topic Re: Mini App Spree Success in Credit Cards

Mini App Spree Success

09Lexie — Mon, 04 Mar 2013 17:49:48 GMT

Saturday I stepped out of the garden to do a little apping. What can I say, I was bored!

Here are my results:

Macy's (wanted the Amex but they said store card only) : CL $900

Chase Freedom: got the 30 day response, called bd told it was declined due to paid state tax lien. CSR was really nice, I told her it was from 2006 and it was taking care of - just had to resend tax return- lien released in 2007. She asked about my inq (6) I purchased a car last Apr, 2 were from opening an account at CU's and the other 3 were from Chase (I really wanted that Freedom ). She put me on hold and said I had to call verifications on Monday. Approved $3000! I was expecting $500 since they like to start people off low.

DCU- we have been members since 2005- never applied for their CC products but since I've heard positive results from the forum - we decided to pull the trigger for their Visa. Spoke with a rep this morning - Approved $10,000 CL @9.5% and since they had me on the phone they offered to refi my car for 1.99%! It was so easy, I already e-signed the docs!

I am definitely going to Lowe's for some potting soil! I will be in the garden for awhile!

Re: Mini App Spree Success

2011beginnings — Mon, 04 Mar 2013 17:52:33 GMT

Wow. Very successful!

Re: Mini App Spree Success

Anonymous — Mon, 04 Mar 2013 17:53:17 GMT

Wow!! Thats great!! Great starting limit for Chase too!!!

Congratulations!!!

Re: Mini App Spree Success

Simply827 — Mon, 04 Mar 2013 17:53:35 GMT

That's awesome! Congrats!

Re: Mini App Spree Success

dodgerslv — Mon, 04 Mar 2013 18:41:33 GMT

A big Congrats!!!

Re: Mini App Spree Success

jacquelinemay9 — Mon, 04 Mar 2013 18:43:17 GMT

Congratulations! Very nice!!! See you in the garden

Re: Mini App Spree Success

Anonymous — Mon, 04 Mar 2013 18:52:36 GMT

DCU= Digital Federal Credit Union??

Re: Mini App Spree Success

09Lexie — Mon, 04 Mar 2013 18:57:01 GMT

@Anonymous wrote:
DCU= Digital Federal Credit Union??

Yes

Re: Mini App Spree Success

Anonymous — Mon, 04 Mar 2013 19:08:05 GMT

@09Lexie wrote:
@Anonymous wrote:
DCU= Digital Federal Credit Union??
Yes

Ok thanks! Been hearing a lot of good things about them lately (especially car loans)!

Re: Mini App Spree Success

Anonymous — Mon, 04 Mar 2013 19:52:26 GMT

Wow! Well done!

Re: Mini App Spree Success

09Lexie — Mon, 04 Mar 2013 19:54:17 GMT

Thanks everyone. I was a little bummed about the Macy's card but every cloud has its silver lining!

Re: Mini App Spree Success

Epcot — Mon, 04 Mar 2013 21:34:06 GMT

Nice going, Congrats!

Re: Mini App Spree Success

ObeyJohnny12 — Mon, 04 Mar 2013 21:50:10 GMT

Way to go! Congrats!

Re: Mini App Spree Success

kwinks — Mon, 04 Mar 2013 23:58:29 GMT

Hey congrats. What were your score like when applying for Macy's? And inquiries?

Re: Mini App Spree Success

armbenderc — Tue, 05 Mar 2013 00:02:14 GMT

@09Lexie wrote:
Saturday I stepped out of the garden to do a little apping. What can I say, I was bored!

Here are my results:

Macy's (wanted the Amex but they said store card only) : CL $900

Chase Freedom: got the 30 day response, called bd told it was declined due to paid state tax lien. CSR was really nice, I told her it was from 2006 and it was taking care of - just had to resend tax return- lien released in 2007. She asked about my inq (6) I purchased a car last Apr, 2 were from opening an account at CU's and the other 3 were from Chase (I really wanted that Freedom ). She put me on hold and said I had to call verifications on Monday. Approved $3000! I was expecting $500 since they like to start people off low.

DCU- we have been members since 2005- never applied for their CC products but since I've heard positive results from the forum - we decided to pull the trigger for their Visa. Spoke with a rep this morning - Approved $10,000 CL@ @9.5% and since they had me on the phone they offered to refi my car for 1.99%! It was so easy, I already e-signed the docs!

I am definitely going to Lowe's for some potting soil! I will be in the garden for awhile!

Congrats!

I know where you are coming from with Chase starting out at $500. Last year when I applied, I have to recon. I thought for sure that I got $500 after recon, it was for 2k. I recon again they used same report, got 3.7k CL starting out. After 5 months, it's at 4.2 CL, I'm happy with chase and continue to give them love about 1k a month.

Been giving love to Amex Green also along with chase for about 1k a month and finally got approved for BCE.

Re: Mini App Spree Success

09Lexie — Tue, 05 Mar 2013 00:06:01 GMT

@kwinks wrote:
Hey congrats. What were your score like when applying for Macy's? And inquiries?

My scores are in my siggy- I apped with Macy's first before I hit up Chase. At the time, I had 5 inq's in the past year on Exp