generated.. hopefully this month it will generate.. And to think just 5 months ago i had everyone denying me for "Thin File" lol.. So exciting

Re: Just so dang happy!!!!!!

Anonymous — Sun, 03 Mar 2013 17:14:31 GMT

Congrats! I like BML because of the 6 months no-interest, as well as the not reporting to the CRA's. I use it to feed my Apple device addiction and if you go though there store portal, you get another 1-3% off depending on the current deal. Pay-in-full before the 6 months is up they keep bumping your CL up!

Re: Just so dang happy!!!!!!

Sabrian31487 — Sun, 03 Mar 2013 17:17:54 GMT

They did a hard pull previously when i applied 6 months ago.. i dont remember if 6 months ago they asked for my full social but this time all they wanted was the last 4 digits of my social.. so not sure if it was hard pull or not yet.. Havnt received an Alert email yet..

Re: Just so dang happy!!!!!!

dodgerslv — Sun, 03 Mar 2013 17:19:36 GMT

@Sabrian31487 wrote:
So was shopping around ebay for a new computer and decided on a 749.00 computer.. Just got approved for 3 different credit cards this month (See Sig). So went to checkout for the computer and up pops bill me later.... I know i was not approved 6 months ago for an account so i was a little hesitant to try again. Was planning on using my discover Card which only has a 1000.00 credit limit so it would have made my utilization well over 70% for that card. Got Approved for bill me later with 800.00 Limit. Doesnt factor into utilization ratio and if in good standing doesnt report to the credit bureuas.... I am just having a wonderful morning... just thought i would shard my excitement ..

GOOD MORNING

Congrats on your recent approvals!

Re: Just so dang happy!!!!!!

Epcot — Mon, 04 Mar 2013 02:08:36 GMT

That's great, Congrats on your recent success!

Re: Just so dang happy!!!!!!

Anonymous — Mon, 04 Mar 2013 04:35:16 GMT

@londonhogfan wrote:
Awesome job! Those are some great cards youve got there.

Any baddies on your report?

Just thought I would give a shout out to a fellow hog fan!

Re: Just so dang happy!!!!!!

Anonymous — Mon, 04 Mar 2013 07:08:38 GMT

@Anonymous wrote:
@londonhogfan wrote:
Awesome job! Those are some great cards youve got there.

Any baddies on your report?
Just thought I would give a shout out to a fellow hog fan!

Congrats, OP!!

and woooooo pig soooooie!!

Re: Just so dang happy!!!!!!

ObeyJohnny12 — Mon, 04 Mar 2013 15:08:51 GMT

@Sabrian31487 wrote:
So was shopping around ebay for a new computer and decided on a 749.00 computer.. Just got approved for 3 different credit cards this month (See Sig). So went to checkout for the computer and up pops bill me later.... I know i was not approved 6 months ago for an account so i was a little hesitant to try again. Was planning on using my discover Card which only has a 1000.00 credit limit so it would have made my utilization well over 70% for that card. Got Approved for bill me later with 800.00 Limit. Doesnt factor into utilization ratio and if in good standing doesnt report to the credit bureuas.... I am just having a wonderful morning... just thought i would shard my excitement ..

GOOD MORNING

Congrats! It's always nice to have a hidden tradeline.