topic Re: Using A Non Costco Amex At Costco.. in Credit Cards

Using A Non Costco Amex At Costco..

RSCo — Sun, 03 Mar 2013 23:09:22 GMT

Has anyone received any preapproved offers for the Amex Costco card by using a non Costco Amex while shopping there? Have the gold Delta SkyMiles card and just started using it there. I'm hoping to receive an offer for the Costco Amex.. I wonder if Amex scans thru your charges to see that you're using a non Costco Amex while shopping there.

Re: Using A Non Costco Amex At Costco..

LS2982 — Sun, 03 Mar 2013 23:29:55 GMT

@RSCo wrote:
Has anyone received any preapproved offers for the Amex Costco card by using a non Costco Amex while shopping there? Have the gold Delta SkyMiles card and just started using it there. I'm hoping to receive an offer for the Costco Amex.. I wonder if Amex scans thru your charges to see that you're using a non Costco Amex while shopping there.

I used my Unicorn card there last month, will be shopping there monthly now i'll keep ya updated!!

Re: Using A Non Costco Amex At Costco..

RSCo — Sun, 03 Mar 2013 23:24:30 GMT

@LS2982 wrote:
@RSCo wrote:
Has anyone received any preapproved offers for the Amex Costco card by using a non Costco Amex while shopping there? Have the gold Delta SkyMiles card and just started using it there. I'm hoping to receive an offer for the Costco Amex.. I wonder if Amex scans thru your charges to see that you're using a non Costco Amex while shopping there.
I used my Unicorn cord there last month, will be shopping there monthly now i'll keep ya updated!!

Sweet, thanks.

Re: Using A Non Costco Amex At Costco..

Cdnewmanpac — Sun, 03 Mar 2013 23:32:50 GMT

I spent about 20k at Costco last year on my zync and never heard a peep from them. a few years earlier I was making a large purchase and a supervisor came over to suggest upgrading to executive, but nothing about the amex. that being said, I apped in store in December and was instantly approved with a 5k limit after only getting 1k on my Hilton card 6 most earlier. so I do think they look at your spending.

Re: Using A Non Costco Amex At Costco..

RSCo — Sun, 03 Mar 2013 23:41:16 GMT

@Cdnewmanpac wrote:
I spent about 20k at Costco last year on my zync and never heard a peep from them. a few years earlier I was making a large purchase and a supervisor came over to suggest upgrading to executive, but nothing about the amex. that being said, I apped in store in December and was instantly approved with a 5k limit after only getting 1k on my Hilton card 6 most earlier. so I do think they look at your spending.

Very nice. Congratulations. Maybe I'll do that in 6 months or so after my 3x cli Ono my new sSkyMiles in 60 days.

Re: Using A Non Costco Amex At Costco..

Open123 — Mon, 04 Mar 2013 00:09:40 GMT

As far as I know, you can use any Amex network card. That could be from Amex, cobranded (BofA, Citi, Fidelity, etc...), or an Amex gift card.

So, if you have lots of Costco purchases (say, you buy for business), then the Fid Amex 2% would be the best card to use, since it's more cash back than the Amex Costco card.

PS - For costco.com, you can use any credit card (Visa, MC, and even Discover).

Re: Using A Non Costco Amex At Costco..

Anonymous — Mon, 04 Mar 2013 00:11:43 GMT

If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.

Re: Using A Non Costco Amex At Costco..

Open123 — Mon, 04 Mar 2013 00:14:42 GMT

@Anonymous wrote:
If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.

Right, for big business Costco purchases, the SPG business card is the way to go!

PS - Ironically, the least attractive Amex for Costco is the...well...Costco Amex. Even MR points I value at greater than 1% cashback.

Re: Using A Non Costco Amex At Costco..

RSCo — Mon, 04 Mar 2013 00:18:12 GMT

@Open123 wrote:
@Anonymous wrote:
If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.
Right, for big business Costco purchases, the SPG business card is the way to go!

PS - Ironically, the least attractive Amex for Costco is the...well...Costco Amex. Even MR points I value at greater than 1% cashback.

Good info.. Thanks.

Re: Using A Non Costco Amex At Costco..

Cdnewmanpac — Mon, 04 Mar 2013 00:57:09 GMT

@Open123 wrote:
@Anonymous wrote:
If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.
Right, for big business Costco purchases, the SPG business card is the way to go!

PS - Ironically, the least attractive Amex for Costco is the...well...Costco Amex. Even MR points I value at greater than 1% cashback.

For those without business cards, the primary value of the Costco Amex is for Costco gas. I put 20k on the zync because it was the only card I had, then it was the only card with a high enough limit (npsl) to support larger purchases. while using an spg makes sense if you already have it, I'm not sure getting the card for Costco purchases alone makes sense. but since the costco Amex costs only an inquiry and I won't be getting a fidelity or spg any time soon, I'm resigned to 1% for the time being.

Re: Using A Non Costco Amex At Costco..

CribDuchess — Mon, 04 Mar 2013 01:09:10 GMT

@RSCo wrote:
Has anyone received any preapproved offers for the Amex Costco card by using a non Costco Amex while shopping there? Have the gold Delta SkyMiles card and just started using it there. I'm hoping to receive an offer for the Costco Amex.. I wonder if Amex scans thru your charges to see that you're using a non Costco Amex while shopping there.

Back in September, I received a pre-approved offer for the Amex Costco card and it offered a $50 bonus for spending $500 within the first three months of account opening. The offer was sent to me via email from Costco, not Amex. I am registered on Costco's website as I have always paid my membership fee on their website each year. I had actually received the same offer a couple of months prior to the one in September - they were the same offer.

Anyway, I used the offer and applied online on October 1st and was instantly approved. The 3% on gas works at most gas stations, not just Costco Gas. So I use this card when I'm not getting 5% for gas with the Freedom.

Re: Using A Non Costco Amex At Costco..

Open123 — Mon, 04 Mar 2013 01:20:00 GMT

@Cdnewmanpac wrote:
@Open123 wrote:
@Anonymous wrote:
If you value Starpoints above 2 cents/point, which many people do, the SPG could be good to use at Costco as well. If Amex won't do bonus categories for it, the best thing would be to bring it out for big purchases at Costco.
Right, for big business Costco purchases, the SPG business card is the way to go!

PS - Ironically, the least attractive Amex for Costco is the...well...Costco Amex. Even MR points I value at greater than 1% cashback.
For those without business cards, the primary value of the Costco Amex is for Costco gas. I put 20k on the zync because it was the only card I had, then it was the only card with a high enough limit (npsl) to support larger purchases. while using an spg makes sense if you already have it, I'm not sure getting the card for Costco purchases alone makes sense. but since the costco Amex costs only an inquiry and I won't be getting a fidelity or spg any time soon, I'm resigned to 1% for the time being.

I see. Makes perfect sense.